A college student borrows $10,000 today at 10% interest compounded annually. Four years later, the student makes the first payment of $3000. Approximately how much money will the student still owe on the loan after the first payment

Answers

Answer 1

Answer:

$11,700

Explanation:

Calculation for how much money will the student still owe on the loan after the first payment

Using this formula

A=P(1+r/n)^nt

Where,

P =represent the principal amount $10,000

r =represent annual nominal interest rate 10/100= 0.1

n =represent the number of times the interest is compounded per year 1

t= represent number of years 4

Let plug in the formula

A=$10,000(1+0.1/1)^(1)(4)

A=$10,000(1.1)^4

A=$14,641

Since the student makes the first payment of the amount of $3,000 the amount of money that the student still owe on the loan after the first payment will be :

Loan Amount =$14,641-$3,000

Loan Amount =$11,641

Approximately $11,700

Therefore how much money will the student still owe on the loan after the first payment will be $11,700

Answer 2

The student still owes is $11,641.

The first step is to determine the future value of the loan:

FV = P (1 + r)^n

FV = Future value  P = Present value  R = interest rate  N = number of years  

$10,000(1.1)^4 = $14,641

The amount the student still owes = future value of the loan - amount paid

$14,641 - $3000 = $11,641.

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Related Questions

Argent Corporation has $60 million in current liabilities, $150 million in total liabilities, and $210 million in total common equity; Argent has no preferred stock. Argent’s total debt is $120 million. What is the debt-to-assets ratio? What is the debt-to-equity ratio?

Answers

Answer and Explanation:

The computation is shown below

Debt to asset ratio is

= Total debt ÷ total asset

= $120 million ÷ ($150 million + $210 million)

= $120 million ÷ $360 million

= 0.33

And, the debt to equity ratio is

= Total debt ÷ total equity

= $120 million ÷ $210 million

= 0.57

We simply applied the above formula so that the correct value could come

And, the same is to be considered

Joseph just received an inheritance of $35,775 from his great aunt. He plans to invest the funds for retirement. If Joseph can earn 4.75% per year with quarterly compounding for 32 years, how much will he have accumulated?
a. $237,416.b. $71,550.c. $184,622.d. $162,113.

Answers

Answer:

FV= $162,113.25

Explanation:

Giving the following information:

Initial investment= $35,775

Interest rate= 0.0475/4= 0.011875

Number of periods=  32*4= 128

To calculate the future value, we need to use the following formula:

FV= PV*(1+i)^n

FV= 35,775*(1.011875^128)

FV= $162,113.25

Despite its drastic downsizing a decade ago under a federally funded bailout and bankruptcy​ restructuring, General Motors again finds itself with too many U.S. factories that can turn out too many​ vehicles. GM's factory-utilization rate in North America averaged​ 95.1% over the past two​ years, below​ Ford's 111.9% and Toyota​ 's 101.4%.​ (Rates can exceed​ 100% when factories work a 3rd shift or schedule overtime work on​ weekends.) The auto industry often runs its factories​ dawn-till-dusk or even around the clock to boost their efficiency. ​Factory-utilization rates typically measure how much production capacity a plant uses based on a​ 16-hour workday. GM says its utilization rate is​ 100% on average when its​ round-the-clock truck and SUV lines are figured in with the relatively sleepy factories making​ cars. GM said it is working to​ "drive further​ improvements" in its plant​ utilization, including adding crossover SUVs to more factory lines. A plant in the Kansas City area that now makes only the Malibu is scheduled to begin assembling a small Cadillac SUV soon. But such a​ switch-over typically takes car makers several years of lead​ time, to order and install new​ assembly-line equipment and tooling.

Answers

Answer:

The question is actually missing (see attached image):

the answer is:

D. Less than that of its competitors.

Explanation:

Personally, I believe that GM is an extremely spoiled child that refuses to assume responsibility for its continuous and never ending mistakes. GM has either filed for bankruptcy or threatened to do so twice in the last 30 years or so, and every time the US government has to bail them out. But GM keeps doing things wrong.

It doesn't matter if you like their cars or not, GM is terribly managed. No other company in US history has received so much financial aid from the government and continued to lose money and work inefficiently. The problem is that whenever things go wrong, stockholders lose their money but the executives keep getting tens of millions of dollars. If a company is managed in such a disastrous way, their top management shouldn't get paid that much.

A car factory costs a lot of money, and not using it efficiently is outrageous considering GM's history. If they had never received a cent from the government, then its only their problem. But the government lost $11.2 billion on GM's last bailout. During the 1980s GM lobbied fro the government to impose import quotas on Japanese cars because they were better cars and GM couldn't compete against them. So whenever they do things wrong, big brother has to help them. During the last couple of years GM had to sell most of its foreign operations in order to get cash, and you generally do not make money by selling your assets.

What are the advantages and disadvantages of making small, frequent purchases from just a few suppliers?

Answers

Answer: The small frequent purchases means purchasing small budget goods and services in a short duration.

Explanation:

Advantages of small frequent purchases: It reduces the inventory levels.

Disadvantages of small frequent purchases: It increases the inbound transportation costs.

Using fewer supplier means to fill up the delivery transportation to its capacity of loading so that goods can be delivered at low transportation cost.

