An insurance company is analyzing the following three bonds, each with five years to maturity, annual coupon payments, and duration as the measure of interest rate risk.


What is the duration of each of the three bonds?


Duration of the Bond

a. $10,000 par value, coupon rate = 8. 5%, rb = 0. 15 years

b. $10,000 par value, coupon rate = 10. 5%, rb = 0. 15

c. $10,000 par value, coupon rate = 12. 5%, rb = 0. 15

Answers

Answer 1

The duration of each of the three bonds are:

a. 4.17

b. 4.06

c. 3.96

What is bond?

A bond is a fixed-income investment that simulates a loan from an investor to a borrower (typically corporate or governmental). The terms of the loan and the payments are outlined in a bond, which can be compared to an I.O.U. between the lender and borrower. Companies, municipalities, states, and sovereign governments all use bonds to finance their operations and capital expenditures. Bondholders are the issuer's creditors, or debt holders.

a.

FV = 10,000

Pmt = 10,000 x 8.50% = $850

N = 5

R= 0.15

Price PV= Pmt x PVIFA(n,R) + FV x PVIF(n,R)

              = 850 x 3.35216 + 10000 x 0.49718

                = 7821.10

Duration = sum of t x CF x PVF / price

                  = 32617.04 / 7821.10

                  = 4.17

b.

FV = 10,000

Pmt = 10,000 x 10.50% = $1050

N = 5

R= 0.15

Price PV= Pmt x PVIFA(n,R) + FV x PVIF(n,R)

              = 1050 x 3.35216 + 10000 x 0.49718

                = 8491.57

Duration = 34442.50 / 8491.57

                  = 4.06

c.

FV = 10,000

Pmt = 10,000 x 12.50% = $1250

N = 5

R= 0.15

Price PV= Pmt x PVIFA(n,R) + FV x PVIF(n,R)

              = 1250 x 3.35216 + 10000 x 0.49718

                = 9162

Duration = 36267.96 / 9162

                  = 3.96

To Learn more About bonds refer To:

brainly.com/question/13199033

#SPJ4


Related Questions

1. which of the following is not true when managing a portfolio system? within a small organization it can be managed by a small group of key employees. the qualities of a particular project are assessed within the context of existing projects. it does not require a constant effort. it requires input from senior management. it involves monitoring and adjusting criteria to reflect the strategic focus of the organization.

Answers

Criteria must be monitored and changed to reflect the organization's strategic focus. Lack of funding.

What is portfolio system?In accordance with its strategic objectives and capacity to deliver, portfolio management is the process of choosing, prioritizing, and managing an organization's programs and projects. In order to maximize return on investment, a balance must be struck between implementing change initiatives and maintaining business as usual.A portfolio, by definition, is a grouping of various assets owned by investors. The aforementioned group of financial assets may also include valuables such as gold, equities, funds, derivatives, real estate, cash equivalents, bonds, etc. A portfolio is a collection of written work from school and the workplace that serves as evidence of your values, abilities, and background. Your personality and work ethics are shown.

To learn more about portfolio system refer to:

https://brainly.com/question/16942080

#SPJ4

an inadvertent siren was sounded for mcguire nuclear station. no action needed.

Answers

No action is needed in this case. An inadvertent siren is a false alarm that is accidentally triggered by a malfunctioning siren system

What is malfunctioning ?

Malfunctioning is when a device or system does not work as intended. It can be caused by a variety of factors, such as hardware or software issues, user errors, or environmental conditions. Malfunctioning can cause a variety of problems, including decreased performance, data loss, and even complete system failure.

It is important to identify the source of the malfunction in order to fix it. This can involve troubleshooting hardware and software components, checking connections and settings, and running diagnostic tests. In some cases, it may be necessary to replace faulty components or upgrade the system in order to prevent future malfunctions.

To learn more about malfunctioning

https://brainly.com/question/10259031

#SPJ4

d. what is kiyara's additional medicare tax liability (include all earned income in computing the tax)?

Answers

$450. [0.009 × ($250,000 salary minus $200,000 threshold)]. Kiyara's only earned income is her $250,000 salary.kiyara's additional medicare tax liability (include all earned income in computing the tax).

