Assume interest is compounded monthly. The effective annual rate will express this rate as though it were compounded annually.
Give a brief account on effective annual rate.When the benefits of compounding over time are taken into account, an effective annual interest rate represents the true return on a savings account or any other investment that pays interest. It also displays the actual percentage rate of interest paid on any other debt, including loans and credit card debt. The annual equivalent rate (AER) or effective interest rate are other names for it. The genuine interest rate pertaining to a loan or investment is shown by the effective yearly interest rate. Its most important characteristic is that the effective yearly interest rate takes into consideration the fact that greater effective interest rates will come from more frequent compounding periods. For example : Imagine you had two loans with a stated interest rate of 10% each, one of which compounds once a year and the other of which compounds twice a year. The loan that compounds twice a year will have a higher effective yearly interest rate, even though both have a stated interest rate of 10%.
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Explain in which era of marketing that Awake Chocolate currently resides. Describe some ways in which the
company can move beyond the current stage into the next era of marketing.
Answer:
Awake Chocolate currently resides in the era of digital marketing. This era is characterized by a focus on digital platforms such as search engine optimization, social media, and online advertising. The company can move beyond this stage by utilizing data analytics to understand customer preferences and buying habits, and to optimize campaigns and strategies. Additionally, they can further utilize artificial intelligence to personalize messages to customers, automate marketing processes, and develop more effective content. Finally, they can also expand their use of virtual reality and augmented reality to create more immersive and engaging experiences for customers.
Explanation:
which of the following serves as an intermediary channeling the savings of individuals, businesses, and governments into loans and investments?
a) Financial markets
b) Financial institutions
c) Securities Exchanges
d) OTC markets
Financial institutions act as a middleman, converting individual, corporate, and governmental savings into loans and investments.
Consumers and businesses rely on financial institutions for transactions and investments. As a result, financial institutions serve the vast majority of people. Because of their critical role in the economy, governments see the supervision and regulation of banks and other financial institutions as critical. Failures of financial institutions have historically caused panic.
The Federal Deposit Insurance Corporation (FDIC) insures regular bank accounts in the United States to reassure people and businesses about the security of their money with financial institutions. The financial sector of a country is critical to its overall economic stability. A bank run could easily occur if a financial institution loses customers.
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in the last row of the table, calculate and enter the value of the upi for the remaining years.
between 2020 and 2021, the upi increased by ____. between 2021 and 2022, the upi increased by ____. which of the following, if true, would illustrate why price indexes such as the upi might overstate inflation in the cost of going to college? check all that apply. professors required each student to buy eight notebooks, regardless of the price. the quality of content provided by streaming services improved dramatically from 2020 to 2022. many companies invested heavily in the actors cast for their original series, but this quality change is hard to measure. as the price of textbooks increased, more and more students turned to the used-book market or chose not to buy textbooks at all, instead using the copies on reserve in the library. a natural dietary supplement is developed that is clinically proven to safely boost memory.
Regarding the information provided about the cost of going to college, the following statement, if true, would illustrate why price indexes such as the UPI might overstate inflation in the cost of going to college.
As the price of textbooks increased, more and more students turned to the used-book market or chose not inflation to buy textbooks at all, instead using the copies on reserve in the library. A natural dietary supplement is developed that is clinically proven to safely boost memory. It is because these factors can decrease the cost of college for students, but would not be reflected in the UPI.price indexes such as the upi might overstate inflation in the cost of going to college? check all that apply. professors required each student to buy eight notebooks, regardless of the price. the quality of content provided by streaming services improved dramatically from 2020 to 2022. many companies invested heavily in the actors cast for their original series, but this quality change is hard to measure. as the price of textbooks increased, more and more students turned to the used-book market or chose not to buy textbooks at all, instead using the copies on reserve in the library.
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an account planner is planning their company's online advertising budget on a monthly basis. they choose ads performance planner for help accomplishing this task.
