A bank offers a savings account with an annual interest rate of 0.8%, with interest compounded monthly. If you invest $4,000 in the account, how much will be in the account after 10 years? g

Answers

Answer 1

Answer:

FV= $8,913.91

Explanation:

Giving the following information:

Annual interest rate= 0.8% interest compounded monthly

Initial investment= $4,000

Number of periods= 10*12= 120

First, we need to calculate the monthly interest rate:

i= 0.08/12= 0.0067

Now, using the following formula, we can calculate the future value.

FV= PV*(1+i)^n

FV= 4,000*(1.0067^120)

FV= $8,913.91


Related Questions

econ301 2. What advantages do franchise business offer nonprofit that seek side business to generate revenues to support their causes

Answers

Explanation:

A franchise business is one that allows another business (or non-profit) to carry out certain commercial activities, in a sense acting as an agent for the company.

Consider the following advantages:

1. Capital

The franchisor (the company that grants permission) may provide all the capital required to open and operate the non-profit.

2. Better-quality management. The years of experience accumulated by the franchisor may be of benefit to the non-profit. Thus, improving the quality of operations.

Other benefits include;

increase their speed of Growth   increased Profitability reduced Risk

Assume the real rate of return is 3.37% and the inflation rate is 1.47%. Find the nominal rate of return using the exact formula.

Answers

Answer:

4.89%

Explanation:

Real rate of return = 3.37%

Inflation rate = 1.47%

The nominal rate of return is computed as shown below:

= [ (1 + real rate of return) x (1 + inflation rate) ] - 1

= [ (1 + 0.0337) x (1 + 0.0147) ] - 1

= (1.0337 * 1.0147) - 1

= 1.04889539 - 1

= 0.04889539

= 4.889539%

= 4.89% approx.

15. What total incremental cost will Martinez incur if it increases production from 11,000 to 11,001 units

Answers

Answer:

The question is incomplete, below is the complete question and accompanying data:

Martinez Company's relevant range of production is 8,500 units to 13,500 units. When it produces and sells 11,000 units, its unit costs are as follows:

                                                     

                                                               Amount per Unit

Direct materials                                 $7.00

Direct labor                                         $4.50

Variable manufacturing overhead $1.40

Fixed manufacturing overhead         $5.00

Fixed selling expense                         $4.00

Fixed administrative expense         $2.10

Sales commissions                         $1.10

Variable administrative expense         $0.55

What total incremental cost will Martinez incur if it increases production from 11,000 to 11,001 units? (Round answers to 2 decimal places)

Answer

total incremental cost = $13.45

Explanation:

in the case of an increase in production quantity by 1 unit, (11,000 to 11,0001), only the variable costs will increase, because variable costs are those costs that increase as the unit of output/production increases.

The variable costs here are:

Direct material = $7.00

Direct labor      = $4.50

variable manufacturing overhead = $1.40

variable administrative expenses =$0.55

Total incremental cost = 7.00 + 4.50 + 1.40 + 0.55 = $13.45

Therefore, total incremental cost = $13.45

The following information on selected cash transactions for 2011 has been provided by Mancuso Company:
Proceeds from sale of land $160,000
Proceeds from long-term borrowings 400,000
Purchases of plant assets 144,000
Purchases of inventories 680,000
Proceeds from sale of Mancuso common stock 240,000
What is the cash provided (used) by investing activities for the year ended December 31, 2011, as a result of the above information?
a. $16,000.
b. $256,000.
c. $160,000.
d. $800,000.

Answers

Answer:

a. $16,000.

Explanation:

The computation of the cash provided or used by the investing activities is shown below:

Cash flow from investing activities

Proceeds from the sale of land    $1,60,000

Less:

Purchase of plant asset   -$1,44,000

Net cash flows provided by investing activities  $16,000

hence, the correct option is a. $16,000

Given Advanced Company's data, and the knowledge that the product is sold for $71 per unit and operating expenses are $300,000, compute the net income under absorption costing.
a) $70,000
b) $113,000
c) $210,700
d) $183,000
e) $288,000

Answers

Answer:

b) $113,000

Explanation:

For the computation of net income under absorption costing first we need to follow some steps which is shown below:-

variable overhead per unit = $105,000 ÷ 35,000

= $3 per unit

The Variable cost of production per unit

Particulars                       Amount

Direct material                  $19.00

Direct labor                       $21.00

Variable overhead           $3.00

Variable cost of production

per unit                              $43.00

Cost per unit of finished goods under absorption costing

Particulars                             Amount

Total direct material cost $665,000

($19 × 35000)

Total direct labor              $735,000

($21 × 35000)

Total variable overhead $105,000

Total fixed overhead       $175,000

Total                                 $1,680,000

Units in finished goods = Number of units produced - units sold

= 35,000 - 21,000

= 14,000

Cost of finished goods under variable costing

= Variable cost of production per unit × Number of units in finished goods

= $43 × 14,000

= $602,000

Cost of goods sold

= Production cost - Finished goods  cost

= $1,680,000 - $602,000

= $1,078,000

Income statement under absorption costing

Particulars                        Amount

Sales revenue                $1,491,000

($71 × 21,000)

Less: cost of goods sold -$1,078,000

Gross Profit                      $413,000

Less : operating expenses -$300,000

Net operating income          $113,000

Which of the following is likely to happen if the Fed buys Treasury securities from banks?a. interest rate rises; investment fallsb. interest rate rises; investment risesc. interest rate falls; investment risesd. interest rate falls; investment falls

Answers

Answer: c. interest rate falls; investment rises

Explanation:

The Fed buying treasury securities from banks is an expansionary policy when the government wants to increase the money in circulation and increase economic growth.

When the Fed buys Treasury securities from banks, this will lead to availability of funds as prices will be pushed higher and there will be a reduction in the interest rate.

Since there is reduction in interest rate, investment will increase as investors will borrow from banks.

Francisco Olivas of Olivas Medical Supply Company was reading the financial statements of Alvear Corp. to decide whether he wanted to try to acquire the company. He noticed some mistakes in the Alvear Corp. Income Statement:

Answers

Answer:

Alvear Corp.'s Operating Income for the year ended 12/31/2015 after correcting the mistakes is $0.

Explanation:

Note: This question is not complete. The complete question is therefore provided before answering the question. See the attached pdf file file for the complete question.

The explanation of the answer is now provided as follows:

Operating income refers to the amount of profit that a business realized from its operations after operating expenses have been deducted.

Operating expenses are cost incurred by a business in its normal business operations.

The following two mistakes are prominent in the income statement in this question:

1. Gain on sale of equipment is included as part of Total Revenue instead of including under Other Income.

2. Interest Expense is included as part of operating expenses instead of including it under Interest income (expenses).

To correct this mistake, the income statement is prepared again appropriately using a Multi-step income statement format that shows gross profit and the detailed of each category of expenses and incomes to arrive at the net income.

Note: See the attached excel file for the new multi-step income statement that shows Alvear Corp.'s Operating Income for the year ended 12/31/2015 after correcting the mistakes.

In the attached excel file, Alvear Corp.'s Operating Income for the year ended 12/31/2015 after correcting the mistakes is $0 (see red color).

"refinance" Alpha Corporation, a publicly held company, had issued a "25 year bonds" worth $80 million at interest rate of 10% five years ago. Alpha had paid $5 million in floating cost. Alpha’s CFO is thinking of refinancing their debt since interest rates have declined considerably. To issue new bonds, they have to call the old bonds which have a call premium of 10%. The investments banks will charge $4 million for the floatation cost of the new issue. Alpha will have to issue new bonds one month before the old bonds are called, and the proceeds will be invested for one month in short term securities which pays 3% per year. Alpha’s tax rate is 40%. Should Alpha refinance its old debt

Answers

Answer:

Since the present value of the expenses of issuing new debt is lower than the present value of keeping the old bonds, then the company should issue the new bonds and redeem the old ones.

Explanation:

First of all, we can assume that Alpha is amortizing the flotation costs of the first issuance:

flotation costs = $5,000,000 / 25 years = $200,000 per year and since 5 years have passed, remaining balance of unamortized flotation costs = $4,000,000

when the company redeems its old bonds, it will incur in a $8 (call premium) + $4 (unamortized flotation costs)= $12 million loss

this will yield a tax shield = $12,000,000 x 40% = $4,800,000

total after tax loss = $12,000,000 - $4,800,000 = $7,200,000

current after tax interest + amortization expense = $8,200,000 x (1 - 40%) = $4,920,000

if the company is able to issue 20 year bonds at 8%, its after tax interest + amortization expense (same flotation costs amortization expense) = $6,600,000 x (1 - 40%) = $3,960,000

expenses under current debt:

PV of debt expenses = -$4,920,000 per year x 9.8181 (PV annuity factor, 8%, 20 periods) = -$48,305,052

net expenses if new bonds are issued:

net after tax losses associated to redemption of old bonds = -$7,200,000

PV of debt expenses = $3,960,000 per year x 9.8181 (PV annuity factor, 8%, 20 periods) = -$38,879,676

net proceeds gained from investing $76 million for one month = $76,000,000 x 3% x 1/12 x (1 - 40%) = $114,000

total expenses if new bonds are issued = -$45,965,676

Since the present value of the expenses of issuing new debt is lower than the present value of keeping the old bonds, then the company should issue the new bonds and redeem the old ones.

Machida Inc. is considering a project that is expected to produce cash inflows of $3,200 per year in years 1-4, with a final cash inflow of $5,700 in year 5. The project's initial cost is $9,800 and Machida's discount rate is 17 percent. Should Machida accept the project

Answers

Answer:

The NPV = $1578.185602 rounded off to $1578.19

As the NPV is positive, the project should be accepted.

Explanation:

The Net Present Value or NPV is a tool used to evaluate projects. It is used with various other tools to decide whether to undertake a project or not. To calculate the Net Present Value or NPV, we take the present value of the cash inflows provided by the project and deduct the initial cost of the project.  If the NPV is positive, we should proceed with the project and vice versa.

NPV = CF1 / (1+r)  +  CF2 / (1+r)^2  +  ...  + CFn / (1+r)^n  -  Initial Cost

Where,

CF1, CF2, ... represents cash flow in Year 1, Year 2 and so on. r is the required rate of return

NPV = 3200 / (1+0.17)  +  3200 (1+0.17)^2  +  3200 (1+0.17)^3  +  

3200 (1+0.17)^4  +  5700 (1+0.17)^5  -  9800

NPV = $1578.185602 rounded off to $1578.19

If an organization permits its employees to use personally-owned computers for remote access, how are security and vulnerability management affected

Answers

Explanation:

In this case, it would be risky for a company to allow the use of personal computers for remote access to organizational systems that contain data and information that must be protected by information security, which includes the confidentiality, integrity and availability of information.

In this case, the vulnerability management would be reduced, since each different remote computer may present weaknesses in the pillars of information security that significantly compromise security and induce attacks, failures and exposure of essential information to a company's business, the which can negatively interfere in business and cause a lot of damage to a company.

Buzz is a product of the Baldwin company which is primarily in the Nano segment, but is also sold in another segment. Baldwin starts to create their sales forecast by assuming all policies (R&D, Marketing, and Production) for all competitors are equal this year over last. For this question assume that all 1128 of units of Buzz are sold in the Nano segment. If the competitive environment remains unchanged what will be the Buzz product’s demand next year (in 000’s)? Select: 1Save Answer 1128 1207 2572 1286

Answers

Answer:

1286

Explanation:

the following information is missing:

The marketing team makes a 14 percent growth forecast

If the competitive environment remains the same, then the sales forecast should equal actual demand + estimated sales increase:

actual demand = 1,128 units

estimated sales increase = 14%

sales forecast for next year = 1,128 + (14% x 1,128) = 1,128 + 157.92 = 1,285.92 ≈ 1,286 units

g The crowding out effect refers to the​ ________ from​ ________ in the​ government's budget deficit.

Answers

Answer:

The crowding out effect refers to the​ decrease in investment from​ an increase in the​ government's budget deficit.

Explanation:

The crowding-out effect refers to an expansionary fiscal policy or an increase in government spending that result in an offsetting falls in spending in the private sector.

The increase in government spending is usually inanced by government borrowing from the public and this sometimes bring about an increase in interest rate that dicourages investors from borrowing and therefore causes a fall in the spending by investors.

Therefore, crowding out effect is a situation whereby government hijacked fund that is supposed to be used by investors and the eventual result will be an increase in the​ government's budget deficit and​ decrease in investment.

Therefore, the crowding out effect refers to the​ decrease in investment from​ an increase in the​ government's budget deficit.

Large corporations collect vast amounts of information about their customers' shopping habits, including how, when, why, where, and what they buy, and then use that information to ______.