Taxpayer payments to the Social Security Administration cover the cost of Medicare. 1.45% of total wages are paid by employees to the Federal Insurance Contributions Act (FICA). Employers contribute an additional 1.45 percent, bringing the total to 2.9 percent of your gross income. The American Medicare health system is financed by a Medicare levy. Medicare Part A, which provides tax hospital insurance for seniors and those with disabilities, is paid for using tax dollars. Hospital, hospice, and nursing facility care are all included in Part A expenditures. In 2022, the Medicare tax will be 2.9%. Each party pays 1.45% of this sum, which is divided equally between the employer and the employee. The sum is deducted from each employee's paycheck.

learn more about tax  here:

https://brainly.com/question/16423331

#SPJ4

if you borrow $24,000 to purchase a new car, what would your monthly payments be if your annual rate on the loan is 6% and the loan is for four years?

Answers

Assuming this is a standard fixed rate loan with equal monthly payments, your monthly payments will be $561.33. This calculation is based on the formula for the payment amount of a fixed rate loan.

It is calculated as Payment amount = [interest rate x present value] / (1 - (1 + interest rate)^-number of periods). In this case, the Interest Rate is 6%, the Present Value is $24,000, and the Number of Periods is 48 (4 years x 12 months). Plugging these values ​​into the formula, the payment amount is $561.33. This amount would be the same every month for the life of the loan. In addition, the total amount of interest paid over the life of the loan would be $4,615.68.

To know more about present value click here

https://brainly.com/question/17322936

#SPJ4

Ford and GM carry spare parts for their dealers at a third party warehouse in Michigan's Upper Peninsula. Demand for Ford spare parts is 100 units per month, whereas demand for GM parts is 120 per month. Each spare part costs $100 and both companies have a holding cost of 20 percent. Currently, each company uses a separate truck to ship these parts. Each truck has a fixed cost of $500. What is the optimal order size and frequency for Ford and GM? What is the annual ordering and holding cost for each company? A third-party logistics provider has offered to combine shipments for each of the two companies on a single truck. This will increase the cost of each truck to $600. If the two companies agree to the joint shipment, what is the optimal order frequency and size? What is the annual ordering and holding cost for the two companies combined? Should Ford and GM accept the third party's proposal? How should they divide the fixed cost per truck among themselves?

Answers

Ford: Order size of 500 units, frequency of 4 times per month.GM: Order size of 600 units, frequency of 5 times per month.GM: Order size of 600 units, frequency of 5 times per month. Annual Ordering and Holding Cost for Each Company.

Ford: Annual ordering cost of $2,000, annual holding cost of $2,000.GM: Annual ordering cost of $2,400, annual holding cost of $2,400.Optimal Order Frequency and Size with Joint Shipment: Order size of 1,100 units, frequency of 5 times per month. Annual Ordering and Holding Cost for Two Companies Combined: Annual ordering cost of $2,750, annual holding cost of $2,750.Should Ford and GM Accept the Third Party's Proposal? Yes. The joint shipment will reduce the total ordering and holding cost for both companies, as well as simplify the logistics of transporting the parts.How Should They Divide the Fixed Cost Per Truck Among Themselves?Ford and GM should divide the fixed cost per truck equally between them. This means that each company will pay $300 for each truck.

To know more about Annual Ordering:

https://brainly.com/question/29430956

#SPJ4

credits increase revenues, whereas debits increase multiple choice question. expenses and dividends. assets and liabilities. common stock and retained earnings. liabilities and stockholders' equity.

Answers

Liability, equity, revenue, and gain account values are all increased by credits. An organization's income statement, balance sheet, and other financial papers are created using debit and credit balances.

What is an income statement?One of a firm's financial accounts, an income statement or profit and loss account, lists the revenues and expenses the company incurred for a specific time period. It explains how net income or net profit is produced from revenues. The sales, costs, and profitability of a business are displayed on an income statement over a given time period. A profit-and-loss (P&L) or earnings statement is another name for it. It lists your costs for managing your firm and generating revenue from selling goods and services.An income statement serves the function of outlining a company's financial performance over a specific time frame. It narrates a company's operations' financial tale.

To learn more about income statement refer to:

https://brainly.com/question/15169974

#SPJ4

The main difference between a market order and a limit order is that market orders trigger the immediate purchase or sale of a stock at its current market value, while limit orders allow you to delay transactions until the stock meets a specified price. true or false

Answers

True, the main difference between a market order and a limit order is that market orders trigger the immediate purchase or sale of a stock at its current market value, while limit orders allow you to delay transactions until the stock meets a specified price.

What is Market Order vs. Limit Order?

To purchase shares is comparable to purchasing a car. For the dealer's suggested retail price, a car can be purchased. As an alternative, you could agree on a price and postpone signing the contract until the dealer accepts your valuation. On the stock market, it functions similarly.

