a recent survey of u.s. households asked if they could come up with $2,000 for an unexpected expense. approximately what percent of all american consumers said that they could probably not or certainly not be able to come up with $2,000 in an emergency?

Under the quantity theory of money, in 2018 the money supply actually decreased by 30 from 2017

Using the formula,

money supply × velocity of money = price level × real GDP

Let money supply be denoted as 'M'

In 2017,

M x 5 = 1.5 x 2500

M x 5 = 3750

M = [tex]\frac{3750}{5}[/tex]

M = 750

In 2018,

M x 5 = 1.2 x 3000

M x 5 = 3600

M = [tex]\frac{3600}{5}[/tex]

M = 720

Subtracting 2017's value from 2018's

750 - 720 = 30

Hence, the money supply decreased by 30

The quantity theory of money states that there is a direct correlation between the amount of money in circulation and the level of prices in a particular economy. In proportion to changes in the money supply and vice versa, the price level fluctuates. Friedman asserts that "money does matter."

He further asserts that his quantity theory is a theory of desire for money rather than a theory of output, income, or pricing. The two types of financial demand are then separated by him. In order to prevent inflation, economies must set a limit on the amount of money available. The premise of this theory is that output and velocity are both constant.

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D. government's tax collections would not be directly included in aggregate demand.

Aggregate demand for or domestic final call for is the total call for for final goods and services in an financial system at a given time. it's far often called effective demand, though at different times this term is prominent. that is the demand for the gross domestic fabricated from a rustic.

Aggregate demand, however, unearths the overall sum of the market for every unmarried product and provider that a financial system produces and expresses it as a complete dollar price. for example, a rustic may want to have a combination demand for goods and services equal to $1B according to year.

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When negotiating, people realize that much of the negotiation is simply beyond control and cannot necessarily control how much power we have or the setting of the actual negotiation. This perspective relates to the situational characteristic approach (B) in negotiation.

Situational characteristic approach or situational awareness is a negotiation approach where knowing the negotiation environment is critical to deciding the most appropriate strategy to be used. Situational awareness is important to understand the relationship or potential relationship one have with the other party. Situational awareness analyze the importance of outcome and importance of trust and relationship in a negotiation process.

Situational awareness is crucial in deciding the most effective approach to negotiate an outcome. There are 5 negotiation styles and strategies that one can choose based on the situational awareness analysis:

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This Project Modified internal rate of rate is 19%. which is greater than 7%.

Investment should be made if MIRR is greater than an anticipated return. When the MIRR is less than the anticipated return, a project should be abandoned. In addition, the project with the higher MIRR ought to be pursued if the two projects are mutually exclusive.

Given

Initial Investment = $550,000

Cash Flow = Year 1 $375.000   Year 2   -$175,000   Year 3   $400,000  Year 4   $500,000

Rate = 7%

Required to Calculate Modified internal rate of return =?

The required calculation is shown in the file attached given below.

Thus, the project should be accepted because the Modified internal rate of return (MIRR) is 19% which is greater than the required return.

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Postage stamps are pre-paid charges and are no longer regarded to be cash

A small adhesive piece of paper of exact value issued via a postal authority to be affixed to a letter or a parcel to point out the quantity of postage paid. Postage stamps are the most many times used stamps and have a fixed amount of postage referred to on them.

Use them up by means of 31 January 2023, or swap them out. We're adding barcodes to our everyday stamps. After 31 January 2023, everyday stamps besides a barcode* will no longer be valid.

Indian Postal System used to be developed under the governor-generalship of Lord Dalhousie. He served as the Governor General of India from 1848 to 1856. The postal stamps had been used in 1854 for the first time.

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The rate of overhead in the company is 12%.

Total receipts = $3700

Overhead Cost = $444

(divide the overhead by total receipts)

444/3700

= 0.12

0.12 = 12%

The overhead rate is calculated by dividing the total indirect costs (also known as overhead) for a certain reporting period by an allocation factor. Either real costs or planned expenditures might be included in the cost of overhead. Divide the company's monthly sales by its overall overhead expenses to determine the overhead rate. To determine your overhead rate, multiply this value by 100.

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Earnings per share (EPS) will be calculated through Share price = $222,000/7400 = $30, Shares repurchased = $60,000/$30 = 2,000, Annual interest = $60,000×0.03 = $1800 and EPS Normal = [($18,000 - $1,800)/(7,400 - 2,000) = $3.00

Earnings per share is calculated by dividing a company's profit by the entire number of outstanding shares of its common stock (EPS). The resulting number is used to assess the profitability of a business. Businesses frequently provide EPS which has been modified to account for exceptional costs and potential share dilution. The higher a company's EPS, the more profitable it is judged to be.

