Answer:
I think 3
Explanation:
An investment project has annual cash inflows of $2,800, $3,700, $5,100, and $4,300, for the next four years, respectively. The discount rate is 11 percent. a. What is the discounted payback period for these cash flows if the initial cost is $5,200? (Do not round intermediate calculations and round your answer to 2 decimal places, e.g., 32.16.) b. What is the discounted payback period for these cash flows if the initial cost is $6,400? (Do not round intermediate calculations and round your answer to 2 decimal places, e.g., 32.16.) c. What is the discounted payback period for these cash flows if the initial cost is $10,400? (Do not round intermediate calculations and round your answer to 2 decimal places, e.g., 32.16.)
Answer:
Results are below.
Explanation:
Giving the following information:
Cash flows:
Cf1= $2,800
Cf2= $3,700
Cf3= $5,100
Cf4= $4,300
Discount rate= 11%
The payback period is the time required to cover the initial investment. We need to use the following formula on each cash flow:
PV= Cf / (1+d)^n
d= discount rate
A) Initial investment= $5,200
Year 1= 2,800 / 1.11 - 5,200= -2,677.47
Year 2= 3,700 / 1.11^2 - 2,677.47= 325.53
To be more specific:
(2,677.47 / 3,003)= 0.89*365= 325
The payback period is 1 year and 325 days.
B) Initial investment= $6,400
Year 1= 2,522.52 - 6,400= -3,877.48
Year 2= 3,003 - 3,877.48= -874.48
Year 3= 5,100 / 1.11^3 - 874.48= 2,854.6
To be more specific:
(874.48 / 3,729.1)= 0.23*365= 84
The payback period is 2 years and 84 days.
C) Initial investment= $10,400
Year 1= 2,522.52 - 10,400= -7,877.48
Year 2= 3,003 - 7,877.48= -4,874.48
Year 3= 3,729.1 - 4,874.48= -1,145.38
Year 4= 4,300 / 1.11^4 - 1,145.38= 1,687.16
To be more specific:
(1,145.38 / 2,832.54)= 0.40*365= 146
The payback period is 3 years and 146 days.
two document uesd in home trade
You need a new computer, and you will need a loan in order to buy one. Which lender is most likely to charge you the highest interest rate on your loan?
A. finance company
B. savings and loan association
C. credit union
D. savings bank
Savings and loan association is the lender is most likely to charge you the highest interest rate on your loan. Hence, option B is correct.
What is the main purpose of a savings and loan association?Building Societies or Savings and Loan Associations perform the same fundamental duties by gathering funds from the general public and using those savings to fund mortgage loans for residential real estate.
The S&L crisis may have caused the banking sector to collapse with the greatest degree since the Great Depression. By 1989, more than 1,000 S&Ls had failed nationwide, thus destroying one of the most reliable sources of house mortgages.
In that they provide many of the same services, including banking and mortgage financing, savings and loan associations function similarly to banks and credit unions. Savings and loan organizations, however, prioritize savings and mortgages more.
Thus, option B is correct.
For more information about purpose of a savings and loan association, click here:
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What effects does scarcity of economic resources have on choices?
Rule of 72 Simple formula. big rewards. A number of different types of investment options are listed in the first column in the chart below.
Answer:
b
Explanation:
the dog is fat
Would you consider an entrepreneur a consumer or producer? Explain your answer.
Your roommate told you she doesn’t need renter’s insurance because her parent’s homeowner’s policy covers her stuff. Is she correct? Explain your answer.
Answer: no she is not correct because if she has her own house or apartment then no she is not on homeowner's insurance. now she has to get her own.
Explanation:
hope this helps.
The roommate should not be correct.
What is insurance?Insurance represents the arrangement where the company or the government agency gives the guarantee with respect to the compensation for the particular loss, damage and in return, the payment should be made with respect to the premium. Also, she is not correct since she has her own house so it is not the homeowner insurance.
learn more about insurance here: https://brainly.com/question/24332840
List 20 items in your home that are made of fabrics and fibers plzzzzzzzzzz i need help
Which of the following are automatically withheld from paychecks?
PLEASE HELP ME!!
Please try to write 3 sentences each
What are the steps in personal financial planning? Describe each step.
Identify a financial goal that you or someone else might have. What are the risks or costs associated with this goal?
What are the advantages and disadvantages to shared decision-making?
Why is it important to try to make financial decisions without emotions?
What are some of the resources that families and individuals can use to reach their financial goals? Why is it important to take stock of these resources when planning financial goals?
Answer:
Financial goal: Buying a car.