Answers

Answer:

plan future products and services

Explanation:

Data collection by large corporations.on their customers is an important part of strategy to retain present Clint's and gain more market share.

Customer information like shopping habits, including how, when, why, where, and what they buy. Is used to predict customer behaviour and preferences.

This information is then used to plan future products and services.

For example if a customer buys watches, the company can target the customer by sending promotional materials on new watch releases.

Which of the following is not something that is part of the leadership challenge in making?
A. Deciding when corrective adjustments are needed.
B. Accurate analysis of the circumstances causing unacceptable performance (correcting a flawed strategy calls for different actions than correcting weak or flawed strategy execution).
C. Deciding what adjustments to make.
D. Choosing talented company personnel to get the causes of poor performance fixed quickly and then making sure they are generously rewarded for their success.
E. Good implementation of the corrective actions that are initiated.

Answers

Answer:

D. Choosing talented company personnel to get the causes of poor performance fixed quickly and then making sure they are generously rewarded for their success.

Explanation:

Leadership is an essential function for a company to be well positioned in the market and achieve its objectives and goals.

According to Fayol, the role of a leader is to plan, organize, command, coordinate and control, so these functions correspond to all alternatives in the text, except D, because the function of quickly resolving the causes of poor performance at work is the leader and not an employee even if the leader believes that the employee has the capacity for such a task.

A monopoly produces widgets at a marginal cost of $10 per unit and zero fixed costs. It faces an inverse demand function given by P = 50 - Q. What are the profits of the monopoly in equilibrium
A. $300.B. $400.C. $500.D. $600.

Answers

Answer: B. $400

Explanation:

Profit is maximised at point where Marginal revenue equals marginal cost.

The Marginal revenue curve is below the demand curve for a monopolist and is double slopped compared to an inverse demand curve.

The expression for the Marginal Revenue is therefore;

MR = 50 - 2Q

MR = MC

50 - 2Q = 10

2Q = 50 - 10

2Q = 40

Q = 20

P = 50 - Q

=50 - 20

= $30

Total revenue = P * Q

= 30 * 20

= $600

Total cost.

= AC * Q

MC is given as a fixed number so can be considered as Average Cost

= 10 * 20

= $200

Profit = TR - TC

= 600 - 200

= $400

Based on the information given the profits of the monopoly in equilibrium

is: B. $400.

Given:

Marginal cost = $10 per unit

Fixed costs=0

P = 50 - Q

Hence:

MR = 50 - 2Q

MR = MC

50 - 2Q = 10

2Q = 50 - 10

2Q = 40

Q = 20

P = 50 - Q

P=50 - 20

P= $30

Total revenue = 30×20

Total revenue = $600

Total cost= 10 × 20

Total cost= $200

Profit = Total Revenue - Total Cost

Profit= 600 - 200

Profit= $400

Inconclusion the profits of the monopoly in equilibrium  is: B. $400.

Learn more about equilibrium here:https://brainly.com/question/24735820

Assume that the risk-free rate is 5% and the required return on the market is 12%. What is the required rate of return on a stock with a beta of 1.5?

Answers

Answer:

15.5%

Explanation:

Calculation for the required rate of return

Using this formula

Required return=Risk free rate +(Expected return-Free risk rate)×(Beta)

Let plug in the formula

Required return=0.05+(0.12-0.05)×(1.5)

Required return=0.05+(0.07)×(1.5)

Required return=0.05+0.105

Required return=0.155×100

Required return=15.5%

Therefore the required rate of return on a stock with a beta of 1.5 will be $15.5%

Jervis sells $4,400 of its accounts receivable to Northern Bank in order to obtain necessary cash. Northern Bank charges a 4% factoring fee. What entry should Jervis make on to record the transaction?
a. Debit Accounts Receivable $4,400; credit Cash $4,400.
b. Debit Cash $4,400; credit Accounts Receivable $4,400.
c. Debit Cash $4,576; credit Factoring Fee Expense $176; credit Accounts Receivable $4,400.
d. Debit Cash $4,224; debit Factoring Fee Expense $176; credit Accounts Receivable $4,400.
e. Credit Cash $4,224; credit Factoring Fee Expense $176; debit Accounts Receivable $4,400.

Answers

Answer:

Option D is the right answer.