To calculate a company's earnings per share, the net income is deducted from any preference shareholders and split by the number of ordinary shares (EPS). Net income, which refers to the sum of funding left remaining in a financial quarter after all currency and non-cash expenses are eliminated, less preferred dividends, is the amount a firm's profit for the time.

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This assertion is untrue. There are no valid justifications for not employing single sourcing or forming partnerships between buyers and suppliers, not even in a forward-thinking organization for purchasing and supply management.

When a company decides to use just one supplier to deliver all of its goods—including materials, parts, and components—even when there are several vendors who can offer the same products, single sourcing takes place. Businesses commonly adopt single sourcing because it lowers costs. Single sourcing is another result of a bid or quote process. In these circumstances, a company may weigh the merits of several potential providers before settling on one.

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The layout of the company The firm's commission-based reward system is eliminated by the CEO because it encourages inappropriate behavior.

Through well-designed organizational structures, communication is enhanced, productivity is raised, and innovation is promoted. It creates a setting that promotes efficient work.

A design is a strategy or set of specifications that is used to create a system, an object, or to carry out an action or a process. It can also be the result of these plans or requirements in the shape of a model, final product, or method. The process of designing is what creates a design.

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When you position products and departments with the same or similar end-uses beside each other, you are making use of the principle of adjacency.

What do you know about Principle of adjacency?

While the planning principles embedded in adjacency apply throughout the Commission's service area, applying the adjacency principle through the 1 road mile rule of thumb does not always account for the unique characteristics of each sub-region. Residents in Northern Maine, for example, are accustomed to driving long distances to work, access services, or participate in recreational activities. Residents in other areas may not be accustomed to driving such long distances to access the same range of services and activities. The proximity of commercial or industrial development to other similar types of facilities may not be the most important factor in deciding where to locate this type of development.

So, the required answer is principle of adjacency.

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The current profits are worth less than future profits.

Resource misallocation denotes a situation wherein capital and hard work are poorly allotted so that much less effective companies receive a larger proportion of capital and hard work than they have to according to their stage of productiveness. Such misallocation arises within the presence of distortions.

Useful resource misallocation not only affects financial performance, however additionally affects environmental overall performance by using increasing the pollutants emissions of firms. Secondly, strength is a first-rate aspect affecting economic improvement and environmentally nice.

Rapid inflation induces consumers to hurry up purchases, which consequently inhibits the choice of extra adequate buying and selling partners via search. This blurs differences across corporations of various productivities and ends in useful resource misallocations.

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The striking price, which establishes the price at which the option holder can buy or sell the underlying securities, is a crucial component of call and put options.

There are various options listed with strike prices above and below the current market value. Let's say that the share price of a stock is $100. The holder of the call option with a strike price of $110 would be entitled to purchase the shares at that price on or before the contract's expiration date. In other words, if the stock price drops, the option would be worth less, and if the price of the underlying stock rises, it would be worth more. The call will expire worthless if the price never rises beyond $110 before the expiration date, though. Considering that you might purchase the shares.

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If the preferred stock of ford motors pays a dividend of $4 each year and trades at a price of $35 than the cost of preferred stock capital for ford is 11.4%.

A stock is a general term accustomed describe the possession certificates of any company. A share, on the opposite hand, refers to the security of a selected company. Holding a selected company's share causes you to a investor. Description: Stocks square measure of 2 types—common and most popular.

Capital stock is that the quantity of common and preference shares that a corporation is allowed to issue, in keeping with its company charter. Capital stock will solely be issued by the corporate and is that the most variety of shares which will ever be outstanding.

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Bill, a US citizen, pays a Spanish architect to design a metal casting factory. This will result in an increase in the exports of Spain.

Architects are people who plan, design and supervise the construction of buildings. For practical purposes, architecture means providing services related to the design of buildings and the spaces within the site around buildings that are inhabited or used as a primary purpose.

Career requirements for architects vary from place to place. Architects' decisions affect public safety and therefore architects must undergo specialized training including graduate education and practical experience in order to obtain a license to practice architecture.

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The stock beta for a stock that has an expected return of 6.5%, the risk-free rate 1.1%, and the market risk premium 5% is 1.08 (based on CAPM approach)

CAPM is an acronym of Capital Asset Pricing Model and it is a financial model that calculates the expected return for an asset or investment. CAPM will calculate by using the expected return on both market and from a risk-free asset, also with the asset's correlation with the beta value (sensitivity to the market).

How to calculate the stock's beta using CAPM formula?

Expected return = Rf + beta (Rm - Rf)

where

Rf = risk free rate = 1.1%

Rm - Rf = RPM = 5%

expected return = 6.5%

6.5% = 1.1% + beta * 5%

5.4% = beta * 5%

beta = 1.08

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They believe that demand for bauxite Is inelastic with respect to the price changes.