Rocky Mountain Bottling Company produces a soft drink that is sold for a dollar. At production and sales of 1,000,000 units, the company pays $700,000 in production costs, half of which are fixed costs. At that volume, general, selling, and administrative costs amount to $320,000, of which $70,000 are fixed costs. What is the amount of contribution margin per unit

Answers

Answer:

contribution margin per unit = $0.40

Explanation:

total variable production costs = $350,000

total fixed production costs = $350,000

total variable S&A expenses = $250,000

total fixed S&A expenses = $70,000

total costs = $1,020,000

total fixed costs = $420,000

total variable costs = $600,000

sales price = $1

variable cost per unit = $600,000 / 1,000,000 = $0.60

contribution margin per unit = $1 - $0.60 = $0.40

Your company is a new major player in your technology industry. Surprisingly, this last year has seen your sales explode. Everyone's talking about you and your hot products. Your product designers are ready to roll out the new year's models to capitalize on this success. You have been named as the project manager for your company's trade show exhibit at this year's Consumer Electronics Show (CES), the largest trade show in the world. Marketing has booked half of a whole exhibit area for your company, so none of the company's former trade show materials are going to be reused.

As an individual, or in a group, construct the work breakdown schedule (WBS) for getting the exhibit designed, built, set up at CES and ready for opening day, complete with handouts and giveaways from marketing.

Answers

Explanation:

Marketing management is the act of choosing and targeting different markets and creating good relationships with them, regarding the resources of the company.

The marketing managers are the responsible for directing and entering a company to different markets by setting a marketing plans and strategies based on information allocated by studying the markets and defining the needs and wants of customers and come up with products that satisfy the needs of customers and gain the market.

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According to Richard Branson, the founder and owner of Virgin Company, one of the richest and famous entrepreneurs in the United Kingdom and worldwide, “A business has to be involving, it has to be fun and it has to exercise your creative instinct”.

In marketing we almost use the four P’s, (product, price, promotion, place), these four P’s represent a convenient way to summarize the main factors involved in any marketing strategy.

Often, marketing strategy will evaluate a marketing plan in order to specify how able the company to implement the strategy decided and meet the business objectives.

The purposes of marketing plan to help you state your vision, mission and values, it needs to include your marketing budget, marketing strategy and the advertising plan you will use to market your business, and you need to keep it flexible to be sure you rich you goals and inve

Westbank Real Estate, Inc. owns 10 acres of forested land. Westbank wants the land cleared in order to build houses. Westbank emails a signed electronic memorandum to a representative of Hardell Lumber Co. offering to sell the mature trees and rich topsoil to Hardell for lumber and agricultural purposes. The electronic memorandum includes the parties' typed names, the consideration, the price, and a description of the property, lumber, and soil. Hardell replies via email to Westbank that it accepts Westbank's terms, electronically signs the memorandum, and will start removing the trees and soil next month. Before Hardell can begin clearing the land, Westbank changes its mind, wants to keep the land forested, and prevents Hardell from accessing the property claiming no contract has been formed.
2. Does the electronic agreement for the sale of trees and soil fall under the statute of frauds? (YES / NO)
3. Under which category? (CONTRACTS INVOLVING LAND/ CONTRACTS THAT BY THEIR TERMS CANNOT BE PREFORMED IN LESS THAN A YEAR AFTER THE DATE OF AGREEMENT/ A PROMISE TO ANSWER FOR A DEBT OF ANOTHER/ A PROMISE MADE IN CONSIDERATION OF MARRIAGE/ CONTRACTS FOR THE SALE OF GOODS OVER $500)
4. An electronic memorandum (DOES/ DOES NOT) satisfy the writing requirements for the Statute of Frauds.
5. Land is considered to be (REAL PROPERTY/ PERSONAL PROPERTY)
6. The definition of land includes (NO/ SOME/ ALL) physical objects that are permanently attached to the property.
7. Examples of physical objects that constitute land for purposes of the statute of frauds include (BUILDINGS/ FENCES/ TREES/ SOIL/ ALL OF THESE)
8. A written or electronic memorandum evidencing a contract will suffice provided that the writing is signed by (THE PERSON WHO IS ENFORCING THE CONTRACT/ THE PERSON AGAINST WHOM THE CONTRACT IS BEING ENFORCED)
9. Who signed the e-mails? (WESTBANK REAL ESTATE/ HARDELL LUMBER/ BOTH PARTIES)
10. What type of signature must be on an e-mail in order to enforce an electronic record? (A TYPED NAME/ AN OFFICIAL SIGNATURE/ A NOTARIZED SIGNATURE/ AN ENCRYPTED SIGNATURE)
11. Does the electronic memorandum have the parties' typed names? (YES/ NO)
12. Does the electronic memorandum describe the property involved?(YES/ NO)
13. Is it likely a court would find that the electronic memorandum satisfied the statue of frauds? (YES/ NO)
14. As a result, Hardell (WILL/ WILL NOT) likely be able to enforce the contract against Westbank.

Answers

Answer:

Westbank Real Estate, Inc. and Hardell Lumber Co.

2. Does the electronic agreement for the sale of trees and soil fall under the statute of frauds? (YES / NO)

3. Under which category? (CONTRACTS INVOLVING LAND/ CONTRACTS THAT BY THEIR TERMS CANNOT BE PERFORMED IN LESS THAN A YEAR AFTER THE DATE OF AGREEMENT/ A PROMISE TO ANSWER FOR A DEBT OF ANOTHER/ A PROMISE MADE IN CONSIDERATION OF MARRIAGE/ CONTRACTS FOR THE SALE OF GOODS OVER $500)

4. An electronic memorandum (DOES/ DOES NOT) satisfy the writing requirements for the Statute of Frauds.

5. Land is considered to be (REAL PROPERTY/ PERSONAL PROPERTY)

6. The definition of land includes (NO/ SOME/ ALL) physical objects that are permanently attached to the property.

7. Examples of physical objects that constitute land for purposes of the statute of frauds include (BUILDINGS/ FENCES/ TREES/ SOIL/ ALL OF THESE)