A market order deals with the order's execution. Or, to put it another way, the speed at which the trade is completed is more crucial than the security's price. But the main issue with limit orders is the cost. If the security's value is now outside the limit order's predetermined range, the transaction is not carried out in this scenario.

Market orders are agreements that need to be carried out as soon as is practical and at the current price.

Limit orders outline the maximum and lowest prices at which you're willing to carry out a buy or sell order.

There are no guarantees because orders are subject to availability, even though there is a higher likelihood that a market order will be filled. Limit orders may never be filled if the price set in the order is not met. The order will then expire on the date specified in the order's expiration clause.

Limit orders are frequently used for investments that are more volatile because market orders may cause investors to pay significantly more when there are significant price changes over a brief period of time.

Learn more About Market orders and limit orders  refer To:

brainly.com/question/30320791

#SPJ4

if the marginal propensity to save is 0.1 in an economy, a $40 billion rise in investment spending will increase consumption by

Answers

The investment spending will increase by $420 billion.In economics, the marginal propensity to consume (MPC) is defined as the proportion of an aggregate raise in pay that a consumer spends on the consumption of goods and services, as opposed to saving it.

The first step is to calculate the marginal propensity to spend

= 1/0.1

= 10

= 40 billion × 10

= 400 billion

= 400 billion + 20 billion

= 420 billion

Hence the investment spending will increase by $420 billion

The marginal propensity to save (MPS) is the portion of each extra dollar of a household's income that's saved. MPC is the portion of each extra dollar of a household's income that is consumed or spent. Consumer behavior concerning saving or spending has a very significant impact on the economy as a whole.

To learn more on marginal propensity, visit:

https://brainly.com/question/18521055

#SPJ4

Black Friday and Cyber Monday shopping would both be examples of what factor that influences supply?
a. Number of sellers
b. Input Prices
c. Taxes
d. Productivity

Answers

Input prices

Hope this helps have an excellent day!

a labor-intensive process has a fixed cost of $338,000 and a variable cost of $143 per unit. a capital-intensive process for the same product has a fixed cost of $1,244,000 and a variable cost of $92.5 per unit. how many units must be produced and sold at 197$ each for the capital intensive process to be preferred over the labor-intensive process?

Answers

The 17,941 units should be produced and sold for the capital intensive process to be preferred over the labor-intensive process.

The computation of the number of units that should be generated and sold forcapital intensive process is shown below:

Let us assume the number of units be n

Now as we know that

Total labor cost = variable cost + fixed cost

So the equations are

For labor intensive = $33,8000 + 143 n

And

For capital intensive = $1,244,000 + $92.5n

It could be written as

$1,244,000 + $92.5 n  <  $338,000 + $143 n

After solving it

n> 906,000÷ 50.5

n>17941

And,

$1,244,000 + $92.5 n < 197 n

After solving it

n>$1,244,000 ÷ 104.5

n>11,904

So the highest is 17,941

Therefore the 17,941 units should be produced and sold

To learn more on capital intensive process, visit:

https://brainly.com/question/20534039

#SPJ4

What is it called when companies compete with each other?

Answers

The market competition is the term which is called when companies compete with each other.

The market competition according to the economics, the market competition is the condition in which the different companies or firms are in the same contention and to obtain the goods or services which has the limited by the variation of the elements of the market.

The variation of the things in the market or during the process of marketing is price, promotion, product and place. Also, it is also known as 4P rule which means price, promotion, product and place.

During the competition, companies try to make good and high quality products at the current market price.

To know more about market competition here,

https://brainly.com/question/29407851

#SPJ4

madeline made a cash gift of $30,000 to the american cancer society, a qualified public charity. madeline itemizes her deductions and has an adjusted gross income of $48,000. what is the maximum income tax deduction allowable to madeline in the current year for her charitable contribution? a) $30,000 b) $9,000 c) $28,800 d) $14,400

Answers

The maximum allowable deduction for Madeline's charitable contribution is $24,000 i.e. Option D

Contribution is the demonstration of giving or giving something of significant worth to a reason, project, or someone else. It can likewise allude to a gift of time, cash, or materials. Commitment can be both intentional and compulsory. An illustration of willful commitment is giving to a foundation, while compulsory commitment could be charges.

This is on the grounds that the aggregate sum of money commitments permitted as a derivation in any fiscal year is restricted to 60% of the citizen's changed gross pay. Subsequently, Madeline can deduct up to 60% of her AGI ($48,000) which approaches $28,800. Notwithstanding, the most extreme money commitment permitted is $30,000 so Madeline can deduct up to $24,000 in this fiscal year.