Demand in economics refers to the quantity of a good that consumers are willing and able to buy at different prices at a particular time. The term "demand curve" refers to the correlation between price and quantity demand. An item's perceived necessity, price, perceived quality, convenience, alternatives that are offered, buyer preferences and disposable income, among many other factors, all affect how much demand there is for that particular item. How much the commodity costs: The basic link between a good's prospective prices and the quantities that would be bought at those prices is called the demand relationship. In general, the relationship is negative, which means that raising the price will result in lowering the quantity demanded. The slope of the consumer demand curve, which is negative, represents this relationship.

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Legal and illegal labor migrants often receive long-term rights and privileges lacking in their nations of origin.

A wrong (from vintage English wrang – 'crooked')[1] is an act that is unlawful or immoral.[2] prison wrongs are normally quite virtually described inside the law of a country and/or jurisdiction. They can be divided into civil wrongs and crimes (or criminal offenses) in common regulation nations,[2] while civil regulation nations tend to have a few extra classes, inclusive of contraventions.

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Yes . the surviving is spouse entitled to a va- budgeting loan.

A sum of money that must be borrowed, frequently from a bank, and paid back, typically together with an additional sum that you must pay as a borrowing fee: She is attempting to obtain a loan for $50,000 to launch her own business. To purchase an automobile, we may apply for or take out a loan. A budgeting loan could be used to cover: home or furnishings products (such as washing machines or other "white goods") clothing or footwear rent in advance relocation expenses upkeep, security, or modifications to your home overseas travel expenses for the UK relocation expenses associated with finding a new employment, pregnancy expenses, funeral expenses, paying off hire purchase debt repaying loans obtained for the aforementioned goods.

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Because a rise in the money supply also leads in an increase in the rate of inflation, this creates a fall in the value of money.

A rise in the money supply will result in an increase in the overall demand for goods and services. In the long run, a rise in the money supply will typically result in higher prices. Increases in the money supply may also result in higher national output.

Inflation is a possibility when the Federal Reserve expands the money supply. In most cases, when the Fed tries to boost the economy by expanding the money supply, prices will rise, the cost of commodities will fluctuate,

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The quantity demanded will increase by 3,680 surgeries.

Price elasticity = 0.4

Insurance covers 70 percent of the bill.

This means that price has decreased by 70%.

When price decreases, quantity demanded increases.

Price elasticity = % change in quantity demanded/% change in price

0.4 = % change in quantity demanded/70

% change in quantity demanded = 28

Thus, the quantity demanded hip replacement will increase by 28 percent.

Price elasticity = 0.4

Insurance covers 95 percent of the bill.

This means that price has decreased by 95%.

When price decreases, quantity demanded increases.

Price elasticity = % change in quantity demanded/% change in price

0.4 = % change in quantity demanded/95

% change in quantity demanded = 38

Thus, the quantity demanded for hip replacement will increase by 38 percent.

The price of hip surgery has increased from $50,000 per surgery to $80,000 per surgery.

So,

New price = $80,000 per surgery

Insurance covers 95% of the price.

Amount covered by insurance = (95/100) * $80,000 = $76,000

Amount each insured person will pay = Price - Amount covered = $80,000 - $76,000 = $4,000

So, each insured patient will now pay $4,000 for hip replacement surgery.

Price elasticity = 0.4

Original demand (Q) = 10,000 surgeries

Original price (P) = $50,000

New price (P1) = $4,000

Calculate the percentage change in price -

% change in price = [(P1 - P)/P] * 100 = [(4,000 - 50,000)/50,000] * 100 = -92%

The negative sign indicates that the price has decreased. However, the negative sign can be ignored.

So, the percentage change in price equals 92 percent.

Price and quantity have an inverse relationship. As the price has decreased, the quantity demanded will increase.

So, the quantity demanded hip replacement surgery will increase.

Calculate % change in quantity demanded -

Price elasticity = % change in quantity demanded/% change in price

0.4 = % change in quantity demanded/92

% change in quantity demanded = 36.8

% increase in quantity demanded = 36.8

original demand = 10,000 surgeries

Increase in demand = 10,000 * (36.8/100) = 3,680

So, the quantity demanded will increase by 3,680 surgeries.

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Thomas Cook Travel was one of the first tourism organizations to calculate the Marketability of its customers.

Organizations are structures created to attain commonplace dreams through human-to-humans and people-to-work relationships. they're basically social entities that might be intention-directed, intentionally dependent on coordinated interest structures, and related to the outside surroundings.

There is a diffusion of felony forms of businesses, such as corporations, governments, non-governmental groups, political corporations, worldwide organizations, defense forces, charities, now not-for-profit agencies, partnerships, cooperatives, educational establishments, and many others.

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Using a sample of future weekend guest bills, we conclude the manager's claims are wrong.

