The hobby price within the USA averaged five. forty-two percent from 1971 till 2022.
The coupon charge is the annual income an investor can anticipate receiving whilst protecting a particular bond. Its miles are constant when the bond is issued and is calculated by means of dividing the sum of the yearly coupon payments by the par value. on the time it's far purchased, a bond's yield to maturity and its coupon charge are equal.
In finance, a chit is the hobby fee received by means of a bondholder from the date of issuance till the date of maturity of a bond. Coupons are normally described in terms of the coupon price which is calculated by adding the sum of coupons paid per year and dividing it by means of the bond's face value.
The coupon rate is the interest price paid by a bond relative to its par or face price. For a hard and fast-charge bond, this may be equal to its complete adulthood.
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If the lender's good faith estimates are accurate, are they a reasonable amount for closing costs? why or why not? a. yes, because the lender estimated 3.08% of the home loan in closing costs which falls between 3 - 5%. b. yes, because the lender estimated 4.6% of the home loan in closing costs which does not fall between 3 - 5%. c. no, because the lender estimated 6.2% of the home loan in closing costs which does not fall between 3 - 5%. d. no, because the lender estimated 17.7% of the home loan in closing costs which does fall between 3 - 5%.
Yes, considering that the lender anticipated closing fees at 3.08% of the mortgage, or between 3 and 5%.
How much can the fees charged by a lender change between the loan estimate and the closing disclosure?Title company costs are normally from the lender's preferred title company and are disclosed on the Loan Estimate for disclosure purposes. These costs cannot increase by more than 10% if you choose the lender's chosen title provider.
What is a reliable expense for a mortgage's closing costs?Buyers should budget between 2% and 5% of the purchase price for closing charges overall. Usually, their share of the costs consists of: One or two origination points, or lender costs, which are equivalent to 1% to 2% of the loan amount and typically range from $750 to $1,200 for each point.
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Answer:
its C
Explanation:
unearned revenue, an operating liability, arises when a company receives cash before any goods are delivered or services are rendered. select one: true false
It is accurate to say that when a business receives money before providing any goods or services, unearned income, an operating liability, results. Therefore, the statement is true.
What is operating liability?Operating liabilities are the costs that businesses incur to maintain their operations, such as income taxes and accounts payable.
Accounts payable amounts owed to creditors who have expensed the company, accrued expenses, and amounts owed to suppliers for whom the company has not yet received an invoice and must estimate the liability are examples of operating liabilities that are related to the day-to-day operations of the business.
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a portfolio consists of $17,800 in stock m and $29,900 invested in stock n. the expected return on these stocks is 10.20 percent and 13.80 percent, respectively. what is the expected return on the portfolio?
The expected return on the portfolio is 11.53%.
How do we derive the expected return on the portfolio?Given that
Value in stock M = $17,800
Value in stock N = $29,900
Expected return on Stock M = 10.20%
Expected return on Stock N = 13.80%
Total value :
= Value in stock M + Value in stock N
= $17,800 + $29,900
= $47,700.
Expected Portfolio return on stock M:
= Return × Investment weight
= $17,800/ $47,700 * 13.80%
= 0.0514968553
= 5.14%
Expected Portfolio return on stock M:
= Return × Investment weight
= $29,900/ $47,700 * 10.20%
= 0.0639371069
= 6.39%
Expected return on the portfolio:
= Expected Portfolio return on stock M + Expected Portfolio return on stock N
= 5.14% + 6.39%
= 0.1153
= 11.53%
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developing your own personal brand will help you identify what makes you a valuable job candidate and understand how you can translate that to employers. what questions might you ask yourself when developing your personal brand? check all that apply.
developing your own personal brand will help you identify what makes you a valuable job candidate and understand how you can translate that to employers. Than questions might you ask yourself when developing your personal brand:
What would my instructors say is my greatest strength?
What makes me desirable in today's job market?
As a personal brand, how would you sum yourself up?One to three phrases describing what you do and why you are special in your profession make up your personal brand statement. So that others may quickly understand who you are and what you have to offer, it concisely summarizes your experience, your competencies, and your enthusiasm.
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The truck was the only asset purchased during the year. Which of the following statements is correct regarding the depreciation that can be taken on the truck?