The account planner use Ads Performance Planner as a tool to assist in monthly planning and management of the company's online advertising budget as well as to enhance the effectiveness of their online advertising campaigns. A company's advertising budget must be planned and managed by an account planner.
In this case, they've decided to employ Ads Performance Planner to assist them in completing the process of monthly budget planning for the company's online advertising. The account planner may use the Ads Performance Planner application to evaluate the effectiveness of their online advertising campaigns and come to wise judgments about how to spend their advertising budget. It offers information on variables like click-through rate, conversion rate, and cost per click, which may be used to determine the most successful campaigns and distribute funds appropriately.
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choose the items below that would be subtracted from the book balance on a bank reconciliation. (check all that apply.) multiple select question. note collected by the bank for the depositor nsf customer check monthly bank service charge monthly check charges assessed by the bank interest earned on the depositor's account cleared checks outstanding checks need help? review these concept resources. rate your confidence to submit your answer.
The items below that would be subtracted from the book balance on a bank reconciliation are NSF customer check, Monthly check charges assessed by the bank, Monthly bank service charge.
A bank reconciliation is what?A bank reconciliation statement links a company's bank account to its financial records by providing a summary of the business and banking accounts.
The statement contains a record of all deposits, withdrawals, and other financial transactions done with a bank within a particular time period. A bank reconciliation is a bookkeeping procedure used to reconcile a bank account's balance reported by the financial institution in the most recent bank statement to the balance recorded in the entity's books.
Any difference between the two figures must be looked into and, if necessary, corrected.
A record of all deposits, withdrawals, and other financial transactions made with a bank over a specific time period are included in the statement.
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fill in the blank. when a customer places an order at bookbox, the company processes the customer's payment information, sends the order to the nearest warehouse, and ships the order via fedex. this is best described as the___process.
order fulfillment when a customer places an order at bookbox, the company processes the customer's payment information, sends the order to the nearest warehouse.
and ships the order via fedex. this is best described as the order fulfillment process. the process of receiving an order from a customer, processing the payment information, sending the order to the nearest warehouse, and shipping it to the customer via a delivery service such as FedEx is known as the order fulfillment process. It also involves tracking the order and communicating with the customer throughout the process to ensure a smooth and satisfactory delivery experience.when a customer places an order at bookbox, the company processes the customer's payment information, sends the order to the nearest warehouse. the process of receiving an order from a customer, processing the payment information, sending the order to the nearest warehouse, and shipping it to the customer via a delivery service such as FedEx is known as the order fulfillment process.
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JackMan Company produces diecast metal bulldozers for toy shops. JackMan estimated the following average costs per bulldozer: direct materials, $8.65; direct labor, $1.10; manufacturing overhead, $0.95. Prime cost per unit is a. $8.65 b. $1.10 c. $0.95 d. $2.05 e. $9.75
Bulldozers made of diecast metal are made by JackMan Company for toy stores. He calculated the following average bulldozer costs: Direct labor is $1.10, direct materials are $8.65, and manufacturing overhead is $0.95. $9.75 is the prime cost per unit.
Direct labor plus direct materials equals the prime costs.
Direct costs are the first two costs, while prime costs are the total of the first two.
Prime Cost = Direct Material Cost plus Direct Labor Cost, which equals $8.65 plus $1.10, or $9.75.
Pay $9.75 for the prime.
Option e is the appropriate one.
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Contingent liabilities that are probable but cannot be reasonably estimated are disclosed in the:
a.notes to the financial statements.
b.retained earnings section of the statement of stockholders' equity.
c.long term-liabilities section of the balance sheet.
d.current liabilities section of the balance sheet.
Contingent liabilities that are probable but cannot be reasonably estimated are disclosed in the current liabilities section of the balance sheet. A contingent liability company is one that may arise as a result of the outcome of a specific event.