A)

u ≤900

u > 900

So, the hypothesis u≤900 and u > 900 will be used

B)

It cannot be rejected

So, it means u is less than or equal to 900

So, conclusion would be we are not able to conclude that manager's claim is wrong

We cannot conclude that u > 900

C)

u > 900
Hence,

We are able to conclude that manager's claim is wrong

We can conclude that u > 900

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Factor markets are different from product markets in an important way as  factor demand is a derived demand.

All of the resources that firms utilize to buy, rent, or hire what they require in order to produce goods or services are collectively referred to by economists as the "factor market." These requirements are met by the production factors, which include land, labor, capital, and raw materials. The market for factors is also known as the input market.

It can be described as a market for production inputs including land, labor, and raw materials. A job fair, the sale of land to a mall by its owner, or bank loans to business owners are a few instances of factor markets.

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The impact on valdez’s income from eliminating this business segment would be business $151600.

The term “business” refers to the primary goal of generating a profit. The company is taking a risk and profiting from it. The enterprises' functions are focused on the creation, distribution, and sale of concepts.

valdez company the eliminating of the business.

contribution margin = sales - variable costs

contribution margin = 1,240,000 -  924,000

contribution margin = 316,000

Current loss= contribution margin - fixed costs

Current loss= 316,000 - 379,000

Current loss= (63,000)

Net loss if division is discontinued = 379,000 - $227,400

Net loss if division is discontinued = $151600.

As a result, this business segment would be business $151600.

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This is as a result of depreciation recapture, which entails paying a 25% tax on the total amount of your depreciation deductions.

When a real estate investor sells the property, the depreciation costs they incurred are recovered. Taxes on depreciation recapture can reach a maximum of 25% of an investor's ordinary income tax rate. The capital gains tax rate on residual gains from the sale of a rental property is 0%, 15%, or 20%.

Depreciation recapture involving real estate and properties is subject to capital gains tax. Capital gains tax is not included in the depreciation recapture for equipment and other assets, though.

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Senior HR executive Phoebe Johnson works for CarMakers Corp. Phoebe is gathering data that use the desk audit technique.

A physical inventory check is followed by an auditor's review or inspection of different books of accounts to ensure that all divisions are using the same documented system of documenting transactions. It's done to make sure the organization's financial accounts are accurate.

Internal audits, IRS audits, and external audits are the three primary categories of audits. Certificate Public Accountant (CPA) firms frequently carry out external audits, which produce a literature review and included in the audit findings.

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Person-to-person surveys offer you the most control over data gathering and are by far the easiest and cheapest survey method to employ is False.

Data series surveys gather information from a centered institution of human beings approximately their opinions, behavior, or knowledge. Common forms of instance surveys are written questionnaires, face-to-face or smartphone interviews, awareness groups, and electronic (e mail or website) surveys.

Content evaluation is a studies device used to decide the presence of sure words, themes, or principles inside a few given qualitative data (i.e., text). Using content material evaluation, researchers can quantify and examine the presence, meanings, and relationships of such sure words, themes, or principles.

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True - A business might have other goals it wants to achieve, but its leaders must be focused on profits first in order to achieve those other goals.

True - A business only exists to create profits for the people it employs.

False - Businesses should not think about profits at all. Instead, they should find a higher purpose to fulfill.

False - Although most businesses have to generate profits in order to sustain themselves, every business exists to fulfill a specific purpose.

Profits are not at all opposed to purpose; in fact, they are intricately interwoven.

If a business wants to properly serve all of its stakeholders over time—including shareholders, employees, consumers, and communities—profits are crucial.

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The erosion cost is $18,100,000 when class c homes are priced at $39,500 and the pop-ups sell for $5,000 each and the new mid-range camper will sell for $47,900.

Price erosion occurs when you are obliged to cut your price—and thus the perceived worth of your product—in order to compete with unlicensed sellers or sellers who have broken your pricing policy. It is the gradual erosion of product pricing over time. If your brand is experiencing price erosion, it's a good indication that there's a problem with your retail partners somewhere down the line. All it takes is one severe offender to set off "race-to-the-bottom pricing," in which all of your retail partners violate your pricing policy in order to compete with the initial offender, and your price eventually drops so low that retailers must sell at cost to compete.

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Not having to establish manufacturing operations overseas and being able to work to achieve experience curve and location economies are advantages of Exporting .

The structure and system that produces a product that can be sold to a customer are referred to as manufacturing operations. The process includes determining what customers want, acquiring materials, and producing a product. It also includes the steps for product delivery and inventory Exporting. Automotive companies, bakeries, shoemakers, and tailors are all examples of manufacturing because they all create products rather than providing services. However, logging and mining are not examples of manufacturing because they do not convert goods into new products.

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