The following statements is correct regarding the depreciation that can be taken on the truck is the business will deduct one-half of a full year's depreciation on the truck in the current year.
Depreciation is the system of deducting the fee of a enterprise asset over a protracted length of time, in place of over the direction of 1 year. There are 4 principal techniques of depreciation: immediately line, double declining, sum of the years' digits and gadgets of production.
An enterprise is described as an enterprise or enterprising entity engaged in commercial, industrial, or expert activities. Businesses may be for-earnings entities or non-earnings organizations. Business sorts variety from restrained legal responsibility groups to sole proprietorships, corporations, and partnerships.
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the power to raise price above marginal cost without fear that other firms will enter the market is: cost power. firm power. marginal power. market power.
Market power is the ability to raise prices above marginal costs without worrying that rival businesses may enter the market. The correct answer is market power.
What is market power?
Market or monopolistic power is defined as a company's (or group of companies) capacity to increase and maintain prices above the level that would prevail in the absence of competition. Reduced output and decreased economic welfare result from the use of market power. If there is a major lowering of competition, it either already exists or is expected to happen based on the present or projected exercise of market power.
An approach used in the administration of merger policy in the United States and Canada aims to foresee whether the parties can implement a non-transitory price increase above a specific threshold level (say, 5 or 10 percent), which will vary depending on the case, without luring in new firms or spurring the production of substitute products after the merger. An in-depth analysis of factors affecting corporate behavior, market structure, and both qualitative and quantitative market structure determines their capacity to maintain or beyond this price threshold.
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Jaxson has a collection of 280 coins. How many coins represent 20% of his collection?.
56 coins represent 20% of his collection 280.
The percentage is a ratio expressed as a term of 100. Often represented by the percent sign percent. Latin expressions came to English in the 16th century. It was later abbreviated to percent. Ultimately the period was removed and the two parts were combined to produce the modern percent of his one-word form.
calculation:-
Total coins = 280
percentage = 20 %
number of collection = 20% of 280
= 56 coins.
Percentages are part of a whole numbers and are expressed as numbers from 0 to 100, not fractions. Everything is 100%, half of it is 50%, and nothing is 0%. To determine percentages, divide part of the whole by itself and multiply by 100. Percentages can be calculated by dividing the value by the total and multiplying the result by 100.
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financial leverage. given the results of the break-even analysis, natural bodyworks has decided to produce the ab stretcher and forecasts sales of 4,000 units, with an expected noi of $480,000. they face a 21% tax rate. the managers now face the financing decision. the project has initial costs of $2,000,000, which must be raised by issuing financial securities. they can raise the entire amount by selling 40,000 shares of stock at $50 per share. they can raise $800,000 via bonds, and the remaining $1,200,000 by selling 24,000 shares of stock. the bonds would require annual interest payments of $80,000. what is the eps of the preferred capital structure?
The preferred capital structure's earnings per share (EPS) (mixed equity and debt) is $13.17.
What are the earnings per share?The earnings per share represent the percentage or ratio of the net income available for distribution to common stockholders.
The earnings per share are computed by dividing the net income by the number of common stockholders.
Given the tax advantage provided by the interest on bonds, it seems that a mixture of equity and debt provides the preferred capital structure for earnings per share.
All-equity financing:Forecast sales = 4,000 units
Net operating income = $480,000
Tax expense (21% of $480,000) = $100,800
Net income with all-equity financing = $379,200 ($480,000 - $100,800)
The number of shares = 40,000
Earnings per share (EPS) = $9.48 ($379,200 ÷ 40,000)
Mixed Capital Structure:Net operating income = $480,000
Annual interest on bonds = $80,000
Income before tax = $400,000
Tax expense (21% of $400,00) = $84,000
Net income = $316,000 ($400,000 - $84,000)
The number of shares = 40,000
Earnings per share (EPS) = $13.17 ($316,000 ÷ 24,000)
Thus, the earnings per share of the preferred capital structure are $13.17 because common stockholders benefit more from a mixed capital structure than all-equity financing.
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Greenscape landscaping purchased a tractor at a cost of $35,000 and sold it three years later for $17,500. Greenscape recorded depreciation using the straight-line method, a five-year service life, and a $2,000 residual value. Tractors are included in the equipment account.
