All of the following are examples of third-party ownership of a life insurance policy EXCEPT
A When an insured purchased a new home, the insured made an absolute assignment of a life insurance policy to
the mortgage company.
B An insured borrows money from the bank and makes a collateral assignment of a part of the death benefit to
secure the loan.
An insured couple purchases a life insurance policy insuring the life of their grandson.
A company purchases a life insurance policy on their manager, who is an important part of the operation.

Answers

Answer 1

Answer: B. An insured borrows money from the bank and makes a collateral assignment of a part of the death benefit to secure the loan.

Explanation:

A collateral assignment allows a person to use their life insurance policy as collateral when taking out a loan. It is therefore based on a life insurance policy ownership, but isn't one itself.

It works by allowing the creditor to be able to get back whatever is owed to them when the debtor dies by claiming it from the proceeds of the debtor's life insurance policy.


Related Questions

Which of the following best describes the effects of industrialization on both
urban and rural areas of the United States during the late 19th century?

Answers

Answer: C. Industrialization created factory jobs in urban areas while eliminating agricultural jobs in rural areas.

Explanation:

In the late 19th century, industrialization was in full swing and technology was being created that made farming more efficient. This led to a loss of jobs for people in the rural areas who depended mostly on farming.

These people then had to move to urban areas where industrialization had led to the construction of factories that required more labor. This significantly increased rural to urban migration.

Answer:

C. Industrialization created factory jobs in urban areas while eliminating agricultural jobs in rural areas.

Explanation:

Hope this helps

Significance test (Hypothesis Testing) Ap Statistics

An assembly line produces gears for the transmissions of a Toyota sedan. This particular assembly line produces over 25,000 gears per day. To test the machine the inspector will randomly sample 1,000 gears and run a diagnostic on each. If the machine is working normally, only 2% of the gears will fail the diagnostic. On a particular inspection, 30 of 1000 gears fail the diagnostic. The inspector is worried that this is too high, is this the result significant at the 1% level?

I am asking this question because I honestly would like to pass my class and i have no clue whats going on.

Answers

an toyota sedan produced over 1M gears per year

Most companies that contribute to pollution do not do it because they are run by bad people. They do it because emitting pollution into the air or water is cheaper than treating and cleaning the materials they use in production. When production is cheaper, the price of goods is cheaper and the company is more competitive relative to other companies. To limit or eliminate this pollution, government has enacted laws, such as the Clean Air Act and the Clean Water Act, to make polluting illegal. Do you think it is government’s job to use laws to control these negative externalities? Why or why not? What, if any, private sector, nongovernmental measures might work just as well? Use examples in your answer.

Answers

The correct answer to this open question is the following.

I think it is the government’s job to use laws to control these negative externalities but it is also the job of those company owners to have high ethical conduct and high morals to know that they are polluting the air and the water. So they had to be the first to have the initiative to come with a solution or a good plan to minimize air and water pollution, because one way or the other, they are poisoning the air and our waters.

Private sector and nongovernmental measures might work just as well if people have the consciousness of the damage they are doing with their policies.

What I am trying to say is that the federal and state government could have great environmental laws and regulations, but that is why they are laws, to be enforced. The issue is that, if company owners would be ethical and professional people, from the very beginning they should have implemented the right measures to minimize pollution, and not waiting until the law enforce them to comply with legislation.

ONe thing is to be forced to do something, knowing that there will be negative consequences if you do not do what you are told. And another completely different thing is to do things because you have principles, high values, and morals that always invite you to do things right.

which of these words are not related to the lunar cycle
A.
Waxing
B.
Gibbous
C.
Gravity
D.
New
E.
Crater
F.
Crescent

Answers

Answer:

e

Explanation:

What would a society be like if its members believed that women are superior to men?

Answers

Answer:

number one if society men would feel threaten because in a mens mine they might think sense their the men the should have more power then a women and that she should stay home and look after his kids and have a hot meal on the table when he come home from work

Explanation:

Is it possible to save the ozone layer? Can the damage be reversed?