8. A written or electronic memorandum evidencing a contract will suffice provided that the writing is signed by (THE PERSON WHO IS ENFORCING THE CONTRACT/ THE PERSON AGAINST WHOM THE CONTRACT IS BEING ENFORCED)

9. Who signed the emails? (WESTBANK REAL ESTATE/ HARDELL LUMBER/ BOTH PARTIES)

10. What type of signature must be on an email in order to enforce an electronic record? (A TYPED NAME/ AN OFFICIAL SIGNATURE/ A NOTARIZED SIGNATURE/ AN ENCRYPTED SIGNATURE)

11. Does the electronic memorandum have the parties' typed names? (YES/ NO)

12. Does the electronic memorandum describe the property involved?(YES/ NO)

13. Is it likely a court would find that the electronic memorandum satisfied the statute of frauds? (YES/ NO)

14. As a result, Hardell (WILL/ WILL NOT) likely be able to enforce the contract against Westbank.

Explanation:

The memoranda exchanged between Westbank Real Estate and Hardell Lumber Co provides the evidence of their oral contract. The statute of fraud covers most oral contracts, especially those involving real property or sale of land.  It is important to note that land includes all its permanent attachments.

___________ is/are associated with collecting, storing, and distributing the product or service to buyers. They consist of warehousing, material handling, delivery operation, order processing, and scheduling.

a. Services
b. Inbound logistics
c. Outbound logistics
d. Operations

Answers

Answer:

Outbound logistics

Explanation:

Logistics is defined as the process by which inventory and other goods are moved from their source to locations of use or consumption.

Outbound logistics for a business is concerned with movement of finished goods from a company to the consumer. It is movement of goods outward.

Various activities involved in this are storing, collection, order processing, warehousing, and distribution.

On the other hand inbound logistics deals with inflow of required raw materials and equipment for production or operations.

The income statement for the year 2015 of Fugazi Co. contains the following information: Revenues$70,000 Expenses: Salaries and Wages Expense$45,000 Rent Expense12,000 Advertising Expense10,000 Supplies Expense6,000 Utilities Expense2,500 Insurance Expense2,000 Total expenses77,500 Net income (loss)$ (7,500) After all closing entries have been posted, the Income Summary account will have a balance of

Answers

Answer:

$0

Explanation:

When the closing entries are recorded, so the net profit or net loss would be transferred to the retained earning account with the help of the closing entries

Therefore after closing entries posting, the balance in the income summary account would be zero and the same is to be considered

hence, the balance would be zero

A double-entry accounting system is an accounting system: Multiple Choice That records each transaction twice. That records the effect of each transaction in at least two accounts with equal debits and credits. In which each transaction affects and is recorded in two or more accounts but that could include two debits and no credits. That allows total credits to be greater than total debits. That allows total debits to be greater than total credits.

Answers

Answer:

That records the effect of each transaction in at least two accounts with equal debits and credits.

Explanation:

A double-entry accounting system is the accounting system in which it shows the impact of each transaction in terms of debit and credit. In this the amount of credit should be equivalent to the amount of credit that means both the amount should be equivalent to each other

hence, the second option is correct and the same is to be considered

All three of the $5000 billion GDP figures (Production, Income and Spending) are in ____________ dollars.

Answers

Answer: D inflation adjusted, real

Explanation:

The GDP calculation acquired in the flow chart of $5,000 billion were all done after adjusting for inflation which means that they were in real dollars.

Inflation adjusted GDP enables more effective comparison between different periods as inflation tends to inflate the prices of goods and services and can make one think that the economy has grown more than it actually has.

When the value of GDP is inflation adjusted, it can then be seen just how much the economy improved or shrank.

The following expenditures relating to plant assets were made by Glenn Company during the first 2 months of 2014. (b) Indicate the account title to which each expenditure should be debited.
1. Paid $7,000 of accrued taxes at the time the plant site was acquired. choose an account title
2. Paid $200 insurance to cover a possible accident loss on new factory machinery while the machinery was in transit. choose an account title
3. Paid $850 sales taxes on a new delivery truck. choose an account title
4. Paid $21,000 for parking lots and driveways on the new plant site. choose an account title
5. Paid $250 to have the company name and slogan painted on the new delivery truck. choose an account title
6. Paid $8,000 for installation of new factory machinery. choose an account title
7. Paid $900 for a 1-year accident insurance policy on the new delivery truck. choose an account title
8. Paid $75 motor vehicle license fee on the new truck.

Answers

Answer with Explanation:

According to International Accounting Standard IAS 16 Property, Plant and Equipment, the cost of the asset acquired must include all the cost necessary to make it ready for its intended use.

This means that the expenditure that is the legal cost or must be very important for making it ready for use must form part of the asset.

The double entry of such transaction is as under:

Dr Non Current Asset XX

Cr Cash or Cash Equivalent Paid or Payables XX

From the above criteria, we can say that following accounts must be debited:

1. Paid $7,000 of accrued taxes at the time the plant site was acquired.

Dr Land-Plant Site $7,000

Cr Accrued Taxes       $7,000

2. Paid $200 insurance to cover a possible accident loss on new factory machinery while the machinery was in transit.

Dr Factory Machine $200

Cr Cash                        $200

3. Paid $850 sales taxes on a new delivery truck.

Dr Delievery Truck $850

Cr Sales Tax - Not refundable $850

If the sales tax is refundable while we file tax returns then it must not be included in cost as it is paid for completing formalities of the vendor company.