The journal entry to record the sale of the tractor would be as follows:
Debit: Equipment 17,500
Credit: Cash 17,500
Debit: Gain on Sale of Equipment 7,500
Credit: Accumulated Depreciation - Equipment 7,500
A journal entry is what?An entry in your journal serves as a record of a transaction in your company's books. For every transaction, at least two journal entries must be made in double-entry bookkeeping. A bookkeeper records all of the changes that a transaction can bring about in a firm because they can be rather numerous.
What is the formula for a journal entry?To keep the accounting formula (Assets = Liabilities + Shareholders' Equity) in balance, the debits and credits in each journal entry must be equal.
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using information systems to help foresee corporate business opportunities and threats might be done by all levels of management, but it is most important for which management level?
Foresee corporate business opportunities and threats might be done by all levels of management, but it is most important for top level managers
Top level managers :
Top level managers are the people who represent the highest level of leadership. Top His manager often uses the word "chief" for titles, such as Chief Executive Officer, Chief Financial Officer. These managers help keep the company growing and execute plans for the long term.
What role does the top manager play?The top-level manager is responsible for creating and implementing organizational plans and policies and is an executive at his level of expertise. They act as an intermediary between top and bottom management levels. These professionals can work to guide the overall direction of the organization.
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______ represents the degree to which employees are accepted and treated fairly by their organization.
Inclusion represents degree to which the employees are accepted and treated fairly by organization.
What is an organization?An organization or organization is a thing with one or more members and a particular goal. These entities include, for instance, corporations, groups, and educational institutions. Businesses, governments, non-governmental organizations, political parties, international organizations, armed forces, nonprofits, for-profit businesses, partnerships, cooperatives, and educational institutions are just a few examples of the many different legal types of organizations. A voluntary association is a group that is made up entirely of volunteers. These organizations, such as unofficial clubs or coordinating bodies, may be able to operate legally depending on the jurisdiction. They may have a purpose in mind, which they may be able to communicate formally through their actions or informally through a manifesto or mission statement.
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The federal funds rate is the interest rate at which banks can borrow and lend _____ in the _____ market.
The federal funds rate is the interest rate at which banks can borrow and lend reserves in the federal funds market. Correct answer: letter A.
The federal funds rate is the most important interest rate in the US economy because it influences other short-term interest rates, including those for mortgages, credit cards, and other types of loans.
By setting the federal funds rate, the Federal Reserve (the "Fed") is able to control the money supply and, in turn, the pace of economic growth.
What are federal funds?Federal funds are part of the federal budget and are used to finance government activities, such as:
EducationHealth careInfrastructureDefenseThey are also used to help stabilize the economy by providing money to banks and other financial institutions. The Federal Reserve holds a portion of these funds and lends them to the government when needed.
The federal funds rate is the interest rate at which banks can borrow and lend _____ in the _____ market. Indicate which option is the correct one:
A. Reserves; federal funds
B. Money; interbank
C. Money; federal funds
D. Reserves; interbank
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a company has already spent $5,300 to harvest tomatoes. the tomatoes can be sold as is for $95,400. instead, the company could incur further processing costs of $50,900 and sell the resulting salsa for $133,600. (a) prepare a sell as is or process further analysis of income effects. (b) should the company sell as is or process further?
The company should not process further as incremental loss of $12,000 in further processing .
The total cost of producing additional units of a product is called incremental cost. The cost of an incremental unit of production is estimated by looking at the additional costs incurred during the production process, such as: B. Raw Materials. Businesses can improve production efficiency and profitability by better understanding incremental costs.
Incremental cost is the cost spent to produce additional units, so it does not exist if the production remains the same. The incremental cost in manufacturing is usually less than the average cost per unit. Variable costs, or costs that change with the level of production, are always part of the incremental costs. Incremental costs are additional costs associated with performing a particular action. This is the difference that comes from doing a particular project. Incremental cost can be described as the marginal cost of producing or selling additional units.
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Belinda thinks her company should use a push strategy for its new product line because it needs to educate consumers on how to use the product. How does a push strategy promote products?.
If Belinda believes her company should employ a push approach for its new product line, personal selling serves to promote products.