Answers

Answer

Yes

Explanation

Yes. If concentrations of ozone-destroying chemicals are reduced, the natural balance between ozone creation and destruction can be restored.

Explain how humans communicate nonverbally. How do genders differ in terms of nonverbal communication?

Answers

Answer:

Non-verbal communication is one in which people use communicative means other than language, that is, they do not use the word and its meaning to convey a message, but rather through gestures, body expressions, movements, looks, images, etc., that is, appealing to the human senses without using language as a communication channel.

In principle, there are no major differences in how each gender communicates non-verbally with each other or with the other, except in matters of love attraction, where clothing, postures and looks play a fundamental role.


Alicia wants to know what percent of the
seventh-grade students at her school plays sports. She
surveyed a random sample of seventh-grade girls at
her school. Which of the following best explains why
this sample is or is not representative of the population
Alicia wants to study?

Answers

It is not representative of the population. She needs to include BOTH seventh grade girls AND boys.

This industrial newcomer is currently making waves in the world market. Although
they have one of the highest GDPs (top 10), their GDP per capita is extremely
low. Their service sector is only 28% of their economy but is quickly growing as it
develops more and creates closer ties to the USA and its former colonizer Great
Britain. This country is becoming a regional giant, and will certainly continue to
grow as it develops its manufacturing capabilities. In order to do this though it
must develop its political institutions as right now it is in the bottom half of the
most corrupt countries in the world.

What stage of Rostow is this country?
A. Semi periphery
B. Periphery
C. Core

What country is this?

Answers

Answer:

A. Semi periphery.this is the stage

The Rostow's growth model illustrated in this case is A. Semi periphery.

What is the growth model?

It should be noted that the growth model simply means the stages that are taken by a country before they develop.

In this case, the industrial newcomer is currently making waves in the world market. This illustrates the semi periphery stage.

Learn more about Rostow on:

https://brainly.com/question/4616128

Why did the Germans invade the Soviet Union, even though they had a non-aggression pact with Stalin?

Answers

Answer:

Below

Explanation:

Despite the mutual non-aggression pact, the Soviets and the Germans were not on good terms. The Nazis were against the spread of communism, and the Soviets were against Nazi ideologies. During 1939, both of these nations had their reasons for staying neutral, but once those reasons were gone, it was only a matter of time before they clashed with each other. Even while fighting in France, Hitler had his doubts about Stalin and stationed some reserve troops on the Eastern border.

Which of the following activities would be most dangerous for a person to undertake during the Red Scare?
A. Criticizing African Americans for protesting against segregation and racism
B. Demanding that immigrants join the military to demonstrate their patriotism
C. Convincing steelworkers to go on strike until their wages increased
D. Accusing a prominent member of the city council of being a communist

Answers

Answer: C

Explanation:

i just took the quiz

Answer:

C. Convincing steelworkers to go on strike until their wages increased.

Explanation:

Took the quiz.

T.J. wants to send a friend a file with a funny dancing cat. Which file format should be used?
A. PDF
B. Docx
C. gif
D.mp3

Answers

It would be C.gif. Because it’s a cat dancing that tells you right there that means it’s a meme or something like that

16. Which of the following is legal in
Florida?

Answers

Answer:

D, Non of the above

Explanation:

You didn’t add “the following

what is the most important personality trait of a diplomat?

Answers

Answer:

they need strong analytical, organizational and leadership skills.

-possess an abiding interest in and passion for the art and crafty of diplomacy and internal affairs.

-demonstrates an analytical temperament.

-writes well and quickly.

-be verbally fluent and concise.

-ensures meticulous attention to detail.

- tough and effective negotiator.

Confidence is an important personal quality in the career of diplomacy.

Uranium-235 has a half-life of 700 million years. How many years will it take Uranium-235 to decay to 1/8 of its original mass?

Answers

Answer: 2.1 billion years

Explanation:

The half-life of an element refers to the amount of time it would take for half of its mass to decay.

In 700 million years, Uranium - 235 will be 1/2 of its original mass.

If divided by 2, the 1/2 becomes 1/4 which is the proportion of the original mass the Uranium would get to after another 700 million years.