It is a potential obligation that may or may not exist depending on how a future event plays out. When a contingent liability can be estimated, it is recorded; otherwise, it should be disclosed. Current and contingent liabilities are both critical financial issues for a company. The primary distinction between the two is that a current liability is an amount you already owe, whereas a contingent liability is an amount you may owe depending on how certain events unfold.
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Imagine you are a team of marketing managers at a large consumer packaged-goods company, and you're planning the launch of a new line of shampoo. With which departments in your company will you need to work to plan the launch, and what role will each department play?
A company-wide effort is needed, involving divisions like product development, marketing, sales, customer service, and HR.
Explain about the departments are involved in a product launch?The process of organizing, carrying out, and monitoring a product's introduction to the market is known as a product launch.
A product launch is an organized effort to introduce a new product to the market. The creation of marketing and sales plans as well as product optimization are all part of a product launch, which is more than simply one event. Depending on the sector, product category, and target market, each product launch will be unique.
A successful market release requires the coordination of all strategic initiatives, which is what product launch management entails. Product launch tactics vary depending on the business and the industry, but several elements are universal: Developing the launch's marketing, PR, and advertising efforts.
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an example of a(n) is the music industry, in which a few giant companies are behind many of the labels and artists known to consumers. group of answer choices proprietorship oligopoly monopoly conglomerate
The pertinent situation where a few giant companies are behind many labels and artists known to consumers is example of an oligopoly.
Oligopoly is a market structure where it is dominated by a small number of large sellers.
Few example of Oligopoly are:-
Computer Industry , where only two names are existing till date which are windows and apple, they are controlling the whole market which makes it impossible for other competitiors to survive in the league.
Another example of Oligopoly would be the the car manufacturing industry where only few names dominate over the whole market such as Mercedes, BMW, Toyota etc.
Oligopoly is considered as a malpractice in path of growth of any set of industry.
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concerning the management of foreign exchange risk, some business firms do not hedge at all either because they cannot determine how much money will be coming in from abroad, or because they have a deliberate strategy of allowing currencies to balance each other out around the world.concerning the management of foreign exchange risk, some business firms do not hedge at all either because they cannot determine how much money will be coming in from abroad, or because they have a deliberate strategy of allowing currencies to balance each other out around the world. T/F
Concerning the management of foreign exchange risk, some business firms do not hedge either because they cannot determine how much money will be coming in from abroad, or because they have a deliberate strategy of allowing currencies to balance is true.
What does "management of foreign exchange" mean?Foreign exchange markets are crucial in order to promote cross-border investment, trading, and financial activity. Using these markets, businesses can convert their current currency or deposit into the one they want to use for foreign exchange operations.
In order to facilitate Indian trade and payments overseas, the Foreign Exchange Management Act, or FEMA, was principally developed. Additionally, it was designed to aid in the orderly expansion and maintenance of India's foreign exchange market. There are three types of foreign exchange risk: transactional, translational, and economic.
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gunner company purchased a piece of equipment costing $6,000. she paid $1,000 immediately and put the rest on account. show how to record this transaction to the t-accounts by selecting the correct answer below.
$1,000 on the right side of the Cash account, $5,000 on the Accounts Payable account's right side, and $6,000 on the Equipment account's left side.
The following is the journal entry for this specific transaction: $6,000 Equipment A/C Dr. $1,000 to cash a check $5,000 to Account Payable (It is noted when an item of equipment is purchased.)Since the equipment was acquired, it would appear on the debit side, whilst the other accounts would appear on the credit side because it increased the liabilities and decreased the cash balance.
Which of the following is true about adding transactions to the accounting equation?Which of the following is true about adding transactions to the accounting equation? The left side of the accounting equation must also grow if the total of the right side of the equation increases.