Why do you use the term "personal selling"?Personal selling is just a face-to-face selling method in which a salesman uses their interpersonal abilities to influence a consumer into purchasing a specific product. To persuade the consumer that the product will only bring value, the salesperson tries to emphasize a variety of its qualities.
what is The importance of personal sellingThe importance of personal selling Personal selling, as opposed to asynchronous communication, enables you to establish relationships with potential clients immediately. Their queries or objections can be answered immediately and in-depth by you, which promotes trust.
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management is using its borrowed funds to enhance the earnings for shareholders of (a) gps corporation, (b) tru, inc., (c) both firms, or (d) neither firm during the period 2017-2021?
Management is using its borrowed funds to enhance the earnings for GPS corporation, Thus option (A) is correct.
What is management?In order to achieve desired goals and objectives, a person or group of people must be challenged and managed, according to the concept of management. Furthermore, the capacity to organize, supervise, and guide people is a component of management.
A fund is a collection of funds set aside for a certain objective. A fund may be created for a variety of objectives, including a city administration setting aside funds to construct a new civic center,
Therefore, Thus option (A) is correct.
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you work for a large company as the it administrator. with the many external attacks being perpetrated in the form of security breaches, you are concerned that your windows 11 computers may be vulnerable. you also want to ensure that windows is using the latest features.
You work as an IT administrator for a large corporation and are subject to numerous external attacks in the form of security breaches, you should update your window.
A window is a distinct viewing area on a computer display screen that is part of a system that allows multiple viewing areas as part of a graphical user interface ( GUI ). As part of a windowing system, windows are managed by a windows manager.
A window is, for example, the browser window you're using to view this web page. Windows allows users to work with or view multiple programs at the same time.
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a scrum team is experiencing a growing list of impediments. which techniques would most be helpful in this situation
Inform management of the obstacles and their effects. Speak with the creation techniques. Work through the list in order of priority. The Scrum Team benefits from the Scrum Master.
By giving the team members cross-functional and self-management coaching. Concentrate on producing high-value incremental changes that adhere to the Definition of Done. Encourage the eradication of obstacles preventing the Scrum Team's advancement. The daily scrum is controlled by the scrum techniques. Daily sprint preparation, review, and retrospectives are required. Eliminating obstacles and assisting the team in becoming more structured and empowered to develop and make decisions are their main responsibilities.
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While ________ seems to be a reasonable measure of risk when evaluating a large portfolio, the ________ of an individual security does not explain the size of its average return.
While volatility (standard deviation) looks be a life like measure of risk when evaluating a large portfolio,
it is now not ample to explain the returns of man or woman securities, considering the fact that there is no clear relation between volatility and return for character stocks.
What does high volatility mean?Sometimes costs cross extra rapidly than at other times. The velocity or degree of the fee alternate (in either direction) is known as volatility. As volatility increases, the attainable to make extra cash quickly, additionally increases. The tradeoff is that higher volatility additionally capacity greater risk.
Typically, merchants speak about four unique forms of volatility, again depending on what they are doing in the markets. This chapter discusses the four exceptional volatilities: future volatility, historical volatility, forecast volatility, and implied volatility.
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https://brainly.com/question/20348618#SPJ4Toyota is designing its print media advertisements. It decides to use the least complexcopy technique to highlight the urgency of acting immediately. Which of the followingcopy techniques is it more likely to have chosen?a.Direct response copyb. Narrativec. Dialogued. Straight-line copy
Toyota is designing its print media advertisements. It decides to use the least complex copy technique to highlight the urgency of acting immediately. Direct response copy more likely to have chosen.
By narrating a tale before recommending a good or service which can assist in resolving their issue, narrative copy captures readers' attention. The strength of narrative advertising is that it's a soft sell, allowing readers to relate to the story and foster positive feelings towards the company.
Only a small percentage of us respond positively to being instructed to buy a product. Background story, flashbacks or retrospect, flash-forward, and foreshadowing are examples of common plot devices that can be used in a narrative. Plot is the series of events that constitute a narrative.
First person, second person, third person, and third-person omniscient are common strategies related to narrative viewpoint, or who is telling the story.
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the trucking firm hired by your transportation manager provides a trucking service between the city of sacramento and the surrounding towns on a regular schedule and at fixed prices. the trucking firm saves transportation costs by transporting the goods using trains as well as trucks, instead of trucks alone. your transportation manager has hired a(n) carrier.