Explanation:

The selling of debt or factoring of debt means selling of the claims to accounts receivables to a third party in return for instant cash. The factoring firm charges a certain factoring fee and only pay a certain percentage of cash to the selling company.

The amount of cash that will be received is,

Cash = 4400 * 0.96 = 4224

Factoring fee expense = 4400 * 0.04 = 176

Thus, the entry to record such a transaction for the firm which is selling its accounts receivable claims is,

Cash                                     4224 Dr

Factoring Fee expense       176 Dr

         Accounts Receivable         4400 Cr

what are types of opportunity costs

Answers

Answer:

This distinction gives rise to two types of opportunity cost--explicit and implicit.

1:Explicit Cost: This is an opportunity cost that involves a money payment and usually a market transaction. ...

2:Implicit Cost: This is an opportunity cost that DOES NOT involve a money payment or market transaction.

Answer:

Explicit CostImplicit Cost

Explicit Cost: This  opportunity cost  involves  money payment (and sometimes a market transaction).

Implicit Cost: This  opportunity cost  DOES NOT involves  money payment or a  market transaction.

Explanation:

According to the lecture, which of the following is INCORRECT?A. The U.S.-Canadian border was set by agreement at 49* N latitudeB. The Modoc and Klamath native peoples inhabited Oregon while the Palouse and Yakima tribes inhabited WashingtonC. Because of its remoteness, there was much slower population growth in this region than the national averages in U.S. and CanadaD. Most of the region’s population lives in the lowlands from the Fraser River in Canada to the Willamette Valley in WashingtonE. The first railroad to Seattle stimulated large numbers of immigrants, especially Scandinavians, into Washington

Answers

Answer:C. Because of its remoteness, there was much slower population growth in this region than the national averages in U.S. and Canada.

Explanation:

Based on the lectures, the correct options are:

• The U.S.-Canadian border was set by agreement at 49* N latitude

• The Modoc and Klamath native peoples inhabited Oregon while the Palouse and Yakima tribes inhabited Washington.

• Most of the region’s population lives in the lowlands from the Fraser River in Canada to the Willamette Valley in Washington.

• The first railroad to Seattle stimulated large numbers of immigrants, especially Scandinavians, into Washington.

Therefore, option C is the answer.

how air particle density and air pressure are related

Answers

Explanation:

The more gas particles there are within a given area, the greater the air density. Likewise, the greater the air density, the more gas particles there are per unit volume. Therefore, there are more air particles bombarding with a surface. Thus, the air pressure increases as the air density increases and visa versa... I hope this helps you answer your question :)

Which of the following describes a situation in which a third party, outside the transaction, suffers from a market transaction?
a) An efficient market.
b) a negative externality
c) a public good.
d) a positive externality.

Answers

Answer:

The correct answer is:

a negative externality (b)

Explanation:

Externalities occur in an economy when the production or consumption of a specific good or service impacts a third party that is not directly related to the production or consumption of that good or service. An externality does not affect the entity that causes the externality. Externalities can be both positive or negative. Let us look at an example of each case:

Negative externality: for example, if a private cement company causes pollution in a community river, there will be a public health impact on the citizens of that community if they consume from the water.

Positive externality: If in establishing a company, that requires a large quantity of power supply, the company sets up a large power generation station that supplies power to a whole community

Due to a boom in the US, the average rate of return on investments is likely to rise causing the demand for US dollar to

Answers

Answer:

Increase

Explanation:

When there is a boom there is an increase in several key indicators in an economy. Gross domestic product will rise and so also will productivity. This would give rise also to profit as there would be increases in business sale. Then business income will go higher as well as family income. A boom is the result of an increase in consumer spending. The return on investment rises thereby causing an increase in demand for dollars.

Which stage is arguably the most formal and structured opportunity for organizational change?a. Data gatheringb. Diagnosisc. Interventiond. Contracting

Answers

Answer:

Intervention

Explanation:

Structural change is defined as a change to corporate structure that can be as a result of internal or external factors and affects the mode of operation of the company.

Intervention are measures taken to improve organisation structure and processes.

It seeks to minimise negative effects and maximise effectiveness of the organisation.

This is the ideal stage for formal and organisational change to occur.

New systems can be put in place that will remove inefficiency in the business.

What was the weighted average interest rate Colgate faced on its short-term borrowings in 2013? Enter with 1 decimal place and with % sign (Ex: 9.9%)

Answers

Answer:

The weighted average interest rate that Colgate faced on its short-term borrowings in 2013 was:

2.2%.