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Question:
Gunner Company purchased a piece of equipment costing $6,000. She paid $1,000 immediately and put the rest on account. Show how to record this transaction to the T-accounts by selecting the correct answer below.$6,000 on left side of the Equipment account; $5,000 on the right side of the Accounts payable account; $1,000 on the right side of the Cash account. $6,000 on the left side of the Equipment account; $6,000 on the right side of the Accounts payable account. $6,000 on the left side of the Equipment account; $6,000 on the right side of the Cash account. $6,000 on the right side of Equipment; $5,000 on the left side of Accounts payable; $1,000 on the right side of the Cash account.
while the motor carrier industry does not receive any direct government promotion, they still benefit from
the fact that most highway projects are done actually the motor carrier industry uses three times more fuel than the airlines.
Economic interdependence leads to more trading opportunities. Increased trade among countries promotes the exchange of goods and creates more earning opportunities at the national and international levels among various modes of transport road,rail,aviation,and navigation road transport is the largest consumer of diesel and petrol fuel energy in the country.so first of all, we are supposed to know that the most important factor which competes with the motor carrier is the transportation of vehicle through rules for short-distance deliveries the road transport is the most cost-efficient mean of transport.A common carrier is a person or a commercial enterprise that transports passengers or goods for a fee and establishes that their service is open to the general public.Typical examples of common carriers include, a shipowner,railroad, airline, taxi service, etc.A common carrier is a private or public entity that transports goods or people for a fee.Utility companies and telecommunications companies also are considered common carriers.
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the following histogram represents the distribution of acceptance rates (percent accepted) among 20 top business school mba programs in 2015. in each class interval, the left endpoint is included but not the right. the histogram shows the acceptance rate at the x-axis from 0 to 50 with intervals of 10, and frequency on the y-axis from 0 to 8 with intervals of 2. it shows that the acceptance rate is constant with a frequency of 3 in the intervals 15 to 20, 20 to 25, and 35 to 40. the acceptance rate between 30 and 35 shows a frequency value of 2. the highest frequency is 6, which is displayed in the interval 25 to 30, and lowest frequency is 1, which is provided in the intervals 5 to 10, 10 to 15 and 40 to 45. the intervals 0 to 5 and 45 to 50 show a frequency of 0.
The histogram displays the 2015 admission rates for the top 20 business schools. The acceptance rates, which range from 0 to 50, are arranged into intervals of 10 on the x-axis.
How the histogram is determined?On the y-axis, the acceptance rates' frequency is displayed, with intervals of 2 ranging from 0 to 8. The acceptance rate is consistent between the ranges of 15 to 20, 20 to 25, and 35 to 40, with a frequency of 3. The intervals 5 to 10, 10 to 15, and 40 to 45 have the lowest frequency of 1, while the period 25 to 30 has the greatest frequency of 6. The frequency of the ranges 0 to 5 and 45 to 50 is 0.
The bins are often defined as a series of discrete intervals that don't overlap. The bins (intervals) must be next to one another and are frequently (but not always) the same size. The height of each rectangle in a histogram is calculated as a function of the amount of data points that fit into that bin. The amount of data points always equals the entire area of a histogram.
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which of the following would all be considered real assets? multiple choice question. automobiles, land, and insurance bank accounts, insurance, and automobiles land, buildings, and equipment stocks, bonds, and insurance
Land, buildings, and equipment stocks would all be considered as real assets. Thus, option (c) can be regarded as the correct option.
Give a brief account on real assets.Real assets are tangible possessions that are intrinsically valuable because of their nature and characteristics. Real assets include natural resources, precious metals, commodities, real estate, land, and equipment. Due to their very low correlation with financial assets like equities and bonds, they can be included in the majority of diversified portfolios. Real, financial, or intangible assets fall into these categories. To a company or an individual, all assets can be said to have economic value. The thing is an asset if it has a value that can be converted into money. Intangible assets are valuable possessions that lack physical characteristics. Patents and copyrights fall under this category. A contractual right or ownership claim provides value to financial assets, which are liquid properties. Financial assets include, for example, cash, stocks, bonds, mutual funds, bank deposits, investment accounts, and other such items.