Risks: High interest rates. Being scammed. cost of insurance going up
Advantages: newer cars usually mean better gas mileage. less repairs. builds credit.
It is important to make decisions with others inputs as at times we can often get distracted by things in our life leading us to make poor choices. Hence emotional buying. It can release endorphins when buying things making you feel better for a short period of time however, it always goes away.
Putting money back every time you get paid and absolutely do not touch it. That money is no longer yours. It is only for the one thing you were saving for! The stock market is very unreliable; it is basically gambling. It fluctuates quite a lot especially now during the pandemic. 401K's are fluctuating around 3,000 a day! Do not gamble your money.
Explanation:
1. What are the steps in personal financial planning? Describe each step.
- The steps in personal financial planning include:
Step 1: Determining Your Current Financial Situation
You need to determine what your current financial situation is when it comes to your income, savings, living expenses, and debts.
Step 2: Developing Financial Goals
What are your specific financial goals that you want to pursue, ranging from what you want to spend with your current income? Do you have any extensive savings or investment plans for your future?
Step 3: Identify the Alternative Courses of Action
Creativity in decision-making can have possible alternatives to be more effective and satisfying decisions.
Step 4: Evaluate Alternatives
Evaluate your possible courses of action, taking into consideration your life situation, personal values, and current economic conditions. Every decision makes alternatives, a decision to invest in stock may mean you cannot take a vacation, going to school means you can't work full time. Opportunity cost is what you give up by making a choice.
Step 5: Create and Implement a Financial Action Plan
Choose the ways you want to achieve your goals. As you'll achieve your immediate or short-term goals, your next priority will implement your financial action plan.
Step 6: Reevaluate and Revise Your Plan
As you regularly assess your financial decisions you can change your personal, social, and economic factors requiring more frequent decisions.
2. Identify a financial goal that you or someone else might have. What are the risks or costs associated with this goal?
- A financial goal that you could have could be buying a house. How is the house going to be purchased at the time, is there going to be a loan risking increase.
3. What are the advantages and disadvantages to shared decision-making?
- The advantages to shared decision-making supports conversations with better-informed decisions congruent with what matters. Disadvantages of shared decision-making can create competition between individuals who want to "win".
4. Why is it important to try to make financial decisions without emotions?
-It is important to try and make financial decisions without any emotions because emotions could negatively affect your business decisions, also stopping you from impulsively buying.
5. What are some of the resources that families and individuals can use to reach their financial goals? Why is it important to take stock of these resources when planning financial goals?
- Some resources families and individuals can use to reach their financial goals include budgeting, controlling spending habits, eliminating credit cards, set aside fixed percentages in your income, establishing an emergency fund account, etc. All such resources or ways will lead to reaching your financial goals. It's important to take stock of the resources when planning your financial goals because when you save money to achieve your goals, having discipline and management of your resources and income to achieve your goals helps.
Xuechen graduated from culinary school at the top of her class, and signed an employment contract to work as a chef for one of Chicago's best restaurants for a period of three years. Additionally, Xuechen signed a non-competition agreement that stated she agreed not work as a chef for any other restaurant in the Chicago city area for a period of five years. Shortly after she began working, Xuechen left her employer to work as a manager at another Chicago restaurant. Has Xuechen breached either of the contracts she signed
Answer: Yes, the employment contract has been breached, but the non-competition agreement has not been breached.
Explanation:
The options are:
a. Yes, the employment contract has been breached, but the non-competition agreement has not been breached.
b. No, the employment contract has not been breached, but the non-competition agreement has been breached.
c. Yes, both contracts have been breached.
Based on the information given in the question, we can state that the employment contract has been breached. This is because Xuechen signed an employment contract to work as a chef for one of Chicago's best restaurants for a period of three years but she left shortly to work as a manager at another Chicago restaurant. On the other hand, the non-competition agreement has not been breached.
Compensatory damages received on account of physical personal injury or physical sickness can be excluded from gross income. b. A payment for damaged or destroyed property is treated as an amount received in a sale or exchange of the property. c. Compensatory damages awarded on account of emotional distress cannot be excluded. d. Punitive damages are excluded from gross income. e. Compensatory damages received for age discrimination or injury to one's reputation cannot be excluded.
Answer:
a. True.
b. True.
c. True.
d. False.
e. True.
Explanation:
Taxation can be defined as the involuntary or compulsory fees levied on individuals or business entities by the government to generate revenues used for funding public institutions and activities.
The different types of tax include the following;
1. Income tax: a tax on the money made by workers in the state. This type of tax is paid by employees with respect to the amount of money they receive as their wages or salary.
2. Property tax: a tax based on the value of a person's home or business. It is mainly taxed on physical assets or properties such as land, building, cars, business, etc.