4. Paid $21,000 for parking lots and driveways on the new plant site.

Dr Land-Plant Site $21,000

Cr Cash                        $21,000

5. Paid $250 to have the company name and slogan painted on the new delivery truck. choose an account title

Dr Delievery Truck $250

Cr Cash                        $250

6. Paid $8,000 for installation of new factory machinery.

Dr Factory Machinery $8,000

Cr Cash                             $8,000

7. Paid $900 for a 1-year accident insurance policy on the new delivery truck.

Dr Prepaid Insurance $900

Cr Cash                             $900

8. Paid $75 motor vehicle license fee on the new truck.

Dr Lisence Expense $75

Cr Cash                         $75

It is paid on behalf of an employee but it is 100% business oriented not employee oriented benefit. Hence is classified as a revenue expenditure.

Smith and Jones start a business to build custom bicycles. Smith invests personal funds of $100,000 and Jones invests $70,000. Grandma Smith loans the company $24,000 with the provision it is to be paid back in 12 equal monthly payments plus 1.5% monthly interest on her original contribution. Smith and Jones agreed that ownership would be proportional to their equity investments. In addition, they borrow $40,000 from the bank at interest of 1.5% per month payable monthly. (They do not have to pay back the principal for five years, so ignore it.) They buy $120,000 worth of parts. They use $80,000 of those parts in the first month. They pay factory workers a total of $15,000 for the first month. They pay rent of $4,000 for the month for a factory. They each (not Grandma) draw salaries of $4,000 per month. They sell the resulting bicycles for $150,000. a. Prepare a balance sheet for day zero, that is, store is ready, people hired, parts on hand, money collected from bank, Grandma, Smith, and Jones. b. Prepare an income statement for the first month. c. Prepare a balance sheet for the last day of the first month. d. What is the percent ownership by Smith, Jones, and Grandma on the first day of the month.

Answers

Answer:

See answers below.

Explanation:

Question a

The balance sheet for day 0 will have the following balances.

Asset side

Parts $120,000

Cash $114,000

Total assets $234,000

Liabilities and Equity side

Capital $170,000

Short term loan $24,000

Long term loan $40,000

Total liabilities $234,000

Question b

The income statement for the first month will have the following balances.

Revenue (credit) side

Sales $150,000

Expenses (debit) side

Parts used $80,000

wages to factory workers $15,000

rent $4,000

salary $8,000

Interest on grandma's loan $360

Interest on bank loan $600.

Profit for the month $42,040.

Question c

The balance sheet for the last day of the month will have the following balances.

Asset side

Parts $40,000

Cash $234,040

Total assets $274,040

Liabilities and Equity side

Capital $170,000

Profit (added to reserves) $42,040

Short term loan $22,000

Long term loan $40,000

Total liabilities $274,040

Question d

Grandma is not an equity owner since she will be repaid after 1 year.

Therefore, percentage ownership by Smith, Jones and Grandma will be as follows in the ratio of their equity contribution.

Total capital contributed = 100,000 + 70,000 = 170,000

Smith percentage ownership = [tex]\frac{100,000}{170,000}[/tex] = 58.8%

Jones percentage ownership = [tex]\frac{70,000}{170,000}[/tex] = 41.2%

Grandma's ownership = 0% (no equity contribution).

At the end of May, the unadjusted trial balance of Barker Industries included the following accounts:
Debit Credit
Sales (75% represent credit sales) $400,000
Accounts Receivable $240,000
Allowance For Doubtful Accounts 1,800
Barker Industries uses the percentage of sales approach in estimating uncollectible accounts. The uncollectible accounts expense is estimated to be 3% of credit sales The net realizable value of Barker's accounts receivable in the May 31 balance sheet is:_____.
a. $250,800.b. $229,200.c. $236,400.d. $226,200.

Answers

Answer:

b. $229,200

Explanation:

Computation for the net realizable value of Barker's accounts receivable in the May 31 balance sheet

First step is to find the credit sales

Credit sales=.75(400,000)

Credit sales=300,000

Second step is to find the 3% of 300,000

3% of 300,000=9,000

Third step is to add credit sales amount to Allowance For Doubtful Accounts

9,000 +1,800

=$10,800

Last step is to find the net realizable value

Net realizable value=Accounts Receivable $240,000-$10,800

Net realizable value=$229,200

Therefore the net realizable value of Barker's accounts receivable in the May 31 balance sheet is $229,200

Even though commercial airlines have excellent safety​ records, in the weeks following a​ crash, airlines often report a drop in the number of​ passengers, probably because people are afraid to risk flying. ​a) A travel agent suggests that since the Law of Averages makes it highly unlikely to have two plane crashes within a few weeks of each​ other, flying soon after a crash is the safest time. What do you​ think? ​b) If the airline industry proudly announces that it has set a new record for the longest period of safe​ flights, would you be reluctant to​ fly? Are the airlines due to have a​ crash?

Answers

Answer:

A) There is no such thing as the "Law of Averages." The overall probability of an airplane crash does not change due to recent crashes.

Explanation:

This is the complete question below;

Even though commercial airlines have excellent safety​ records, in the weeks following a​ crash, airlines often report a drop in the number of​ passengers, probably because people are afraid to risk flying. A travel agent suggests that since the Law of Averages makes it highly unlikely to have two plane crashes within a few weeks of each​ other, flying soon after a crash is the safest time. What do you​ think?

Choose the correct answer below.

A. There is no such thing as the "Law of Averages." The overall probability of an airplane crash does not change due to recent crashes.

B. The "Law of Averages" states that outcomes must even out in the short run. This means that the overall probability of an airplane crash is higher due to recent crashes.