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this activity is important because marketing managers use the controllable marketing mix factors known as the 4ps to create value. the marketing mix factors which include product, price, promotion, and place (distribution) are the tools the marketing manager uses to develop a marketing program to reach consumers. The goal of this exercise is to demonstrate your understanding of the controllable marketing mix factors: product, price, promotion and place (distribution).
Identify which marketing mix factor is described in each example.
1. A friend recommends a new restaurant that you need to check out
(Click to select) Product Price Place (Distribution) Promotion
2. You pay your college tuition for this semester
(Click to select) Product Price Place (Distribution) Promotion
3. A new personal assistant app for the iPhone
(Click to select) Product Price Place (Distribution) Promotion
4. Walmart’s website offers thousands of products that you can purchase
(Click to select) Product Price Place (Distribution) Promotion
5. You pay $10 to park your car at the arena to see the big game
(Click to select) Product Price Place (Distribution) Promotion
6. Flyer for a lawn care company stuck in your mailbox
(Click to select) Product Price Place (Distribution) Promotion
7. Your aunt hosts a Thirty-One party at her house where she sells colorful bags and totes
(Click to select) Product Price Place (Distribution) Promotion
figuring out which aspect of the marketing mix is discussed in each scenario. 1. A buddy suggests that you try out a brand-new eatery called Promotion. 2. You pay the price of this semester's college tuition.
3. An updated iPhone personal assistant software called Product. 4. Walmart's website features hundreds of items available for purchase. 5. Cost of parking at the arena to watch the big game is $10. 6. Promotional flyer for a lawn care company dropped in your mailbox. 7. Your aunt sells vibrant totes and purses at her house, where she also throws a Thirty-One party. Marketing describes the actions a business does to encourage the purchase or sale of a good or service. Advertising, selling, and delivering goods to customers or other firms are all included in marketing. Affiliates perform some marketing on behalf of a business.
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a(n) blank is maintained for each financial statement item, whereas a(n) blank contains all of the accounts of the company.
While a general ledger comprises all of the company's accounts, a separate account is kept for each line item on the financial statement.
What is a financial statement?The term "financial statement" refers to a document that presents organized, simply understandable formal records of all financial transactions and position of any institution, including businesses. To provide an accurate record of all business activity relevant to each financial statement item, an account is kept for each line item on the statement.
What Is a General Ledger?With debit and credit account entries verified by a trial balance, a general ledger serves as the mechanism for maintaining a company's financial data. It offers a record of each financial transaction that occurs during the course of an operational company's existence and maintains account data required to create the company's financial statements. Transaction data is divided into accounts for assets, liabilities, owners' equity, income, and expenses according to the type of transaction.
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T/F the overabundance of information available on the internet has made it more difficult for consumers to compare product features and prices.
Consumers now find it more challenging to compare product features and prices due to the plethora of information available online. This assertion is untrue.
What does an economic consumer mean?Consumers are those who consume products and services to fulfil their needs. You will act as a consumer while you eat your meal.Consumers can be divided into four categories: omnivores, carnivores, herbivores, and decomposers. Living things called herbivores rely solely on plants for their nutrition and energy needs. Herbivores include creatures like horses, whales, elephants, cows, pigs, and rabbits. Living things that only consume meat are called carnivores.Some people eat both vegetables and different animals. We refer to these shoppers as omnivores. Because they consume other living things, humans are consumers rather than producers. Consider what individuals consume. Although they might not have paid for it, consumers are always the ones who use a good or service in the end.To learn more about consumer, refer to:
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in your own words, summarize some of the positive and negatives associated with demand-side policies:
Evaluation of Monetary Policy and Flexible labour markets are positive and Rapid government spending and interest rate decreases are negatives associated with demand-side policies.