3. Sales tax: a tax that is a percent of the price of goods sold in retail stores. It is being paid by the consumers (buyers) of finished goods and services and then, transfered to the appropriate authorities by the seller.
The following are considered when filing for tax;
a. True: compensatory damages received on account of physical personal injury or physical sickness can be excluded from gross income.
b. True: a payment for damaged or destroyed property is treated as an amount received in a sale or exchange of the property.
c. True: compensatory damages awarded on account of emotional distress cannot be excluded.
d. False: punitive damages are excluded from gross income. All punitive damages incurred by a business or an individual are to be included as part of gross income.
e. True: compensatory damages received for age discrimination or injury to one's reputation cannot be excluded.
Can I get some assistance
What is Seth Godin’s overall message to companies?
Answer:
Don't put all your money into marketing. Focus on those people who are passionate about your product and figure out what people want and focus on them.
(coursehero.com)
Why did the Great Depression of 1928 affect people from almost all parts of the world?
A.
The world economy by this time was quite dependent on global trade.
B.
People who lost their jobs in the United States moved to Asia for jobs.
C.
Sharp rise in price of goods in the United States led to an increase in imports.
D.
Trade routes between the United States and Asia were temporarily closed down.
E.
The United States stopped exporting goods to Europe.correct answer is SHAPES
i just took the quiz
Answer:
C. Sharp rise in price of goods in the United States led to an increase in imports.
Explanation:
The Great Depression was a period of severe economic meltdown or downturn (crisis) of the industrialized world and it started from the United States of America, typically lasting for about ten years (1929-139).
Basically, the Great Depression started in America on the 4th of September, 1929 as a result of a major fall in the prices of stocks and consequently, leading to a stock market crash on the 29th of October, 1929.
Hence, the negative effects of the Great Depression includes a decline in investments, tax revenues, market price, personal income level, consumer spending, profits and a general rise in unemployment rate.
In conclusion, the Great Depression of 1928 affect people from almost all parts of the world because sharp rise in price of goods in the United States led to an increase in imports.
Answer:
C. Sharp rise in price of goods in the United States led to an increase in imports.
Explanation:
Hope this help
Which of these is a critical interaction in the hotel industry?
A.
a breakfast order through room service
B.
a first glimpse of the hotel
C.
a swim at the hotel pool
D.
a visit to the hotel boutique
What is a target market?
Question 9 options:
company’s share of the total market
A business-to-business market
A group of people who have enough money to buy a product
A group with specific characteristic who are most likely to become customers
Answer:
If am not mistaken it should be D- A group with specific characteristic who are most likely to become customers
On January 1, Andrea reviews her investment portfolio and finds out that she has had a very profitable year. To offset some of her gains, Andrea sells 100 shares of Big Bear Corporation for $10,000. She purchased those shares for $15,000 two years earlier. On January 25 of the same year, Andrea reads a newspaper article indicating that the price of Big Bear Corporation is expected to increase substantially. Second-guessing the wisdom of selling her previous shares of Big Bear stock, she purchases 100 shares of Big Bear Corporation for $8,000. What are the tax consequences to Andrea this year
Answer:
$5,000 realized, but not recognized loss
Explanation:
Based on the above information given we were told that two years earlier She purchased some shares for the amount of $15,000 in which in order for her to offset few of her gains she sells those 100 shares of Bear Corporation for the amount of $10,000 making her to REALIZED the amount of $5,000 ($15,000-$10,000) reason been that a loss will be realized instantly in a situation were an assets is sold out for a loss.
Therefore the tax consequences to Andrea this year will be the amount of $5,000 Realized, but not recognized loss.
Which statements describe a Treble Clef correctly? Pick Two
Treble Clef is your right hand.
Treble Clef is your left hand.
Treble Clef sounds higher.
Treble Clef sounds lower.
Answer: c and a
Explanation:
Q 9.22: Aledo Manufacturing utilizes a calendar year as its fiscal year and depreciates plant assets using the straight-line method. On January 2nd, 2017, the company purchased a semi-truck for $215,000 with a useful life of ten years and an estimated salvage value of $23,000. On January 1st, 2022, the company decides to extend the useful life to twelve years while decreasing the estimated salvage value to $21,000. What amount will Aledo report as depreciation expense for the year ended December 31st, 2022
Answer:
$3,000
Explanation:
The depreciation expense for the year ended December 31st, 2022 is $3,000
How can sports marketers cater to their female fan base without resorting to stereotypes and
overgeneralizations?