Know more about Contribution - https://brainly.com/question/30269787

#SPJ4

Correct Question is -
madeline made a cash gift of $30,000 to the american cancer society, a qualified public charity. madeline itemizes her deductions and has an adjusted gross income of $48,000. what is the maximum income tax deduction allowable to madeline in the current year for her charitable contribution? a) $30,000 b) $9,000 c) $28,800 d) $24,000

lisa sells kitchen furniture through her website. while her sales are stable, she's concerned that they're not keeping pace with those of other online furniture stores. how can a search campaign benefit lisa's business?

Answers

Search campaign can benefit Lisa's business during searches as her company will be seen with other businesses of a similar nature giving it competitive advantage.

What is a competitive advantage?

A company's ability to produce goods or services faster, more efficiently, or for less money than its competitors is known as a competitive edge. These elements enable the producing unit to outperform its competitors in terms of sales or margins. Anything that gives a business an edge over its rivals, enabling it to draw in more clients and increase its market share, is considered a competitive advantage. Cost advantage is the ability to produce a good or deliver a service for less money than rivals.

Know more about competitive advantage- brainly.com/question/29588095

#SPJ4

millie, a research associate at an information technology firm, develops a program that allows more than six parties to interface at the same time. in order to prevent the competition from duplicating her invention, the company should apply for a

Answers

The "business to customer" paradigm, or B2C, refers to the relationship between the customer and the company.

Business-to-consumer, or B2C,

A company's sales of goods or services to its customers are referred to as business-to-consumer, or B2C, transactions. Direct to Consumer (DTC) and D2C are two related terms. Simply explained, it means that orders are handled and delivered directly to the customer. All businesses that provide products or services to customers must engage in business-to-consumer marketing. These are places to eat, drugstores, car makers, apparel merchants, software producers, and so on. By employing a B2C eCommerce model, you may save the extra costs for infrastructure, power, staffing, etc. Your operations costs will be greatly reduced.

It is possible to manage stocks and warehouses with less staff and equipment. Additionally, you could expand your audience while using less marketing budget.

For such more question on company.

https://brainly.com/question/25818989

#SPJ4

Companies only create Key Partnerships with other companies that they do not ordinarily compete with.
A. True
B. False

Answers

True. Key partnerships typically involve two companies that can both benefit from the relationship without competing directly with each other.

What is partnerships?

Key partnerships refer to strategic alliances between two or more organizations that have complementary strengths and resources to help them reach mutual goals. These partnerships are formed to create mutual benefits, such as expanding market reach, increasing resources, leveraging technology, creating new products and services, and sharing risks and rewards. Key partnerships also provide opportunities to reduce costs, develop new ideas, and improve efficiency. By working together, organizations are able to pool their resources, share resources, and brainstorm ideas that are mutually beneficial. By forming key partnerships, organizations can gain access to a larger customer base, new products and services, and improved operational efficiency.

For example, a clothing retailer might form a key partnership with a fabric manufacturer, or a software company might form a key partnership with a hardware company.

To learn more about partnership
https://brainly.com/question/24553900
#SPJ4

which of the following problems are more suited for the learning approach than the design approach? group of answer choices detecting potential fraud in credit card charges determining the optimal cycle for traffic lights in a busy intersection determining the time it would take a falling object to hit the ground classifying numbers into primes and non-primes

Answers

The controller is given information about traffic demand through detection. According to detector input and, each phase's duration is set.

Which words most accurately convey the meaning of information?

noun. A fact or incident about which knowledge has been shared or received; breaking news: information about a crime. His wealth of general knowledge is astonishing. knowledge acquired by study, communication, research, training, etc. Informational behavior or information.

Any information denotes that the information is accessible in any format, can be either objective or subjective, and may include a variety of facts that aren't always connected to a person's private life.

407 The phrase "relating to" is the most ambiguous aspect of the definition because it describes how one person is related to another.

Know more about  duration Visit:

https://brainly.com/question/29974796

#SPJ4

the worksheet shows that 30 appliques can be attached for a cost of $10/hour. if there are 6 appliques per shoe (cell b12), how much is the cost per shoe for applying the appliques?

Answers

The cost per shoe for applying the appliques is $1.67. ($10/hour divided by 6 appliques per shoe).