An rise or decrease in the rate is neither good nor negative. It serves more as a barometer for the state of the American economy as a whole. Focus on achieving your long-term saving and debt repayment objectives one at a time rather than freaking out when it changes. The amount that the lender charges the borrower over and beyond the principle amount is known as the interest rate. People will soon start cutting back on their expenditures since rising interest rates translate into greater borrowing expenses. Inflation will therefore decrease as a result of a decline in the demand for goods and services. In a similar vein, the Fed has been raising rates all year to battle the expected rise in inflation in 2022.
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mexico is one of the major trading partners of the united states and its economy (mexico) is currently experiencing an economic contraction with lower than expected gross domestic product. other things being equal, us exports to mexico will and gdp of the us will subsequently . group of answer choices none of the answers given is correct increase ; stay the same decrease ; decrease decrease ; increase stay the same ; increase
Mexico exports to the US in bilateral trade. Mexico's top export market for goods is the United States.
What is the relationship between the United States and Mexico?
Additionally, between two-fifths and one-half of Mexican imports come from the United States, and about four-fifths of its exports go there.Contrarily, only approximately one-tenth of all U.S. trade is with Mexico. Vehicles, electronics, machinery, mineral fuels, and optics are Mexico's biggest exports to the US.The most in-demand product in the US market is automobiles from Mexico. Mexico is the United States' second-largest trading partner, and vice versa. More than 80% of the USD 373 billion in exports to Mexico in 2016 were bought by the United States.While 47% of USA imports went to Mexico, whose imports totaled USD 387 billion.To learn more about bilateral trade refer to:
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a supply ship simultaneously fires two aid packages with different initial speeds at two different ships. the packages follow the parabolic trajectories shown. 1)which ship gets hit first? ship 1 ship 2 both at about the same time
The supply ship simultaneously fires two aid packages with different initial speeds at two different ships. The packages follow the parabolic trajectories hit both ships at the same time approx.
What is parabolic trajectories?A parabolic trajectory in astrodynamics or celestial mechanics is an unbound Kepler orbit with an eccentricity of 1, which is exactly on the threshold between an elliptical and a hyperbolic orbit. An escape orbit, or a capture orbit in the alternative, is one that is travelling away from the source. Other names for it include a C3 = 0 orbit (see Characteristic energy). According to accepted theories, a body on an escape orbit will cruise along a parabolic trajectory to infinity, with velocity with respect to the central body tending to zero, and won't ever come back. Positive-energy hyperbolic trajectories and negative-energy elliptic orbits are separated by parabolic trajectories, which are minimum-energy escape paths.
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Which of the following procedures are followed in applying the fair-value method of accounting for an investment in another firm's equity securities?
i. Changes in the fair value of equity securities owned during a period are reported as income.
ii. The initial investment in equity securities is recorded at cost.
iii. The investment account is increased for the amount of the investee's reported income.
iv. Dividends declared on the equity securities owned are recorded as an increase in fair value.
Option ii is Correct. If the fair-value method of accounting is used to account for an investment in the equity securities of another company, the original investment in equity securities is recorded at cost.
What does the fair value technique of investment accounting entail?Certain assets and liabilities are recognized using fair value accounting, which bases those recognitions on current market values. According to current market conditions, fair value is the projected price at which an asset can be sold or an obligation can be paid with a third party in an orderly transaction.
When an investor owns less than 20% of the outstanding shares of a company and has little or no influence, the fair value technique is applied. The corporation would categorize the investment when applying the fair value technique.
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many companies use a variety of media advertising to communicate to diverse audiences rather than personally selling the product because it ______.
Instead of personally selling the goods, many businesses employ a range of media to reach out to a variety of consumers because it lowers the overall cost of sales.