Khabib transferred $100,000 to an irrevocable trust for the benefit of his minor child, Rickson. The transfer was eligible for the annual exclusion. The trust permits the trustee to accumulate trust income within the trust, and only make distributions to Rickson based upon an ascertainable standard until Rickson is 21 years old. When Rickson attains the age of 21, the trust must terminate and the trust assets must be distributed to Rickson. Which type of trust has Khabib created
Answer:
are you well the son and me
Explanation:
hat
Money Management Assessment
Australians have the world's second-largest household debts. We know it, we worry about
it
, and there is increasing evidence it is changing our way of life. Ninety per cent of the
nearly 55,000 respondents to the ABC's Australia Talks National Survey rated household
debt as a problem for
the nation. On an individual level, 37 per cent are struggling to pay off
their own debts, with almost half of millennials reporting that debt is a problem for them
personally. https://www.abc.net.au/news/2019-10-18/household-debt-leaves-australians-
working-longer-spending-less/11608016
From what you have been taught this term on money management you need to write a response on
how Australians can turn their personal debt around and start to build wealth. In your response to
achieve above the standard you need to cover all of the key vocab: Debt, Savings, Loans, Banks,
Credit, Needs, Wants, Assets, Liabilities, Interest.
Answer: What are we suppose to answer where is the question
Explanation:
what important technology has done the most
Gareth is the owner of a popular car wash facility. He has a small cafe set up beside the facility where customers can have a quick snack while waiting for their vehicles. Also, he ensures that each and every customer gets the best service in town. Customers do not mind paying extra because of these reasons. In fact, Gareth noticed that in the last 6 months, he has received several new customers who were previously engaged with his competitors. In the context of the components of resource-based analysis, Gareth's product or service is _____.
Answer:
Valuable
Explanation:
Resource based analysis is a method that managers used to determine resources that are vital to achievement of a competitive edge in a given business environment.
The resources that efficiently brings in new customers and retains old one is considered to be valuable.
In the given scenario Gareth's service is valuable because he ensures that each and every customer gets the best service in town, and he noticed that in the last 6 months, he has received several new customers who were previously engaged with his competitors
what is the purpose of creating a prototype?
Answer:
Prototypes provide a way to see how a possible product, idea, design, etc., would function in natural environments (not in the lab/workshop), but in the real world. They also can let designers, and those building it see if there are anything that needs to be changed or altered.
Soltura Products Inc. has a training program for its customer service representatives that tests trainees' abilities to interact with customers through role-playing exercises. Every time a trainee enacts a situation, he or she receives instantaneous feedback about the task and a specific type of reinforcement to either encourage or criticize their responses during the enactment. In the context of instructional strategies, this is most likely an example of _____. a. overlearning b. immediate confirmation c. behavior modeling d. active practice
Answer:
b. immediate confirmation
Explanation:
Training can be defined as a learning process which typically involves teaching an individual or group of people skills that are relevant to their job position or roles in an organization.
This ultimately implies that, the main purpose of a training is to improve an employee's performance in his or her place of work.
Operant conditioning can be defined as an associative learning process which involves reinforcing the strength of a behavior. Thus, the outcome depends on the response in operant conditioning.
A reinforcement of a desired behavior involves the process of strengthening a positive behavior being exhibited by an individual through the use of stimulus. Therefore, making the behavior to be exhibited in the future by the individual.
Basically, by reinforcing desired behaviors with rewards, parents, teachers and leaders can help people in building positive norms.
In this scenario, Soltura Products Inc. has a training program for its customer service representatives that tests trainees' abilities to interact with customers through role-playing exercises. Every time a trainee enacts a situation, he or she receives instantaneous feedback about the task and a specific type of reinforcement to either encourage or criticize their responses during the enactment. In the context of instructional strategies, this is most likely an example of immediate confirmation because the feedback that the trainee receives is instantaneous.
Doing something without being told; willingness to get things done and taking responsibility; taking action when necessary is called initiative
True
False
Answer:
dhhdhshsjshshsjjjjjj
Explanation:
hdhsbsbsbhshshs
Answer:
True because Someone who takes charge and solves problems without being asked to is demonstrating initiative.
Explanation:
Here’s Some VERY Helpful Business Advice
Answer:
haha there we go thx
MetLife was able to dramatically expand its global footprint by acquiring Alico, a global player in the insurance business, from AIG in 2010 when AIG was in financial distress. This shows that not all diversification moves erode performance.
a) true
b) false
Answer:
True
Explanation:
It is true that not all diversification erodes performance. That is it is not all diversification moves that reduces performance or destroys it. Sometimes diversification could lead to greater risks or greater costs of investment. By diversifying and acquiring Alico metlife was able to increase and expand globally