If the trucking firm saves transportation costs by transporting the goods using trains as well as trucks, instead of trucks alone. your transportation manager has hired a(n) piggyback carrier.
What is piggyback?Piggyback carrier can be defined as the way in which load or goods are transported using the back of a person. Example of piggyback is when a person carries another person on their back.
Piggyback is a mode of transportation as people can use this method to transport goods. This scenario is an example of piggyback carrier based on the fact the goods are been transported using the back of the train as well as the truck.
Therefore this is example of piggyback.
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Figure: A Real ShockReference: Ref 18-2 (37-2)(Figure: A Real Shock) Refer to the figure. After a real shock, the economy is operating at point Y in the figure. In the presence of crowding out, fiscal policy that would have shifted aggregate demand from AD 0 to AD 2 will only move the economy to point:(ALSO)(Figure: A Real Shock) Refer to the figure. After a real shock, the economy is operating at point Y in the figure. In the presence of crowding out, fiscal policy that would have shifted aggregate demand from AD0 to AD2 will only move the economy to point:X
In presence of crowding out, the fiscal policy that would have shifted the aggregate demand from AD0 to AD2 will only move economy to point X.
What is fiscal policy?In economics and political science, fiscal policy refers to the use of public revenue collection (taxes or tax cuts) and expenditure to influence a country's economy. The tenets of British economist John Maynard Keynes, whose Keynesian economics claimed that changes in the amount of government spending and taxation have an effect on aggregate demand and the level of economic activity, serve as the cornerstone of fiscal policy. The primary tools a government and central bank use to advance their country's economic objectives are fiscal and monetary policy. Combining these approaches enables these administrations to reduce inflation and increase employment. This implies that fiscal policy is used to maintain economic stability over the course of the business cycle.
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an equity alliance creates weaker ties between the alliance partners when compared to a nonequity alliance. an equity alliance is based on contractual agreements rather than partial ownership. in an equity alliance, a standalone organization is created that is jointly owned by two or more parent companies. in an equity alliance, the partners frequently exchange personnel to make the acquisition of tacit knowledge possible.
In an equity partnership, individuals are routinely swapped between the partners to facilitate the accumulation of tacit knowledge.
What does equity mean in its simplest form?The amount of money that a company's owner has invested in or owns is known as equity. The difference between a firm's obligations and assets on its balance sheet indicates how much capital the company has. The equity value is calculated using the stock price or even a value established by valuation specialists or investors.
Which four categories of equity are there?Incentives stock grants (ISOs), quasi restricted stock (NSOs), restricted share or stock options units (RSUs), and employee purchase plans (ESPPs) are the four varieties of stock splits you are most likely to come across (ESPPs).
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breeze inc. receives payment of $800,000 for 4 wind turbines that were delivered and invoiced on credit in the previous month. how would this receipt impact the accounting equation of breeze inc.? select all that apply.
Assets rise by $800,000 as a result of the company receiving cash and fall by $800,000 as a result of the company losing the right to do so.
In order to take advantage of the inherent benefits of working as a team, such as significantly lowering the risks of the investment, one can invest money alongside other investors through an investment fund. These benefits include the capacity for: Increase asset diversification to lessen some unsystematic risk; employ professional investment managers who may give better returns and better risk management; take advantage of economies of scale, i.e., lower transaction costs. It is still unknown if professional active investment managers can consistently increase risk-adjusted returns by a sum greater than their fees and costs. Investment funds are frequently referred to as investment pools, collective investment vehicles, collective investment schemes, managed funds, or collective investment plans, depending on the language used.
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The fda has approved a new gene therapy drug described as the most expensive ever. How much per treatment?.
The most costly medicine currently available on the market has just received FDA approval. Patients with the rare disease hemophilia B are given the medication, known as Hemgenix, which costs $3.5 million per dose.
What is gene therapy and how might it be used?In order to treat or prevent disease, gene therapy entails making changes to the genes within your body's cells.
Your DNA, which governs many aspects of the shape and operation of your body, including making you taller and controlling your body systems, is found in your genes. Disease can result from dysfunctional genes.
In an effort to treat illness or strengthen your body's resistance to illness, gene therapy replaces a defective gene or introduces a new gene. Gene therapy has promise in the treatment of a variety of illnesses, including AIDS, cancer, cystic fibrosis, heart disease, diabetes, and hemophilia.