This is calculated by dividing the total cost of $10/hour by the number of appliques per shoe (6) to get the cost per applique ($1.67). Then, multiplying the cost per applique by the number of appliques per shoe (6) gives the total cost per shoe for applying the appliques ($1.67 x 6 = $10). A spreadsheet is a computer program that allows you to add, display, analyze, manage, and manipulate data that is organized in rows and columns. It is the most widely used program for accounting, analytics, data visualization, and so on. Spreadsheets, in other terms, are scalable grid-based folders used to organize data and perform computations. Spreadsheets are used by individuals from all over the world to build tables for personal and commercial purposes. You may also utilize the functions and algorithms of the application to assist you in making sense of your data.

Learn more about analytics here:

https://brainly.com/question/30101345

#SPJ4

travis is a supervisor in a supermarket. how can he motivate his employees for better performance in non-monetary ways? a. offer promotion to employees with consistent good performance b. extend high bonus rewards c. recognize good work through prompt appreciation d. offer paid short trips with family to experienced employees e. sponsor them to take up higher education courses and programs

Answers

Plan numerous meetings. Set modestly difficult objectives. Give staff no feedback. Determine penalties for subpar performance.

How to use numerous?

The term number and the adjective numerous are connected, which is not surprising given that the adjective numerous literally implies "a lot of things." When you can't provide a precise quantity to indicate a plentiful or excessive amount, use numerous. For the all-star game, as an illustration, many fans might attend. Reaction from BizWritingTip: The Oxford Dictionary defines the word "multiple" as "having many parts, elements, or individual components; many and different." So if I had to choose between the two, I would unquestionably choose numerous. I must admit that I have never heard the word "plural" used in reference to persons.

Know more about subpar Visit:

https://brainly.com/question/27125693

#SPJ4

Answer:

C

Explanation:

All of the other options require money this one is praise

think of the three approaches marketers use to change consumer attitudes toward products and brands. what would be the best way for marketers at procter and gamble to change a consumer's attitude towards tide?

Answers

Marketers use three approaches to try to change consumer attitudes toward products and brands: (1) changing beliefs about the extent to which a brand has certain attributes; (2) changing the perceived importance of attributes; and (3) adding new attributes to a product

What are the approaches used by marketers?The study of marketing has four different techniques. These strategies make the marketing concept and method very obvious. These methods include the institutional, functional, commodity, and decision-making approaches. A marketing strategy is a long-term plan for attaining a company's objectives through comprehending client needs and forging an identifiable and long-lasting competitive advantage. It includes everything, from defining who your target audience is to selecting the methods you will use to communicate with them.Content marketing is the victor in terms of being the overall most successful marketing technique for small businesses. The term "content marketing" refers to the distribution of any kind of material online, including blogs, videos, social media posts, podcasts, webinars, and more.

The complete question is,

Marketers use three approaches to try to change consumer attitudes toward products and brands: (1) changing beliefs about the extent to which a brand has certain attributes; (2) changing the perceived importance of attributes; and (3) __________.

*reinforcing the consumers' sense of self confidence in making wise purchase decisions

*refocusing a consumer's attention from one attribute to another

*actively educating consumers about the product's competitive advantages

*adding new attributes to a product

*attempting to change consumers' attitudes about the attributes of competitors' products

To learn more about Marketing refer to:

https://brainly.com/question/25369230

#SPJ4

by knowing the law, a businessperson always will know what course of action is appropriate in any particular situation?

Answers

True: by knowing the law, a businessperson always will know what course of action is appropriate in any particular situation.

Business law is an important aspect of law in general because without it, the corporate, manufacturing, and retail sectors would be subject to tyranny. The goal of combining business and law is to maintain safe and functional working environments for all individuals involved in the business, whether they run it or work for the people who do. Thus, the given statement is the appropriate one.

Business law, also known as commercial law or corporate law, is the body of law that governs the rights, relationships, and actions of individuals and businesses engaged in commerce, merchandising, trade, and sales. It is frequently regarded as a branch of civil law and deals with both private and public law issues.

To know more about business law, refer to the following link:

https://brainly.com/question/24448358

#SPJ4

jersey medical earns $12.00 a share, sells for $90, and pays a $3 per share dividend. the stock is split three for one and a $1 per share cash dividend is declared. what will be the new price of the stock? round your answer to the nearest dollar. $ if the firm's total earnings do not change, what is the payout ratio before and after the stock split? round your answers to one decimal place. payout ratio before the split: % payout ratio after the split: %

Answers

Jersey medical earns $12.00 a share, sells for $90. The payout ratio before and after the stock split is 63.16 % √

Calculating the problem:

a) New price (Market) = Old price  × Reciprocal ratio of stock split

= $90 × 1/2

=$45 √ .

b) Payout Ratio = Dividend per Share / Earnings per Share

•Payout ratio before the stock split

= $6/$9.5

=63.16% √

•Payout ratio after the stock split

= $3/($9.5/2)

=63.16% √  .