C. The "Law of Averages" states that outcomes must even out in the short run. This means that the overall probability of an airplane crash is lower due to recent crashes.

D. The "Law of Averages" does not apply to this situation. The overall probability of an airplane crash does not change due to recent crashes.

We are informed from the question that commercial airlines have excellent safety​ records, in the weeks following a​ crash, airlines often report a drop in the number of​ passengers, probably because people are afraid to risk flying. A travel agent suggests that since the Law of Averages makes it highly unlikely to have two plane crashes within a few weeks of each​ other, flying soon after a crash is the safest time.

In this case, There is no such thing as the "Law of Averages." The overall probability of an airplane crash does not change due to recent crashes.

There was fact that the commercial airlines has excellent safety​ records in the past and there is a crash after the following week, all these doesn't have any connection with people flying soon after a crash because they think is the safest time.

Airline transportation has its pros and cons. The answers are given below;

My point is that There is nothing like the "Law of Averages." The total likelihood of an airplane crash will not be altered due to recent crashes. When one take a flight, it is usually done at your own risk.

If the airline industry proudly announces that it has set a new record for the longest period of safe​ flights, I would not be be reluctant to​ fly. Every airline companies are known to have strict maintenance of their planes are its parts.

They ensure that their flights does not have any issue on the way, Even though things do  happen, that does not mean I would be scare and not fly.

The airline is not due to crash. This is because the likelihood of a crash occurring is not due to the time a previous crash occurred. One should not be scared or afraid of flying.

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If a firm's sales are $250,000 and its variable costs are $190,000, the contribution margin in dollars is:_______.
a. $440,000
b. $60,000
c. $190,000
d. $250,000

Answers

Answer:

b. $60,000

Explanation:

Given the following data;

Sales price = $250,000

Variable cost = $190,000

Contribution margin can be defined as the subtraction of variable cost from the sales price.

Mathematically, it given by the formula;

[tex] Contribution \; margin = sales \; price - variable \;cost[/tex]

[tex] Contribution \; margin = 250000 - 190000[/tex]

Contribution margin = 60,000

Therefore, the contribution margin in dollars is $60,000.

You are considering how to invest part of your retirement savings.You have decided to put $400,000 into three​ stocks: 61% of the money in GoldFinger​ (currently $28​/share), 24% of the money in Moosehead​ (currently $73​/share), and the remainder in Venture Associates​ (currently $9​/share). Suppose GoldFinger stock goes up to $43​/share, Moosehead stock drops to $67​/share, and Venture Associates stock drops to $6 per share. a. What is the new value of the​ portfolio? b. What return did the portfolio​ earn? c. If you​ don't buy or sell any shares after the price​ change, what are your new portfolio​ weights?

Answers

Answer:

a. Number of shares of GoldFinger = 61%*400000/24

Number of shares of GoldFinger =  10166.6667

Number of shares of Moosehead = 24%*400,000/73

Number of shares of Moosehead = 1315.0685

Number of shares of Venture Associates = (1 - 61% - 24%) * 400,000/9

Number of shares of Venture Associates = 15% * 400,000/9

Number of shares of Venture Associates = 6666.6667

New value of the portfolio = 10166.6667*$43 + 1315.0685*$67 + 6666.6667*$6

New value of the portfolio = $437,166.6681 + $88,109.5895 + $40000.0002

New value of the portfolio = $565,276.2578

b. The return that the portfolio​ earn is = ($565,276.2578 - $400,000) / $400,000 = $165,276.2578 / $400,000 = 0.4131906445 = 41.32%

c. Weight of Goldfinger is now = (10166.6667*$43) / $565,276.2578

= $437166.6681 / $565,276.2578

= 0.7734

= 77.34%

Weight of Moosehead is now = (1315.0685*$67) / $565,276.2578

= $88109.5895 / $565,276.2578

= 0.15587

= 15.59%

Weight of Venture is now = 100% - 77.34 - 15.59%

= 7.07%

A company declared and paid a cash dividend. The dividend would appear on the company's statement of cash flows as: Select one: a. an addition to net income in order to arrive at net cash provided by operating activities under the indirect method. b. a deduction from net income in order to arrive at net cash provided by operating activities under the indirect method. c. a deduction under investing activities. d. a deduction under financing activities.

Answers

Answer:

d. a deduction under financing activities.

Explanation:

As if the company declared and paid the cash dividend so the same is to be considered in the financing activities of the cash flow statement.

This amount should be shown in the negative amount as it decreases the cash that means it is an outflow of cash

Hence, the correct option is d. and the same is to be considered

Osgood Company, which applies overhead at the rate of 190% of direct material cost, began work on job no. 101 during June. The job was completed in July and sold during August, having accumulated direct material and labor charges of $27,000 and $15,000, respectively. On the basis of this information, the total overhead applied to job no. 101 amounted to:

Answers

Answer: $51300

Explanation:

From the question, we are informed that Osgood applies overhead at rate of 190% of direct cost material and we've been given the direct cost material as $27, 000. Therefore, the total overhead applied to the job will be:

= $27000 × 190%

= $27000 × 1.9

= $51300

Question 3

A situation where the level of output scale and average costs are all rising is called

Answers

Answer: Decreasing return to scale

Explanation:

Decreasing return to scale is a situation where the level of output, scale and average costs are all rising.

Decreasing return to scale happens when there's a rise in inputs that are involved in production process such as labour and capital which brings about a increase in output as well even though it's lesser.