What is meant by overall cost?The total cost is the sum of the variable and fixed costs. For instance, the total cost will be $35 if a company has a fixed cost of $30 per unit and a variable cost of $5 per unit when they raise their output. Total cost is the term used to describe the total cost of ownership, which takes into account the initial cost of an asset as well as the costs of continuous operations, maintenance, and repairs, as well as the benefit of any residual value. a ballpark figure for how much a task, demonstration, or programme will cost overall. The total projected cost is different from a planning estimate in that it is based on concrete details about the technical scope, contracting strategies, timetable, and resource demands.To learn more about overall cost, refer to:
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assuming households want to save/lend, which of the following statements is true about government borrowing in a perfectly closed economy
An economy that is closed to international trade, or that does not import or export products and services from other nations, is referred to as a closed economy.
Is there government spending in a closed economy?An economy that is closed to international trade, or that does not import or export products and services from other nations, is referred to as a closed economy. Because all items must be produced and consumed within a single economy, locked economies develop more slowly than open economies. Economics: Open and Closed Exports, imports, and capital flows are all absent in a closed economy, which has no interaction with other economies on a global scale. An open economy engages in free trade with other economies on a global scale.This phenomenon, referred to as "crowding-out," occurs as a result of higher interest rates brought on by the increase in government spending, which lowers investment appeal. When a result, the equilibrium shifts from point E2 to point E3 as government spending increases and decreases private capital investment.To learn more about closed economy refer to:
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given the following tax structure, what minimum tax would need to be assessed on shameika to make the tax progressive with respect to average tax rates? taxpayer salary muni-bond interest total tax mihwah $ 10,000 $ 10,000 $ 600 shameika $ 50,000 $ 30,000 ???
Given the following tax structure, $3,000 minimum tax would need to be assessed on Shameika to make the tax progressive with respect to average tax rates.
A progressive tax rate is one in which the marginal tax rate rises in proportion to the tax base.
Mihwah is paid less than Shameika. Her tax is $600, so her average tax rate (Total Tax/Taxable Income) equals 600/10,000 = 6%.
Shameika, with a higher wage, must have an average tax rate greater than 6%, with a minimum of 6% x 50,000 = 3,000. As a result, her total tax must be greater than 3,000 in order for this tax structure to be Progressive.
A progressive tax is one in which the tax rate rises in proportion to the taxable amount. The phrase progressive refers to the manner in which the tax rate rises from low to high, resulting in a taxpayer's average tax rate being less than the person's marginal tax rate.
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The conversion period is 31 days after termination from group coverage. This means the individual must apply for individual coverage within 31 days after the date of group coverage termination. The extension does not apply because Tim notified his employees of the conversion right.The correct answer is:
If the group life insurance policy or coverage for a class of insureds ends, insureds who have been covered under the group life insurance policy for at least three years may convert $10,000 or the amount of terminating group life insurance, whichever is less.
What is the life insurance conversion period?A term-to-permanent life insurance conversion, often known as a "term-to-perm" conversion, allows you to increase the length of your life insurance coverage. You may currently hold a 10-, 15-, 20-, or 30-year term life insurance policy. Rather than letting it lapse, you may be able to switch it for a permanent insurance without having to undergo a new medical exam.
A conversion privilege ensures coverage and fixed premium payments for a predetermined number of years regardless of the health of the insured.
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an example of a business using information systems for supplier intimacy is: group of answer choices citibank's atm system. apple's creation of the ipad. verizon's web-based digital dashboard providing real-time company information for managers. the mandarin oriental's use of computers to keep track of guests' preferences. jcpenney's information system that allows its contract manufacturers to see what garments have been sold and need to be replaced.
The answerable option is option B. The database maintained by JCPenney informs its contract manufacturers as to which clothing has been sold and thus needs to be replenished.
Information systems can also improve consumer and supplier intimacy. This method strengthens company-supplier-customer relationships. It strengthens connections and commercial loyalty. The company will value customers and suppliers more.
Toyota uses supplier intimacy. Toyota, like other automakers, gives suppliers production schedules. This helps vendors know when to deliver parts and supplies without having to discuss orders. This technique speeds up production because the supplier can produce and dispatch the goods to Toyota in time for vehicle production.