What is the significance of a high payout ratio?

If the ratio is high, it means that the board of directors of the company is basically giving all of the profits to investors. This means that there doesn't seem to be a better way to use the money internally. This is a clear sign that a company is no longer in any growth markets.

How does payout ratio work?

A financial metric known as the payout ratio depicts the proportion of a company's total earnings that is distributed to shareholders in the form of dividends. A company's dividend payout percentage as a percentage of its cash flow is sometimes referred to as the payout ratio.

Learn more about payout ratio:

brainly.com/question/18648485

#SPJ4

if ace experiences internal economics of scale for production from 1 through 5 tons of steel production, which value for $x is not possible

Answers

With the development of technology, the production possibilities curve will move outward and to the right, reflecting the application of that finding.

The Production Possibility Curve:

The term "production potential curve" refers to a curve that depicts the combination of two items that a nation can create with the resources that are available to it.

The production potential curve will move rightward and outward as technology advances because the country will be able to produce more with more efficiency, which will result in higher output.

Therefore, when technology advances, the production possibilities curve will move outward and to the right, reflecting the application of that finding.

For such more question on possibilities .

https://brainly.com/question/25899399

#SPJ4

abrasive, hostile or confrontational language portrays a. a negative perspective. b. a positive perspective. c. unorganized content. d. a different point of view that is acceptable in some business situations.

Answers

Abrasive, hostile or confrontational language portrays negative perspective.

What is confrontational language?As stated in the definition, a confrontation is "a confrontational or acrimonious encounter or situation between opposing parties." According to this definition, confronting involves doing anything that will lead to a disagreeable interaction between you and another person. This is responding to errors with a neutral statement like "Oh really" or "I don't know" rather than a lengthy argument, discussion, or correction. However, it's crucial to avoid deliberately misleading the person with false information. Language conflict is broadly described as political friction within a state or disturbance between citizens who speak various languages. As a major component of group and national identity, language serves as a key marker of more pervasive political, social, and economic strife.

To learn more about negative perspective. refer to:
https://brainly.com/question/17827144

#SPJ4

The _____ value of a future dollar is the amount of money that, when invested today at a specified interest rate, grows to exactly one dollar at a certain point in the future

Answers

What is the difference between the amount of dollars received today and a dollar obtained tomorrow? Because it may be invested right now, the present dollar is worth more.

What does the term "total amount" mean?

Total refers to an entire or complete quantity, and the verb "to total" means to combine two quantities or to destroy anything. In mathematics, you add integers to get the total; the outcome is the total. When you add 8 and 8, you get 16.A car that has been totalled in an accident is irreparably damaged.

What do the terms "amount" and "balance" mean?

The balance of a sum of money refers to what is left over after a portion has been spent or what has to be repaid for something.

To know more about amount visit:

https://brainly.com/question/29994977

#SPJ4

the financial institution most likely to charge the highest rate for a loan would be a

Answers

They also frequently lend to borrowers who pose a higher risk of default, making them non-deposit taking institutions like finance companies or loan sharks that must charge higher interest rates to offset the higher risk.

A finance company? What do visitors mean by that?

a finance company is a type of financial institution that offers credit for the acquisition of services and goods by either buying the time-sales contracts from retailers or by making small loans to customers directly.

What is an illustration of a finance company

For instance, many customers of General Motors who buy cars get their loans from General Electric Acknowledgement Corporation (GMAC). Ford Motor Credit Corporation (FMCC) is owned by the Ford Motor Company, and Daimler Peugeot Financial Services is owned by Daimler Chrysler.

To know more about finance company visit:

https://brainly.com/question/29545610

#SPJ4

Many organizations use the same process capability standard for all their products or services (e. G. , 1. 33), but some companies use multiple standards: different standards for different products or services (e. G. , 1. 00, 1. 20, 1. 33, and 1. 40). What reasons might there be for using a single measure, and what reasons might there be for using multiple standards

Answers

Standards with a single measure and several measures are available for various companies.

What are the top four companies?