The transactions listed below are typical of those involving New Books Inc. and Readers’ Corner. New Books is a wholesale merchandiser and Readers’ Corner is a retail merchandiser. Assume all sales of merchandise from New Books to Readers’ Corner are made with terms 3/10, n/30, and that the two companies use perpetual inventory systems. Assume the following transactions between the two companies occurred in the order listed during the year ended August 31.
a. New Books sold merchandise to Readers’ Corner at a selling price of $625,000. The merchandise had cost New Books $445,000.
b. Two days later, Readers’ Corner complained to New Books that some of the merchandise differed from what Readers’ Corner had ordered. New Books agreed to give an allowance of $11,000 to Readers’ Corner.
c. Just three days later, Readers’ Corner paid New Books, which settled all amounts owed.
Required:
1. Indicate the effect (direction and amount) of each transaction on the Inventory balance of Readers' Corner. (Enter all amounts as positive values.)
2. Prepare the journal entries that Readers’ Corner would record and show any computations. (If no entry is required for a transaction/event, select "No Journal Entry Required" in the first account field.)

Answers

Answer:

Readers' Corner

1. Effect of each transaction on the Inventory Balance:

a. $625,000 Purchase: Inventory balance is increased

b. $11,000 Allowance: Inventory balance is decreased.

c. $614,000 Payment: Inventory balance is not affected.

2.

a. Debit Inventory $625,000

Credit Accounts Payable (New Books) $625,000

To record the purchase of new books on account.

b. Debit Accounts Payable (New Books) $11,000

Credit Inventory $11,000

To record the allowance received from New Books.

c. Debit Accounts Payable (New Books) $614,000

Credit Cash Account $614,000

To record the payment on account.

Explanation:

Readers' Corner records its transactions with New Books Inc. by initially using the journal.  The entries in the journal identify the accounts involved in each transaction.  During the recording, the accounts to be debited and the ones to be credited in the general ledger are identified and recorded accordingly.

ere are simplified financial statements for Watervan Corporation:



INCOME STATEMENT
(Figures in $ millions)
Net sales $
888.00

Cost of goods sold
748.00

Depreciation
38.00

Earnings before interest and taxes (EBIT) $
102.00

Interest expense
19.00

Income before tax $
83.00

Taxes
17.43

Net income $
65.57



BALANCE SHEET
(Figures in $ millions)
End of Year Start of Year
Assets
Current assets $
376

$
326


Long-term assets
272


229


Total assets $
648

$
555


Liabilities and shareholders’ equity
Current liabilities $
201

$
164


Long-term debt
115


128


Shareholders’ equity
332


263


Total liabilities and shareholders’ equity $
648

$
555




The company’s cost of capital is 8.5%.


a. Calculate Watervan’s economic value added (EVA). (Do not round intermediate calculations. Enter your answer in millions rounded to 2 decimal places.)

b. What is the company’s return on capital? (Use start-of-year rather than average capital.) (Do not round intermediate calculations. Enter your answer as a percent rounded to 2 decimal places.)

c. What is its return on equity? (Use start-of-year rather than average equity.) (Enter your answer as a percent rounded to 2 decimal places.)

d. Is the company creating value for its shareholders?

Answers

Answer:

income statements okay

Explanation:kokay

Iverson Company purchased a delivery truck for $45,000 on January 1, 2018. The truck was assigned an estimated useful life of 5 years and has a residual value of $10,000. Compute depreciation expense using the double-declining-balance method for the years 2018 and 2019.

Answers

Answer:

Results are below.

Explanation:

Giving the following information:

Purchase price= $45,000

Useful life= 5 years

Salvage value= $10,000

To calculate the annual depreciation under the double-declining balance method, we need to use the following formula:

Annual depreciation= 2*[(book value)/estimated life (years)]

2018:

Annual depreciation= 2[(45,000 - 10,000) / 5]

Annual depreciation= 14,000

2019:

Annual depreciation= 2*[(35,000 - 14,000)/5]

Annual depreciation= $8,400

The depreciation expense using the double-declining-balance method in 2018 is $18,000 and in 2019 is $10,800.

The double-declining balance method is an accelerated depreciation method when compared with other deprecation methods.

Depreciation expense = (2 x cost of the asset) / useful life of the asset

Deprecation expense in 2018

(2 x $45,000) / 5 = $18,000

Deprecation expense in 2019

Book value in 2019 = cost of the asset - deprecation expense

$45,000 - $18,000 = $27,000

Deprecation expense = (2 x $27,000) / 5 = $10,800

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It is estimated that the net cash flows to be received from the copyright will be $63,000, and its fair value is $59,850. The accumulated amortization at the end of 2021 was $15,435. Compute the amount of impairment, if any, to be recorded on December 31, 2021. (If there is a loss on impairment, then enter amounts using either a negative sign preceding the number e.g. -45 or parentheses e.g. (45).)

Answers

Answer:

The amount of the impairment = $3,150.

Explanation:

a) Data and Calculations:

Net cash flows = $63,000

Fair value of copyright = $59,850

Accumulated amortization = $15,435

Impairment gain = $3,150 ($63,000 - $59,850)

b) There is an impairment gain of $3,150 since the net cash flows is higher than the fair value of the copyright.  Copyright is an intangible asset and impairment assessment must be conducted yearly.

DEFINITION TERM 1. Subtract outstanding checks from the bank balance. 2. Compute the adjusted bank balance. 3. Enter the bank statement balance from the bank statement. 4. Add any unrecorded deposits to the bank balance. 5. Compute the adjusted book balance. 6. Add any unrecorded interest earned to the book balance. 7. Enter the company’s book balance from its accounting records. 8. Subtract bank fees from the book balance.

Answers

Complete Question:

What are the correct steps in preparing Bank reconciliation in a chronological order?