Amazon uses customer intimacy. Based on customer searches and purchases, Amazon recommends products. Amazon also recommends products based on what other customers bought with the same or comparable product.
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The right way of asking the question is:
An example of a business using information systems for supplier intimacy is:
A) Apple's creation of the iPad.
B) JCPenney's information system allows its contract manufacturers to see what garments have been sold and needs to be replaced.
C) Citibank's ATM system.
D) Verizon's web-based digital dashboard provides real-time company information for managers.
E) the Mandarin Oriental's use of computers to keep track of guests' preferences.
Last summer, you started a dog walking business in your small town. demand has been steady, but you are concerned about because ___ startup costs are low.O The bargaining power of buyersO The bargaining power of supplierO THe threat of substitutesO Rivarly among competitorsO potential new entrants
Last summer, you started a dog walking business in your small town. demand has been steady, but you are concerned about because Potential new entrants startup costs are low.
When the following conditions exist, there is a high risk of new entrants:
To enter a market, a small amount of capital is required.Existing businesses have few options for retaliation.Customer switching costs are minimal.Businesses that want to enter your market are known as new entrants. The ability of others to enter the market has an impact on your power. When there are low entry costs, few economies of scale, no knowledge-intensity, and little protection of key technologies, new competitors can easily enter your market.
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understanding context is an analytical skill best described by ?
Adding descriptive headers to columns of data in a spreadsheet. Gathering additional information about data to understand the broader picture.
The ability to solve problems analytically allows you to go through data to come up with original, logical solutions. An analytical individual in the business concentrates on interpreting the data and applying logical thinking techniques to find a solution.
It's critical that you can effectively present your analytical talents on a resume because they are crucial in many professions. An excellent strategy to showcase your competency and possibly improve your chances of success is to give concrete examples that show off your analytical abilities.
"When I make a decision, I make sure I have all the necessary facts and apply logic and reasoning. I then weigh the many choices and gauge the possibility of each possibility using the information.
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Providing informative headers to a spreadsheet's data columns. collecting more information about the data to grasp the bigger picture.
The capacity to resolve issues Analytical thinking enables you to sort through facts to generate novel, sensible answers. An analytical person in the workplace focuses on analysing the facts and using logical thinking strategies to come up with a solution.
Your ability to properly showcase your analytical skills on a resume is essential because they are necessary in many jobs. Giving specific instances that demonstrate your analytical skills is a great way to demonstrate your proficiency and perhaps increase your chances of success.
"Before I decide, I check to see that I have all the required information and use logic and reasoning. I use the knowledge to assess my various options and determine how likely each option is.
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Note: The correct question would be as bellow,
What do you understanding context is an analytical skill best described by ?
A company issues $10,000,000, 7.8%, 20-year bonds to yield 8% on January 1, 2014. Interest is paid on June 30 and December 31. The proceeds from the bonds are $9,802,072. Using effective-interest amortization, how much interest expense will be recognized in 2014?
a. $390,000
b. $780,000
c. $784,249
d. $784,166
Interest expense will be recognized in 2014 is $784,249. The interest expense for 2014 is calculated by multiplying the bond discount by the ratio of the time elapsed from the bond's issuance to the end of the year to the bond's total term.
Effective-interest amortization is a method of bond amortization that allocates the bond's discount or premium to interest expense over the life of the bond. It is based on the bond's effective yield, which is the rate that discounts the bond's future cash flows to its proceeds.
In this case, the bond's effective yield is 8%, and it pays interest semi-annually on June 30 and December 31.
Therefore, the bond's annual interest expense is $780,000 (7.8% x $10,000,000).
The bond discount must be amortized to interest expense over the life of the bond. The bond was issued on January 1, 2014, and the year ended December 31, 2014. So, the time elapsed is 0.5/20 of the bond term.
The bond discount is $197,928 ($10,000,000 - $9,802,072)
Therefore, the interest expense for 2014 is:
$780,000 + $197,928 * (0.5/20) = $784,249
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