Explanation:

Colgate Palmolive reported on page 62 of its 10-K annual report for the fiscal year ended December 31, 2013, that "the weighted-average interest rate on short-term borrowings of $13 in 2013 and $54 in 2012 included in Notes and loans payable in the Consolidated Balance Sheets as of December 31, 2013 and 2012 was 2.2% and 1.0% respectively."

The weighted average interest rate is a product of the different interest rates on its short-term borrowings with their proportional weights.  The weights help in determining the average interest rate given their proportional sizes to the total interest expense.

where P is the price of the stock and E is the earnings per share.​ Recently, the price per share of a certain company was ​$ and the earnings per share were ​$. Find the​ price-earnings ratio. g

Answers

Answer:

the information is incomplete but we can assign some numbers just to serve as an example:

suppose that the stock's price is $60, and the earnings per share (EPS) is $1.50, the price earnings ratio will be:

price earnings ratio = stock price / earnings per stock = $60 / $1.50 = 40

4 pounds raisins $4.56 per pound, 3 pounds peanuts $4.43 per pound, 5 pounds chocolate chips for $2.68 pound. Determine the cost per pound trail mix.

Answers

Answer:

$3.74 per pound

Explanation:

the total mix will weigh 4 + 3 + 5 = 12 pounds (assuming there is no loss in the mixing process)

total cost of ingredients:

raisins = 4 x $4.56 = $18.24

peanuts = 3 x $4.43 = $13.29

chocolate chips = 5 x $2.68 = $13.40

total materials cost = $44.93

materials cost per pound = $44.93 / 12 pounds = $3.7442 = $3.74

CoffeeCarts has a cost of equity of ​, has an effective cost of debt of ​, and is financed with equity and with debt. What is this​ firm's WACC?

Answers

Complete Question:

Coffee Carts has a cost of equity of 15.5%, has an effective cost of debt of 3.9%, and is financed 75% with equity and 25% with debt. What is the firm's WACC?

Answer:

The firm's WACC is:

= (0.75 * 0.155) + (0.25 * 0.039)

= 0.11625 + 0.00975

= 0.126

= 12.6%

Explanation:

CoffeeCarts Company's WACC (Weighted Average Cost of Capital) is the average rate that the company is expected to pay to all its security holders (stockholders and debt holders) who financed its assets.  We can calculate CoffeeCarts' WACC by multiplying the cost of each capital source (equity and debt) by its relevant weight, and then adding the products together.  The weight is the proportional percentage of each class  of finance source to the whole.

In an organization, project managers report directly to the head of a PMO. In this case, which statement is probably not true

Answers

Answer:

Projects will be run by the functional organization and project managers expedite change control.

Explanation:

A project management office or PMO is a department within an organisation that is tasked with maintaining the standard of project management. They also make sure there is economies of repitition in project execution (ensure success of projects is replicated).

In the given scenario if project managers report to the head of a PMO it means that the project management team is independent of the functional organisation.

So the statement - Projects will be run by the functional organization and project managers expedite change control.

Is false.

An access control strategy that gives a user or group of users only those powers which are absolutely essential to do the job required is called the:

Answers

Answer:

Principle of least privilege

Explanation:

Principle of least privilege is a data management strategy that allows users access only to resources that are absolutely required to perform their functuons.

Lowest clearance level is given to uers so it is also called least privilege.

Transactions that requires resources not available to the user needs authorisation by someone with higher access level, for example a supervisor.

Some operating systems also provide default privilege settings for different types of user accounts

Most of the significant decisions in contemporary organizations are made under which decision-making condition?

Answers

Answer:

A state of uncertainty.

Explanation:

The state of uncertainty is a condition of decision making that can be defined as the risk associated with the manager of making an ineffective decision to solve the expected problem. This is due to the complexity of the current business environment, which ensures that there are inherent risks when making a decision, since there are many variables involved in the current competitive market whose manager does not have full knowledge, so uncertainty exists when making a complex decision.

What the manager can do to minimize uncertainty is to adopt an analytical thinking that gathers the available information and his experience so that risks are minimized, such as the use of statistical analysis and analysis of the variables involved in the decision-making process, to judge the least risky option and try to make the right decision.

Other Questions
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