Answer:

1. Enter the bank statement balance from the bank statement.

2. Add any unrecorded deposits to the bank balance.

3. Subtract outstanding checks from the bank balance.

4. Compute the adjusted bank balance

5. Enter the company's book balance from its accounting records.

6. Add any unrecorded interest earned to the book balance.

7. Subtract bank fees from the book balance.

8. Compute the adjusted book balance.

Explanation:

In Financial accounting, bank reconciliation can be defined as an evaluation which give a complete details of the financial items responsible for any difference between the balance of the cash account in the balance sheet and the cash balance reported in an entity's bank statement. These reconciliations should be done at regular intervals so as to ensure a balanced record of the cash account are kept by an organization or firm.

A bank reconciliation mainly computed by an accountant, gives the difference between the balance in relation to the bank statement and the cash balance with respect to the accounting records of the depositor in a particular financial institution.

The steps in preparing Bank Reconciliation in a chronological order are;

1. You should enter the bank statement balance from the bank statement.

2. Add any unrecorded deposits to the bank balance.

3. Subtract outstanding checks from the bank balance.

4. Compute the adjusted bank balance

5. Enter the company's book balance from its accounting records.

6. Add any unrecorded interest earned to the book balance.

7. Subtract bank fees from the book balance.

8. Compute the adjusted book balance.

The main purpose of a bank reconciliation is to ensure an accuracy of the depositor's financial information and that of it's bank records.

In a nutshell, after a reconciliation of the bank statement, the adjusted bank balance should be equal to the company's ending adjusted cash balance on the balance sheet.

The correct steps in preparing Bank reconciliation in a chronological order: 1. Enter the bank statement balance from the bank statement.

2. Add any unrecorded deposits to the bank balance.

3. Subtract outstanding checks from the bank balance.

4. Compute the adjusted bank balance

5. Enter the company's book balance from its accounting records.

6. Add any unrecorded interest earned to the book balance.

7. Subtract bank fees from the book balance.

8. Compute the adjusted book balance.

Bank reconciliation is described in financial accounting as an evaluation that provides detailed details of the financial items responsible for any difference between the balance of the cash account on the balance sheet and the cash balance shown on an entity's bank statement. These reconciliations should be performed at regular periods to guarantee that an organisation or corporation maintains a balanced record of the cash account.

A bank reconciliation, which is mostly computed by an accountant, provides the difference between the balance on the bank statement and the cash balance on the depositor's accounting records at a certain financial institution.

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Tuition of $3400 is due when the spring term begins, in 4 months. What amount should a student deposit today, at 12%, to have enough to pay tuition

Answers

Answer:  The student should deposit= $3,272.40

Explanation:

The formula we need to use is  

FV = P ( 1 + rt )

where:

F V  = the future value.

P = the principal amount.  

r= the rate of interest.  = `12%= 0.12

t= time in years. = 4/12= 1/3 =O.3333

FV = P ( 1 + rt )  

$3,400 = P (1 + 0.12 X 0.3333)

$3,400 = P (1 + 0.039)

$3,400 = P (1.039)

P= 3400 /1.039= $3,272.40

Cameroon Corp. manufactures and sells electric staplers for $16 each. If 10,000 units were sold in December, and management forecasts 4% growth in sales each month, the number of units of electric stapler sales budgeted for March should be:_______

Answers

Answer:

= $173,056

Explanation:

The computation of the number of units of electric stapler sales budgeted for March is shown below:-

February = 10,000 + (4% × 10,000)

= 10,400

March = 10,400 + (4% × 10,400)

= 10816

and finally

The Budget sale for stapler for the month of March = 10,816 × 16

= $173,056

At the beginning of 2015, Elixir Inc. has the following ledger balances:During the year, credit sales amounted to $800,000. Cash collected on credit sales amounted to $760,000 and $18,000 has been written off. At the end of the year, company adjusted for bad debts expense using the percent-of-sales method and applied a rate, based on past history, of 2.5%. The ending balance in the Allowance for Bad Debts would be ________. Prepare all necessary journal entries.

Answers

Answer:

$$7,000

Explanation:

Calculation for the ending balance in the Allowance for Bad Debts

Using this formula

Allowance for Bad Debts Ending balance =

Debts - Write offs + Bad Debt Expense

Let plug in the formula

Allowance for Bad Debts Ending balance= $5,000 - $18,000 + (2.5%*$800,000)

Allowance for Bad Debts Ending balance= $5,000 - $18,000 + $20,000

Allowance for Bad Debts Ending balance = $$7,000

Therefore the ending balance in the Allowance for Bad Debts would be $7,000

Prepare journal entries to record the following merchandising transactions of Lowe’s, which uses the perpetual inventory system and the gross method. (Hint: It will help to identify each receivable and payable; for example, record the purchase on August 1 in Accounts Payable—Aron.) Aug. 1 Purchased merchandise from Aron Company for $8,000 under credit terms of 1/10, n/30, FOB destination, invoice dated August 1. 5 Sold merchandise to Baird Corp. for $5,600 under credit terms of 2/10, n/60, FOB destination, invoice dated August 5. The merchandise had cost $4,000. 8 Purchased merchandise from Waters Corporation for $7,000 under credit terms of 1/10, n/45, FOB shipping point, invoice dated August 8. 9 Paid $210 cash for shipping charges related to the August 5 sale to Baird Corp. 10 Baird returned merchandise from the August 5 sale that had cost Lowe’s $500 and was sold for $1,000. The merchandise was restored to inventory. 12 After negotiations with Waters Corporation concerning problems with the purchases on August 8, Lowe’s received a credit memorandum from Waters granting a price reduction of $700 off the $7,000 of goods purchased. 14 At Aron’s request, Lowe’s paid $500 cash for freight charges on the August 1 purchase, reducing the amount owed to Aron. 15 Received balance due from Baird Corp. for the August 5 sale less the return on August 10. 18 Paid the amount due Waters Corporation for the August 8 purchase less the price allowance from August 12. 19 Sold merchandise to Tux Co. for $4,800 under credit terms of n/10, FOB shipping point, invoice dated August 19. The merchandise had cost $2,400. 22 Tux requested a price reduction on the August 19 sale because the merchandise did not meet specifications. Lowe’s sent Tux a $800 credit memorandum toward the $4,800 invoice to resolve the issue. 29 Received Tux’s cash payment for the amount due from the August 19 sale less the price allowance from August 22. 30 Paid Aron Company the amount due from the August 1 purchase.