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for every happy customer who shares their satisfaction regarding a particular product or service with another person, a dissatisfied customer is likely to share his/her dissatisfaction with other people
For every happy customer who shares their satisfaction regarding a particular product or service with another person, a dissatisfied customer is likely to share his/her dissatisfaction with eight other people.
One example of customer service is when a purchaser gets a product (say, a sweatshirt) and the item would not healthy. you'll need to provide a manner for the purchaser to reach out to you in an effort to either go back the product or trade it for a distinct size.
If you're in a person's carrier that means you figure for her. the provider can also mean a verb that means "to restore," like while the upkeep whiz offerings the photocopier, or the mechanic services your vehicle. In church, a ceremony is likewise known as a provider. Definitions of the provider. an act of assist or assistance.
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the strategy whereby one compares the current state to the goal state, often using this information to break a large problem into smaller subproblems, is called
The means-end analysis method compares the current condition to the desired state, frequently using this information to divide a major problem into smaller subproblems.
What is a sample of an end analysis?In a means-ends analysis, the issue solver starts by imagining the end result, or ultimate objective, and then decides the best course of action for achieving the objective given his existing circumstances. For instance, if you wanted to drive between York City to Massachusetts as quickly as you could.
What's the mean final analysis like?the target state and the issues with the current situation. You can carry out this on a large or small scale. Compare the present situation to the desired outcome that you outlined. If both of these situations are present, don't take any further action.
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The sponsored software applications that benefit customers by providing entertainment, solving a problem, and/or saving time are called ______ apps.
The sponsored software applications that benefit customers by providing entertainment, solving a problem, and/or saving time are called branded apps.
A software application is what?A computer program known as an application program (also known as a software application, application, or app for short) is one that is typically used by end users and is created to perform a specific task other than one related to the operation of the computer itself. Examples include accounting software, media players, and word processors. All apps are collectively referred to by the word "application software." System software and utility software, which are related to computer functioning, are the other two main categories of software ("utilities"). Applications may be published separately or in bundles with the computer and its operating system software. They may be created as projects, proprietary software, or open-source software. Applications for mobile devices, like phones, are typically referred to as "apps."
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Therefore, Companies that want to have the least amount of risk when pursuing business in a foreign country should consider countries that are Location economies
True, Companies that desire to pursue business in a foreign nation with the least level of risk should take location economies into consideration.
The study of a location's economy involves determining the size of the market there. It entails producing the items with the least amount of risk and highest level of productivity. It gives their production costs an edge over those of their rivals. Therefore, Location economies are a good option for businesses looking to pursue international business with the least amount of risk.
Location economics integrates macro and micro views of markets and submarkets with geostatistical, contextual, qualitative, and quantitative analyses of comparative market data.
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A survey finds that miners in west virginia are less healthy than miners in any other state. passing federal laws regulating mining conditions would be an example of which broad economic goal? equity freedom growth security
Option (a), West Virginian miners are less healthy than miners in any other state, according to a report. As an illustration of a wide economic objective in favor of equity, mining conditions would be regulated by federal laws.
What economic goals does equity strive to achieve?Economic freedom is the degree to which consumers and producers are free to select from a variety of possibilities. The level of economic equity refers to either how equally everyone shares in a given set of goods, services, or resources OR how equally everyone has an opportunity to succeed.
What guiding principal underpins equity?"The state, quality, or idea of being just, neutral, and fair" is the definition of equity.
The concepts of equity and justice are compatible with one another. It is helpful to consider equity as more than just a desirable circumstance or a lofty ideal.
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what is the net present value of investment ii assuming an 9% minimum rate of return? (pv of $1 and pva of $1) (do not round intermediate calculations. round your answer to nearest whole dollar.)
$5215 is the net present value of investment
Present value of annuity= Annuity [ 1 - (1+interest rate)^- time period ]/rate
=3400[1 - (1.09)^-4] / 0.09
=3400 x 3.239719877
=$11015.05
NPV = Present value of inflows - Present value of outflows
=$11015.05 - $5800
=$5215 (Approx.)
Present value (PV) refers to the present value of all future cash inflows in the company during a particular period of time whereas net present value (NPV) is the value derived by deducting the present value of all the cash outflows of the company from the present value of the total Cash inflows of the company.
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