Dividing by another would get the Uranium-235 to 1/8 of its original value and would take another 700 million years.

Total time taken:

= 700 + 700 + 700

= 2,100 million years

= 2.1 billion years

How do migration patterns impact women differently? What can governments do to protect women from the negative effects of migration?

Answers

The correct answer to this open question is the following.

Although there are no options attached or specific context, we can comment on the following.

Migration patterns impact women differently because depending on their own circumstances and the country in which they live, women are exposed to many different things that affect them and their children.

For instance, in many Central American countries such as El Salvador, Nicaragua, and Honduras, men leave their homes to immigrate to the United States. Meanwhile, women stay at home with their children, living the exact same problems: poverty, hunger, disease, and lack of opportunities. So if the husband can cross the US-México border and get a decent job in the United States, that is a matter of luck and the pass of time. During that process, women have to feed and protect their children under the worst of circumstances. And that is a major issue for women.

What governments can do to protect women from the negative effects of migration is to establish a series of programs and legislation that protect women while their husbands are away trying to get a fortune in the United States, for instance. This means that the government should invest to spend some money on social programs to guarantee basic living standards for mothers and children. For example, the opportunity to access health systems and public education to their children.

so we might have a prom
May 1st

so i am a senior in high school and i have a bf that is a junior should i ask him to prom or should he ask me

Answers

i think it’s better for him to ask you but there is nothing wrong with asking him, hope ur prom will be fantastic!
Totally up to you! If you want to, I personally think you should ask tho, good luck :)

Beliefs, opinions, and views are essentially the same things.

Answers

Answer:

Yeah, I would say that’s true

Unlike an opinion, a belief is a conviction based on cultural or personal faith, morality, or values. Statements such as "Capital punishment is legalized murder" are often called "opinions" because they express viewpoints, but they are not based on facts or other evidence.

Describe the somatic division of the peripheral nervous system, include specific functions and responsibilities.

Answers

Answer:

The somatic nervous system is the part of the peripheral nervous system that is responsible for carrying motor and sensory information both to and from the central nervous system (CNS).

Explanation:

The primary function of the somatic nervous system is to connect the central nervous system to the body's muscles to control voluntary movements and reflex arcs. Information taken in by sensory systems is transmitted to the central nervous system. The CNS then sends signals via the nerve networks of the somatic system to the muscles and organs.

Undifferentiated schizophrenia differs from other schizophrenic disorders in that symptoms are __________.

Answers

Answer:

Too inconsistent classify lollolololoo

Explanation:

Answer:

D. too consistent to classify

Explanation: just took the test :) good luck

es, 26 seconds.
» Question Completion Status:
QUESTION 2
A physician describes a patient's disease as being "idiopathic"; what is meant by this term?
a. The patient is idiotic, and that is why they are sick
b. The patient isn't really sick
c. The disease is of an unknown cause
d. The disease is terminal

Answers

The answer is C because idiopathic means a disease that has an unknown cause.

Stock Y has a beta of 1.0 and an expected return of 12.4 percent. Stock Z has a beta of 6
and an expected return of 8.2 percent.
What would the risk-free rate have to be for the two stocks to be correctly priced? (Do
not round intermediate calculations and enter your answer as a percent rounded to 2
decimal places, e.g., 32.16.)

Answers

Answer: Risk free rate = 1.9%

Explanation:

The Capital Asset Pricing Model allows for the calculation of the required return using the market return, beta and risk free rate.

Required return = Risk free rate + Beta * ( Market return - Risk free rate)

First find the market rate. Stock Y is uniquely positioned to help with that:

12.4% = Risk free rate + 1.0 * (Market return - Risk free rate)  

12.4% = rf + Market return - rf  

Market return = 12.4%

Apply this to the formula using Stock Z:

8.2% = rf + 0.6 * (12.4% - rf)  

8.2% = rf + 7.44% - 0.6rf  

rf - 0.6rf = 8.2% - 7.44%  

0.4rf = 0.76%  

rf = 0.76% / 0.4  

Risk free rate = 1.9%

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