Deloitte, Pricewaterhousecoopers, EY (Ernst and Young), and PwC are the "Big Four" firms that make up this group (PricewaterhouseCoopers).

A Fortune 25 business is what?

The 25 Modern Boards comprise our ranking of the S&P 500 businesses' most creative boards of directors. Its foundation is the idea that, in a corporate environment that is rapidly evolving, board-level innovation—and the excellent quality that goes along with it—can be expected based on the individuals present.

To know more about companies visit:

https://brainly.com/question/29354835

#SPJ4

what role do investment banks play in the​ economy?

Answers

By issuing loans or selling shares in the firms, investment bankers assist their customers in raising funds on the capital markets.

How is economics related to investment banking?

Investment banking is a distinct branch of banking that assists individuals or organizations in raising funds and providing financial advice. They act as a go-between for security issuers and investors, and they help startups go public. Investment banks are responsible for underwriting new stock offerings, managing mergers and acquisitions, and acting as financial advisors. Economics, for example, can help you understand why markets behave the way they do during a recession or a boom, and how this affects a company's short-term financial situation.

To know more about investment banks refer to:

brainly.com/question/25787830

#SPJ4

Referring to the results of Problems 9. 76 through 9. 78 concerning Boston and Vermont shingles. Write a report that evaluates the moisture level, Weight, and granule loss of the two types of shingles

Answers

The Boston and Vermont shingles were tested for moisture level, weight, and granule loss.

Write a report that evaluates the moisture level?The results indicate that the moisture levels of both shingles were within the acceptable range.The weight of the Boston shingles was slightly higher than that of the Vermont shingles.Finally, the granule loss test results indicated that the Boston shingles had a slightly lower granule loss than the Vermont shingles. Overall, the results indicate that the Boston and Vermont shingles are both of good quality and suitable for use in roofing applications.The Boston shingles were slightly heavier and showed a slightly lower degree of granule loss.This indicates that the Boston shingles may be more durable and longer lasting than the Vermont shingles.This report provides an evaluation of the moisture level, weight, and granule loss of Boston and Vermont shingles.The results of Problem 9.76 show that the Boston shingles had an average moisture content of 19.5%, while the Vermont shingles had an average moisture content of 19.4%.The difference in moisture content between the two types of shingles is not statistically significant.

To learn more about evaluation of the moisture level refer to:

https://brainly.com/question/28201561

#SPJ4

g the disagreement between these economists is most likely due to differences in values . despite their differences, with which proposition are two economists chosen at random most likely to agree? minimum wage laws do more to harm low-skilled workers than help them. tariffs and import quotas generally reduce economic welfare. lawyers make up an excessive percentage of elected officials.

Answers

Tariffs and import quotas often lower economic welfare, according to two economists picked at random.

What is Tariff?A tariff is a levy levied on the import or export of products by the government of a nation or by a supranational union. Import taxes are not only a way for the government to raise money; they can also be used to control international trade and to support or protect domestic business. An import tax known as a tariff is levied by governments on the products and services that are brought in from other countries. Its goal is to make imported goods more expensive and less desirable, or at the very least less competitive, as compared to domestic goods and services.A particular tariff is a set fee imposed on a single unit of an imported commodity. Depending on the importation category of the items, this tariff may change.

To learn more about Tariff, refer to:

https://brainly.com/question/26923792

#SPJ4

in movement along a production possibility frontier, the opportunity cost to society of getting more of one good: group of answer choices is measured in dollar terms. is measured by the amount of the other good that must be given up. usually decreases. is constant.

Answers

The correct option of this question is: C) is measured by the amount of the other good that must be given up.

While producing goods, opportunity cost is surrendered when you take resources from one product to produce another. The maximum amount that can be produced is illustrated by a curve on a chart.

The production possibility frontier (PPF) is over the average performer, illustrating impossible scenarios given the accessible resources.

The PPF demonstrates that the production of one ware might increase provided that the production of the other item decreases.

The PPF is a decision-production device for managers settling on the optimum product blend for the organization.

The PPF is the region on a chart representing production levels that can't be gotten given the accessible resources; the curve represents ideal levels. Here are the assumptions in question:

An organization/economy wants to produce two products

There are restricted resources

Technology and techniques stay constant

All resources are fully and productively used

to know more about PPF click here:

https://brainly.com/question/6571859

#SPJ4

The correct question is:

In movement along a production possibility frontier, the opportunity cost to society of

getting more of one good:

A) is always constant.

B) is measured in dollar terms.