Answers

Answer:

Aug 1 Dr Inventory $8,000

Cr Accounts Payable - Aaron $8,000

Aug 5 Dr Accounts Receivable - Baird Corp $5,600

Cr Sales $5,600

Aug 5 Dr Cost of Good Sold $4,000

Cr Inventory $4,000

Aug 8 Dr Inventory $7,000

Cr Accounts Payable - Walter Corporation $7,000

Aug 9 Dr Freight - Out $210

Cr Cash $210

Aug 10 Dr Sales Return and Allowance $1,000

Cr Accounts Receivable - Baird Corp $1,000

Aug 10 Dr Inventory $500

Cr Cost of Good Sold $500

Aug 12 Dr Accounts Payable - Walter Corporation $700

Cr Inventory $700

Aug 14 Dr Accounts Payable - Aaron $500

Cr Cash $500

Aug 15 Dr Cash $4,508

[(100%-2%)×$4,600]

Dr Discount on Sales $92

[($5,600-$1,000) x2%]

Cr Accounts Receivable - Baird Corp $4,600

($5,600-$1,000)

Aug 18 Dr Accounts Payable - Walter Corporation $6,300

($7,000-$700)

Cr Discount on Purchase $63

[($7,000-$700) x1%]

Cr Cash $6,237

[(100%-1%)×$6,300]

Aug 19 Dr Accounts Receivable - Tux Co $4,800

Cr Sales $4,800

Aug 19 Dr Cost of Good Sold $2,400

Cr Inventory $2,400

Aug 22 Dr Sales Return and Allowance $800

Cr Accounts Receivable - Tux Co $800

Aug 29 Dr Cash $4,000

Cr Accounts Receivable - Tux Co $4,000

($4,800-$800)

Aug 30 Dr Accounts Payable - Aaron $7,500

Cr Cash $7,500

($8,000-$500)

Explanation:

Preparation of Journal entries

Aug 1 Dr Inventory $8,000

Cr Accounts Payable - Aaron $8,000

(To record purchase of inventory)

Aug 5 Dr Accounts Receivable - Baird Corp $5,600

Cr Sales $5,600

(To record sale of merchandise)

Aug 5 Dr Cost of Good Sold $4,000

Cr Inventory $4,000

(To record cost of good sold)

Aug 8 Dr Inventory $7,000

Cr Accounts Payable - Walter Corporation $7,000

(To record purchase of inventory)

Aug 9 Dr Freight - Out $210

Cr Cash $210

(To record freight outward expense)

Aug 10 Dr Sales Return and Allowance $1,000

Cr Accounts Receivable - Baird Corp $1,000

(To record sales return)

Aug 10 Dr Inventory $500

Cr Cost of Good Sold $500

(To record restore the inventory )

Aug 12 Dr Accounts Payable - Walter Corporation $700

Cr Inventory $700

(To record price reduction)

Aug 14 Dr Accounts Payable - Aaron $500

Cr Cash $500

(To record payment of freight charges on behalf of Aaron)

Aug 15 Dr Cash $4,508

[(100%-2%)×$4,600]

Dr Discount on Sales $92

[($5,600-$1,000) x2%]

Cr Accounts Receivable - Baird Corp $4,600

($5,600-$1,000)

(To record amount received from Baird Corp)

Aug 18 Dr Accounts Payable - Walter Corporation $6,300

($7,000-$700)

Cr Discount on Purchase $63

[($7,000-$700) x1%]

Cr Cash $6,237

[(100%-1%)×$6,300]

(To record payment made to Walter Corporation)

Aug 19 Dr Accounts Receivable - Tux Co $4,800

Cr Sales $4,800

(To record sale of merchandise)

Aug 19 Dr Cost of Good Sold $2,400

Cr Inventory $2,400

(To record cost of good sold)

Aug 22 Dr Sales Return and Allowance $800

Cr Accounts Receivable - Tux Co $800

(To record price reduction for sales made to Tux Co)

Aug 29 Dr Cash $4,000

Cr Accounts Receivable - Tux Co $4,000

($4,800-$800)

(To record payment received from Tux Co)

Aug 30 Dr Accounts Payable - Aaron $7,500

Cr Cash $7,500

($8,000-$500)

(To record payment made to Aaron)

On September 15, 2021, Oliver's Mortuary received a $7,200, nine-month note bearing interest at an annual rate of 8% from the estate of Jay Hendrix for services rendered. Oliver's has a December 31 year-end. What adjusting entry will the company record on December 31, 2021

Answers

Answer: PLease see answer below

Explanation:

Date Account title and explanation Debit Credit

Dec 31   Interest receivable                           $168  

2021             Interest revenue                                                 $168

Calculation

Interest =Principal x time x rate

= 7,200 x 8% x 3.5 /12(15th september to 31st December)

=$168

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