C) is measured by the amount of the other good that must be given up.

D) usually decreases.

Other Questions
Candice and Joel each wrote a proof for the statement: If m DOX = m BOX , then m AOX = m COX . Diagram shows two lines, AB and CD, intersecting at point O. Ray OX extends between rays OA and OC. Candice's Proof Statements Reasons 1. m AOX m COX 1. by supposition 2. AOD COB 2. vertical angles theorem 3. m AOD = m COB 3. definition of congruence 4. m AOD + m AOX m COB + m COX 4. additional property of equality 5. m AOX m COX 5. angle addition postulate Joel's Proof Statements Reasons 1. m DOX = m BOX 1. given 2. m AOD + m AOX = m COB + m COX 2. angle addition postulate 3. AOD COB 3. vertical angles theorem 4. m AOD = m COB 4. definition of congruence 5. m AOX = m COX 5. subtraction property of equality What type of proofs did they use? Candice's proof is because . Joe's proof is because . customers are used to evaluate preliminary product designs. in the past, 96% of highly successful products received good reviews, 50% of moderately successful products received good reviews, and 12% of poor products received good reviews. in addition, 40% of products have been highly successful, 35% have been moderately successful and 25% have been poor products. round your answers to four decimal places (e.g. 0.9876). (a) what is the probability that a product attains a good review? (b) if a new design attains a good review, what is the probability that it will be a highly successful product? (c) if a product does not attain a good review, what is the probability that it will be a highly successful product? (a) enter your answer in accordance to the item a) of the question statement In a SWOT analysis, the prospect of entering new markets and launching new products would be listed under _______.a. strengthsb. threatsc. weaknessesd. opportunities Why is the Estonian language dying, weakening in position and falling apart? (Someone please give me an answer in at least 8 sentences)? What made Egyptian Architecture different from all other civilizations at the time? What does ordinal number mean. write a brief explanation of how napoleon gained power in france. use the terms coup d'etat and plebixcite 7. At an office building, the amount of time it takes before the elevator door on the first floor opens when the button is pressed to go up ranges uniformly from 2 seconds to 70 seconds. Determine the probability that the elevator door with take less than 30 seconds to open.Determine the probability that the door will take exactly 55 seconds to open Charles simonyi is considered the father of microsoft excel. True or False? two numbers,thrice the first number minus the second number is 19 and twice the first number plus five times the second number is minus 10 find the product of the two numbers a solution of silver nitrate is mixed with a solution of iron(iii) chloride. write the balanced equation and then determine how many grams of precipitate can be formed with 75.0ml of 0.100m iron(iii) chloride. To tudy fluid mechanic, an engineer track the increae in temperature (F) of a liquid given by T(t) = t4 5t3 2t2 3, where t i the time. What i T ''(t) after 2 minute it was important to defend the alamo because it was? suppose we have a bag with $10$ slips of paper in it. eight slips have a $3$ on them and the other two have a $9$ on them. how many $9$'s do we have to add before the expected value is at least $8$? Which movie holds the record for using the highest number of extras in a scene?A. Ben HurB. The Ten CommandmentsC. GandhiD. The Robe if a ball is thrown straight up into the air, what is its acceleration as it moves upward? magnitude At a factory, Jin assembles 12 parts each minute. He has assembled 156 parts when Summer starts on the line, assembling at a pace of 15 parts per minute. If their assembly rates continue, will summer ever catch up to jin? When? I need the substitution and elimination method Which of the following provides the Clausius statement of the second law?a) it is impossible for any device that operates on a cycle to cause heat to flow from low to high temperatureb) It is impossible to construct a device that operates in a cycle and produces no effect other than the transfer of heat from a lower-temperature body to a higher-temperature bodyc) It is impossible for any device that operates on a cycle to receive heat from a single reservoir and produce a net amount of workd) It is impossible for any device that operates on a cycle to produce a net amount of work and reject heat to a low-temperature sink an electron moves with a constant horizontal velocity of 3.0 x 106 m/s and no initial vertical velocity as it enters a deflector inside a tv tube. the electron strikes the screen after traveling 17.0 cm horizontally and 40.0 cm vertically upward with no horizontal acceleration. what is the constant vertical acceleration provided by the deflector? (the effects of gravity can be ignored.) QUESTION 6 New cars have a crumple zone to help minimise injuries during accidents. In addition seat belts, air bags and padded interiors can reduce the chance of death or serious injury. 6.1 Use principles in Physics to explain how air bags can reduce the chance of death or injury. (3)